KAEM RESTAURATION
ActiveThe computed 12-month bankruptcy probability of KAEM RESTAURATION is 5.4% (elevated). The 2024 annual accounts show equity of €5k and a net result of €3k. Its solvency ranks better than 37% of 18944 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
39
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability79
Solvency39
Growth-
Track record67
Bankruptcy probability, 12 months
5.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.15; short-term debt: 86.3% and cash: 1.5% of total assets), and 86.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
13.7%
Return on assets
8.2%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-09-2025, 57 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
57 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€5k
Total assets
€36k
Net result
€3k
Working capital
€-26k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €36k
Fixed assets
€31k
Current assets
€5k
Equity and liabilities €36k
Equity
€5k
Debt
€31k
Debt finances 86.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€11k
Cash flow
€10k
Solvency
13.7%
Current ratio
0.15
Quick ratio
0.02
Debt / equity
6.28
ROE
59.5%
ROA
8.2%
Interest coverage
34.64
Debt
€31k
Debt ≤ 1 year
€31k
Income taxes
€981
Staff costs
€7k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€36k
Fixed assets21/28€31k
Intangible fixed assets21€24k
Tangible fixed assets22/27€7k
Furniture and vehicles24€7k
Current assets29/58€5k
Stocks and contracts in progress3€4k
Stocks30/36€4k
Cash at bank and in hand54/58€546
Equity and liabilities
Total equity and liabilities10/49€36k
Equity10/15€5k
Contributions10/11€2k
Profit (loss) carried forward14€3k
Amounts payable17/49€31k
Amounts payable within one year42/48€31k
Financial debts43€11k
Credit institutions430/8€11k
Trade debts44€9k
Suppliers440/4€9k
Taxes, remuneration and social security45€7k
Taxes450/3€7k
Other amounts payable47/48€4k
Income statement
Code2024
Remuneration, social security and pensions62€7k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k
Other operating charges640/8€416
Gross operating margin9900€18k
Operating profit (loss)9901€4k
Financial charges65/66B€324
Recurring financial charges65€324
Profit (loss) for the period before taxes9903€4k
Income taxes67/77€981
Profit (loss) for the period9904€3k
Profit (loss) for the period to be appropriated9905€3k
Appropriation of the result
Profit (loss) to be appropriated9906€3k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aubel · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Battice 744880 AubelGround area
198 m²
Building footprint
72 m²
Volume, LiDAR
696 m³
Parcel 63003B0670/00A002, Wallonia · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Bella Vita Pizzeria
since 20242.353.674.019
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63003B0670/00A002 | Wallonia | 198 m² | 1 · 72 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAubel2.353.674.019
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ALFA SAHIN
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TCAT
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 5,197 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-01-2024
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56101Full-service restaurants
56111Full-service restaurants
56120Mobile food service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.