Kajko
ActiveKajko has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €114k and a net result of €52k. Its solvency ranks better than 80% of 17007 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+3
Growth52
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 5.82 against 3.36 in 2024; short-term debt: 15.8% and cash: 32.7% of total assets), and 15.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.2%
Return on assets
38.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
2 d early
2024
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€114k▲ 85.4%
2024 · €61k
2024: €61k
2024 → 2025
Total assets
€135k▲ 57.8%
2024 · €85k
2024: €85k
2024 → 2025
Net result
€52k▼ 12.0%
2024 · €59k
2024: €59k
2024 → 2025
Working capital
€103k▲ 80.2%
2024 · €57k
2024: €57k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€61k-€114k▲ 85.4%
Operating result€77k-€67k▼ 13.1%
Net result€59k-€52k▼ 12.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €135k
Fixed assets
€11k▲ 159%
Current assets
€124k▲ 52.8%
Equity and liabilities €135k
Equity
€114k▲ 85.4%
Debt
€21k▼ 11.9%
The debt ratio falls from 28.4% to 15.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€70k▼
2024 · €79k
Cash flow
€55k▼
2024 · €61k
Solvency
84.2%▲
2024 · 71.6%
Current ratio
5.82▲
2024 · 3.36
Quick ratio
5.82▲
2024 · 3.36
Debt / equity
0.19▼
2024 · 0.40
ROE
46.1%▼
2024 · 97.1%
ROA
38.8%▼
2024 · 69.5%
Interest coverage
45.06▲
2024 · 32.34
Debt
€21k▼
2024 · €24k
Debt ≤ 1 year
€21k▼
2024 · €24k
Income taxes
€14k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€85k€135k▲
Fixed assets21/28€4k€11k▲
Tangible fixed assets22/27€4k€11k▲
Furniture and vehicles24€2k€6k▲
Other tangible fixed assets26€2k€4k▲
Current assets29/58€81k€124k▲
Amounts receivable within one year40/41€13k€30k▲
Trade receivables40€13k€15k▲
Other amounts receivable41-€15k
Current investments50/53-€50k
Cash at bank and in hand54/58€68k€44k▼
Deferred charges and accrued income490/1€510€539▲
Equity and liabilities
Total equity and liabilities10/49€85k€135k▲
Equity10/15€61k€114k▲
Contributions10/11€2k€2k=
Reserves13€59k€112k▲
Distributable reserves133€59k€112k▲
Amounts payable17/49€24k€21k▼
Amounts payable within one year42/48€24k€21k▼
Trade debts44€942€817▼
Suppliers440/4€942€817▼
Taxes, remuneration and social security45€23k€21k▼
Taxes450/3€22k€21k▼
Remuneration and social security454/9€1k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€287€183▼
Gross operating margin9900€79k€70k▼
Operating profit (loss)9901€77k€67k▼
Financial income75/76B€54€426▲
Recurring financial income75€54€426▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€75k€66k▼
Income taxes67/77€16k€14k▼
Profit (loss) for the period9904€59k€52k▼
Profit (loss) for the period to be appropriated9905€59k€52k▼
Appropriation of the result
Profit (loss) to be appropriated9906€59k€52k▼
Transfer to equity691/2€59k€52k▼
To other reserves6921€59k€52k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €114k ▲85.4%
2 profitable years in a row build equity to €114k.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beerse · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heilig-Hartstraat 172340 BeerseGround area
516 m²
Building footprint
162 m²
Volume, LiDAR
725 m³
Parcel 13004E0063/00W000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kajko
since 20232.348.128.389
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13004E0063/00W000 | Flanders | 516 m² | 1 · 162 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
875500R3LCPGUBZDT114
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,531 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-07-2023
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.