KAIZEN-IUS
ActiveKAIZEN-IUS has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €154k and a net result of €54k. Equity is growing by ~37.9% per year across the filed fiscal years. Its solvency ranks better than 54% of 12690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▼-5
Solvency86▼-14
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 2.32 against 5.12 in 2024; short-term debt: 39.4% and cash: 46% of total assets), and 39.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.6%
Return on assets
21.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
1 d early
2024
31 d late
2023
30 d late
2022
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€154k=
2024 · €154k
2022: €39k
2023: €96k
2024: €154k
2022 → 2025
Total assets
€254k▲ 33.2%
2024 · €191k
2022: €77k
2023: €147k
2024: €191k
2022 → 2025
Net result
€54k▼ 7.2%
2024 · €59k
2022: €37k
2023: €56k
2024: €59k
2022 → 2025
Working capital
€133k▼ 12.6%
2024 · €152k
2022: €39k
2023: €93k
2024: €152k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€39k-€96k▲ 144%€154k▲ 61.2%€154k=
Operating result€51k-€79k▲ 55.9%€81k▲ 2.1%€69k▼ 14.8%
Net result€37k-€56k▲ 53.3%€59k▲ 3.9%€54k▼ 7.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 15% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €254k
Fixed assets
€21k▲ 822%
Current assets
€233k▲ 23.5%
Equity and liabilities €254k
Equity
€154k=
Debt
€100k▲ 172%
The debt ratio rises from 19.3% to 39.4%. Debt is higher.
Key figures and ratios
EBITDA
€70k▼
2024 · €82k
Cash flow
€55k▼
2024 · €59k
Solvency
60.6%▼
2024 · 80.7%
Current ratio
2.32▼
2024 · 5.12
Quick ratio
2.32▼
2024 · 5.12
Debt / equity
0.65▲
2024 · 0.24
ROE
35.2%▼
2024 · 38.0%
ROA
21.4%▼
2024 · 30.6%
Interest coverage
74.86▼
2024 · 474.69
Debt
€100k▲
2024 · €37k
Debt ≤ 1 year
€100k▲
2024 · €37k
Income taxes
€15k▼
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€191k€254k▲
Fixed assets21/28€2k€21k▲
Tangible fixed assets22/27€2k€2k▼
Furniture and vehicles24€2k€2k▼
Financial fixed assets28-€20k
Current assets29/58€189k€233k▲
Amounts receivable within one year40/41€31k€8k▼
Trade receivables40€31k€3k▼
Other amounts receivable41-€5k
Current investments50/53€40k€108k▲
Cash at bank and in hand54/58€117k€117k▼
Deferred charges and accrued income490/1€729€633▼
Equity and liabilities
Total equity and liabilities10/49€191k€254k▲
Equity10/15€154k€154k=
Contributions10/11€3k€3k=
Reserves13€152k€152k=
Distributable reserves133€152k€152k=
Amounts payable17/49€37k€100k▲
Amounts payable within one year42/48€37k€100k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€30k€36k▲
Taxes450/3€30k€33k▲
Remuneration and social security454/9€160€3k▲
Other amounts payable47/48€5k€61k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€630€630=
Other operating charges640/8€387€400▲
Gross operating margin9900€82k€70k▼
Operating profit (loss)9901€81k€69k▼
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€172€930▲
Recurring financial charges65€172€930▲
Profit (loss) for the period before taxes9903€82k€69k▼
Income taxes67/77€23k€15k▼
Profit (loss) for the period9904€59k€54k▼
Profit (loss) for the period to be appropriated9905€59k€54k▼
Appropriation of the result
Profit (loss) to be appropriated9906€59k€54k▼
Transfer to equity691/2€59k-
To other reserves6921€59k-
Profit to be distributed694/7-€54k
Return on contributions (dividend)694-€54k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Highest result since 2022net €59k ▲3.9%
Operating result €81k, net result €59k, both a record.
31-12
Financial
Equity above €150kEq €154k ▲61.2%
3 profitable years in a row build equity to €154k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Toeristenstraat 251170 Watermaal-BosvoordeGround area
169 m²
Building footprint
65 m²
Volume, LiDAR
665 m³
Parcel 21017D0135/00X002, Brussels · tallest building 13.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
KAIZEN-IUS
since 20212.326.058.020
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21017D0135/00X002 | Brussels | 169 m² | 1 · 65 m² | 13.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400JHZQT9VDXAVW68
Similar companies · same sector, comparable size
FEAN
BE 0728.640.046
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PORTUS
BE 0836.742.388
Hechtel-Eksel · Eq €154k
PEPPOST
BE 0745.597.923
Pepinster · Eq €155k
FI²
BE 0750.998.942
Genappe · Eq €155k
MARC GENICOT
BE 0476.497.058
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Of 2,761 companies in sector 69109 we hold annual accounts for 1,209. 927 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-12-2021
Fiscal year end31-12
Activities, NACEBEL
69109Other legal services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.