Equity
€1.9m ▼ 12.0%
KADIL paid out €776,459 in dividends. That is 150% of the 2025 profit.
KADIL
Lifetime
12 annual accounts with figures on one time axisGross marginpeak €2.0m (2021)
€1.6m▼ 1.4%
Resultpeak €739,439 (2021)
€516,068▼ 2.3%
Equitypeak €2.2m (2023)
€1.9m▼ 12.0%
Debts
€2.1m▲ 32.1%
Staffpeak 14.4 FTE (2023)
11.6 FTE▼ 12.1%
Board2 names since 2021
1 directorKYLD
Owners2 names in the annual accounts
100%KYLD
Documentsfilings and deeds
04-06-202657 days before the deadline
2025abbreviated format
Staff from 13.2 FTE to 11.6 FTEDividend €776,459Debts from €1.6m to €2.1m
Key points
from the 2025 annual accountsTurnover
≈ €6.5m estimated
The abbreviated format states no turnover.
Investments
€6,944 0.0 × depreciation
Green is investment, beige is depreciation.
Staff
13 employees on 31-12-2025
In 2025, 102 people joined and 101 left.
Filings
12 annual accounts since 2014
The last five annual accounts were filed 12 to 57 days before the end of the period.
Position in the sector
€516,068
Higher net result than 94% of companies in wholesale trade. Sector median €26,745 · 9,862 companies.
Checked score
90
Excellent
Financially stronger than 51% of small companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 4,376 companies (NACE 46, small).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025lowest value
11-2025: 0.1%● unchanged vs 10-2025lowest value
12-2025: 0.1%● unchanged vs 11-2025lowest value
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026lowest value
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.2%▲ +0.1 percentage points vs 06-2026highest value
08-2026: 0.2%● unchanged vs 07-2026highest value
09-2026: 0.2%● unchanged vs 08-2026highest value
10-2026: 0.2%● unchanged vs 09-2026highest value
11-2026: 0.2%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 1.47, cash €268,052
lowers risk
Figures for financial year 2025 (filed on 04-06-2026)
Founded in 2013
Equity €1.9m (47.7% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small). It does better than 56% of them on solvency, 45% on liquidity, 88% on profitability and 16% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,811 companies had the same profile as KADIL has now. Each dot stands for 45 companies, two years later.
96.5%
were still trading
3.1%
stopped another way
0.3%
went bankrupt
That fits the bankruptcy probability of KADIL itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,811 companies, not a prediction for KADIL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €170,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.47 (2.19 in 2024), below the usual 1.5. Short-term debt is 39.6% and cash 6.7% of total assets. 52.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 days early
2024
55 days early
2023
43 days early
2022
20 days early
2021
12 days early
2020
59 days early
2019
18 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 38 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
New director
BV KYLD appointed, BV Dulok resigned · Permanent representative: van Hees Dominiek · Director discharge: BV Dulok (director (not named in the articles)) · General meeting of 06-03-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0543554148
Legal-form change · Resignations & appointments
Gazette deed
Environmental permit granted
Nieuwe publiciteitsinrichting (met inbegrip van vernieuwen van een bestaande vergunning) · Rijkevorsel
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| KADIL Hoogstraten | €4.0m | €1.6m | 47.7% | 11.6 |
| HOBRAND Schoten | €2.8m | €1.5m | 26.4% | 10 |
| Distri-Garden Kluisbergen | €3.9m | €1.4m | -18.4% | 9 |
| UNIVERSAL WOODS EMEA Boom | €2.6m | €1.7m | 77.2% | 11.5 |
| NASSAU SCHEEPSBENODIGDHEDEN Antwerp | €1.6m | €0.8m | 76.5% | 11.4 |
| PI DISTRIBUTION Anderlecht | €7.5m | €1.3m | 19.6% | 15.7 |
| Mees Van Den Brink Stabroek | €2.2m | €1.0m | 1.8% | 11.2 |
These companies have the same main activity as KADIL: non-specialised wholesale trade (NACE 46900). They are comparable in size and age: total assets between €1.6m and €7.5m, founded between 2011 and 2017.
Official details
Source: KBO- Status
- Active since 17-12-2013Normal situation
- Registered office
- 10 active companies are registered at this address3 started in the 12 months before. Source: KBO register, as of 6 November 2026.
- Activity
- Non-specialised wholesale tradeNACE 46900and 1 other
- Joint committees
- 201Independent retail
- 100Auxiliary committee for blue-collar workers · annual accounts 2021
- Establishment unit
- 2.225.404.8802310 Rijkevorsel, since 01-01-2014
- Financial year end
- 31 December
- Peppol
- Reachable since 23-06-2025
Annual accounts 2025
- Total assets
- €4.0m▲ 6.6%
- Employeeson 31-12-2025
- 13▲ 8.3%
- Filing
- Filed on 04-06-2026, 57 days before the end of the filing period
Insights on KADIL
KADIL files the abbreviated format. That format states no turnover. The gross margin rose from €887,254 in 2014 to €1.6m in 2025.
KYLD holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about KADIL
- What is the company number of KADIL?
- The company number of KADIL is 0543.554.148. The VAT number is the same number with BE in front: BE 0543.554.148.
- Where is KADIL based?
- The registered office is at Vooraard 3, 2322 Hoogstraten.Company details
- What does KADIL do?
- According to the KBO register, the main activity is non-specialised wholesale trade (NACE 46900).
- What is the legal form of KADIL?
- KADIL is a private limited company (BV).
- When was KADIL founded?
- KADIL was founded on 17-12-2013.
- Is KADIL still active?
- Yes, KADIL is an active enterprise in the KBO register.
- How many employees does KADIL have?
- KADIL had an average of 11.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does KADIL fall under?
- In its 2021 annual accounts, KADIL states joint committees 201 (Independent retail) and 100 (Auxiliary committee for blue-collar workers).
- What is the turnover of KADIL?
- The turnover in financial year 2025 is ≈ €6.5m. This figure is estimated from the gross margin of €1.6m and 98 comparable companies (NACE 46). It probably lies between €3.9m and €11.0m.
- Is KADIL profitable?
- In financial year 2025, KADIL made a profit of €516,068.
- Where can I find the annual accounts of KADIL?
- KADIL filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of KADIL due?
- KADIL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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