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Kaiku

Active
Private limited companyfounded 2025active for 1 yearDriehoekstraat 32, 2180 Antwerpen, BelgiumKBO/BCE: BE 1026.684.226
Summary

The annual accounts of Kaiku for financial year 2025 show a net loss of 497% of total assets. The 2025 annual accounts show equity of €191 and a net result of -€9,809. Its solvency ranks better than 14% of 20,612 sector peers (NACE 86, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Psychology services
NACE 86931
1 site
Size
€1,975total assets 2025
Equity
€191
Loss
-€9,809
Turnover not published (micro format)
Financial health
52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts 1 day early
Why 52raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €9,809 (financial year 2025)lowers riskSector: Human health activities (NACE 86)Size: total assets €1,975Liquidity: current ratio 1.11, cash €466Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 7% of its sector peers (NACE 86, micro)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength
Weak
Solvency 35
equity 9.7% of total assets
Liquidity 29
short-term debt 90.3% · cash 23.6%
Profitability 0
return on assets -496.5%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (24,124 companies, NACE 86, micro)
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro): better than 14% on solvency, 5% on liquidity and 1% on profitability.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises riskneutral
lowers risk · Sector: Human health activities (NACE 86)
KBO
lowers risk · Size: total assets €1,975
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Loss of €9,809 (financial year 2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.11, cash €466
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 20612 sector peers (2025).
NBB · sector comparison
Position among 20612 sector peers
Solvency
better than 14%
← weakest strongest →
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
1 day early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: NURMI, Leena-Irina (director) ·…

Key points

  • Caution: Among the weakest 5% on net resultsector median €60,170 · 20,599 companies -€9,809 View
  • Founded 14 months agofounded 21-08-2025 14 months View
  • One director decidessole director in office 1 View

By topic

Financials

Financial year
2025
Total assets
€1,975
Loss
-€9,809
Solvency
9.7%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Psychology servicesNACE 86931
Founded
21-08-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
10
Annual meeting
First Friday of June at 18:00
Purpose
“Het verlenen van psychotherapeutische en klinischpsychologische diensten; Het aanbieden…” (deed in Dutch)
Statutory auditor
No statutory auditor
Go to Articles of association

Key facts about Kaiku

What is the company number of Kaiku?
1026.684.226. In Belgium the VAT number is the company number with BE in front: BE 1026.684.226.
Where is Kaiku based?
The registered office is at Driehoekstraat 32, 2180 Antwerpen.Company details
What does Kaiku do?
According to the KBO register, the main activity is psychology services (NACE 86931).
What is the legal form of Kaiku?
Private limited company (BV).
When was Kaiku founded?
On 21-08-2025.
Is Kaiku still active?
Yes, Kaiku is an active enterprise in the KBO register.
What is the turnover of Kaiku?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Kaiku profitable?
In financial year 2025, Kaiku made a loss of €9,809.
Where can I find the annual accounts of Kaiku?
Kaiku filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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