KAIROS H
ActiveKAIROS H has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62k and a net result of €12k. Its solvency ranks better than 15% of 2261 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes
Profitability98
Solvency1
Growth-
Stability67
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity short (current ratio 0.11), and 98% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2%
Return on assets
0.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 2261 sector peers (2025).
NBB · sector comparisonPosition among 2261 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€62k
Total assets
€3.15M
Net result
€12k
Working capital
€-1.53M
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €3.15M
Fixed assets
€2.95M
Current assets
€196k
Equity and liabilities €3.15M
Equity
€62k
Debt
€3.08M
Debt finances 98.0% of the balance-sheet total.
Key figures and ratios
Solvency
2.0%
Current ratio
0.11
Quick ratio
0.11
Debt / equity
49.64
ROE
19.5%
ROA
0.4%
Debt
€3.08M
Debt ≤ 1 year
€1.73M
Debt > 1 year
€1.36M
Income taxes
€4k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€3.15M
Fixed assets21/28€2.95M
Financial fixed assets28€2.95M
Current assets29/58€196k
Amounts receivable within one year40/41€196k
Other amounts receivable41€196k
Equity and liabilities
Total equity and liabilities10/49€3.15M
Equity10/15€62k
Contributions10/11€50k
Profit (loss) carried forward14€12k
Amounts payable17/49€3.08M
Amounts payable after more than one year17€1.36M
Financial debts170/4€1.36M
Amounts payable within one year42/48€1.73M
Current portion of amounts payable after more than one year42€177k
Financial debts43€943k
Credit institutions430/8€943k
Taxes, remuneration and social security45€38k
Taxes450/3€38k
Other amounts payable47/48€570k
Income statement
Code2025
Other operating charges640/8€1k
Gross operating margin9900€133k
Operating profit (loss)9901€132k
Financial charges65/66B€116k
Recurring financial charges65€116k
Profit (loss) for the period before taxes9903€16k
Income taxes67/77€4k
Profit (loss) for the period9904€12k
Profit (loss) for the period to be appropriated9905€12k
Appropriation of the result
Profit (loss) to be appropriated9906€12k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waterloosesteenweg 8231180 UkkelGround area
587 m²
Building footprint
245 m²
Volume, LiDAR
3,154 m³
Parcel 21612C0056/02H089, Brussels · tallest building 22.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
KAIROS H
since 20242.368.855.608
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612C0056/02H089 | Brussels | 587 m² | 1 · 245 m² | 22.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Peken Moens
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PROJECT LEGACY
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Of 24,419 companies in sector 82990 we hold annual accounts for 9,361. 7,009 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-08-2024
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.