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KAJO & CO

Active
Public limited companyfounded 1988active for 38 yearsDuinzichtlei (Dp) 17, 2920 Kalmthout, BelgiumKBO/BCE: BE 0434.926.323
Summary

KAJO & CO has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €1.6m and a net result of €57,528, of which €72,442 non-recurring income. Equity has been shrinking by about 7.5% per year since 2019. Its solvency ranks better than 61% of 451 sector peers (NACE 70, financial year 2026). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 08-08-1988 Normal situation
Activity
Business and other management consultancy NACE 70200
Establishment units
2.040.161.210 2920 Kalmthout, since 21-09-1988
2.274.614.564 2000 Antwerpen, since 01-04-2018
Financial year end
31 March
Peppol
Reachable since 30-12-2025

Board and ownership

Board

Financial position

94 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts to 31-03-2026
Gross margin
€232,165
▼ 4.6%
Turnover
≈ €370,000
estimated
Profit
€57,528
Equity
€1.6m
▲ 3.7%
Total assets
€2.5m
▼ 1.9%
Filed on 27-09-2026, 34 days before the deadline
Score breakdownraises riskLiquidity: current ratio 0.55, cash €22,112lowers riskSize: total assets €2.5mFigures for financial year 2026 (filed on 29-09-2026)Founded in 1988Show the evidence

Checked score

Score 2026
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 48% of small companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2025
Strong
Solvency 91+4
equity 65.7% of total assets
Liquidity 36-14
short-term debt 34.1% · cash 0.9%
Profitability 72+9
return on assets 2.3%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (4,516 companies, NACE 70, small)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.2%▲ +0.1 percentage points vs 09-2025highest value 11-2025: 0.1%▼ -0.1 percentage points vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €150,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.55 (3.02 in 2025), below 1. Short-term debt is 34.1% and cash 0.9% of total assets. 34.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, small). It does better than 62% of them on solvency, 20% on liquidity, 62% on profitability and 49% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €2.5m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.55, cash €22,112
NBB · annual accounts
lowers risk · Figures for financial year 2026 (filed on 29-09-2026)
NBB · annual accounts
lowers risk · Founded in 1988
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 27-09-2026, 34 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
34 days early
2025
10 days early
2024
30 days early
2023
50 days early
2022
62 days early
2021
39 days early
2020
68 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 42 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 27 September (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Back in profit in 2026after a loss of €107,279 in 2025 €57,528 View
  • Positive: 4th oldest company in Kalmthout, Professional and technical services sectorin the Checked rankings No. 4 View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 8 years View

Recent changes

  1. · Gazette deed Reappointment: Albert Cleiren (director)Appointments: Marie-Christine De Schutter (director) and David Cleiren (director)
  2. · Gazette deed Resignations: Marie-Christine DE SCHUTTER (director) and David CLEIREN (director)
  3. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as KAJO & CO: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €2.3m and €2.8m, founded between 1986 and 1992.

CompanyTotal assetsGross margin
KAJO & CO Kalmthout€2.5m€0.2m
MAPAN Kontich€2.4m€0.3m
DUO Antwerpen€2.8m€0.2m
Fomon glamcation Olen€2.6m€0.2m
IMMO EN BEHEER V.D.P. Hoogstraten€2.3m€0.3m
J.P.P. Sint-Martens-Latem€2.5m€0.3m
TAGORE Brugge€2.5m€0.2m
Full comparison

Key facts about KAJO & CO

What is the company number of KAJO & CO?
The company number of KAJO & CO is 0434.926.323. The VAT number is the same number with BE in front: BE 0434.926.323.
Where is KAJO & CO based?
The registered office is at Duinzichtlei (Dp) 17, 2920 Kalmthout.Company details
What does KAJO & CO do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of KAJO & CO?
The legal form of KAJO & CO is Public limited company (NV).
When was KAJO & CO founded?
KAJO & CO was founded on 08-08-1988.
Is KAJO & CO still active?
Yes, KAJO & CO is an active enterprise in the KBO register.
How many employees does KAJO & CO have?
KAJO & CO had an average of 0.8 full-time equivalents in financial year 2019, according to the filed annual accounts.Financials
What is the turnover of KAJO & CO?
The turnover in financial year 2026 is ≈ €370,000. This figure is estimated from the gross margin of €232,165 and 94 comparable companies (NACE 70200). It probably lies between €300,000 and €480,000.
Is KAJO & CO profitable?
In financial year 2026, KAJO & CO made a profit of €57,528.
Where can I find the annual accounts of KAJO & CO?
KAJO & CO filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of KAJO & CO due?
KAJO & CO must file the annual accounts for financial year 2027 by 31-10-2027.Timeline

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