KADIL
ActiveKADIL has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.91M and a net result of €516k. Equity is growing by ~20.6% per year across the filed fiscal years. Its solvency ranks better than 54% of 7924 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
68
/ 100
Healthy▼ -20 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency81▼-17
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130k at 30 days acceptable
Liquidity tight (current ratio 1.47 against 2.19 in 2024), and 52.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.7%
Return on assets
12.9%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 d early
2024
55 d early
2023
43 d early
2022
20 d early
2021
12 d early
2020
59 d early
2019
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.91M▼ 12.0%
2024 · €2.17M
2018: €542k
2019: €542k
2020: €1.25M
2021: €1.99M
2022: €2.18M
2023: €2.24M
2024: €2.17M
2018 → 2025
Total assets
€4.01M▲ 6.6%
2024 · €3.76M
2018: €5.01M
2019: €5.38M
2020: €5.22M
2021: €5.34M
2022: €4.78M
2023: €4.52M
2024: €3.76M
2018 → 2025
Net result
€516k▼ 2.3%
2024 · €528k
2018: €208k
2019: €251k
2020: €710k
2021: €739k
2022: €686k
2023: €447k
2024: €528k
2018 → 2025
Working capital
€741k▼ 23.1%
2024 · €964k
2018: €55k
2019: €-370k
2020: €283k
2021: €879k
2022: €858k
2023: €1.03M
2024: €964k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.99M-€2.18M▲ 9.4%€2.24M▲ 3.1%€2.17M▼ 3.2%€1.91M▼ 12.0%
Operating result€985k-€907k▼ 7.9%€645k▼ 28.9%€752k▲ 16.6%€693k▼ 7.9%
Net result€739k-€686k▼ 7.2%€447k▼ 34.9%€528k▲ 18.1%€516k▼ 2.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.01M
Fixed assets
€1.68M▼ 15.4%
Current assets
€2.33M▲ 31.3%
Equity and liabilities €4.01M
Equity
€1.91M▼ 12.0%
Debt
€2.10M▲ 32.1%
The debt ratio rises from 42.2% to 52.3%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€1.01M▼
2024 · €1.07M
Cash flow
€830k▼
2024 · €842k
Solvency
47.7%▼
2024 · 57.8%
Current ratio
1.47▼
2024 · 2.19
Quick ratio
0.54▲
2024 · 0.49
Debt / equity
1.10▲
2024 · 0.73
ROE
27.0%▲
2024 · 24.3%
ROA
12.9%▼
2024 · 14.0%
Interest coverage
21.23▲
2024 · 13.09
Debt
€2.10M▲
2024 · €1.59M
Debt ≤ 1 year
€1.59M▲
2024 · €809k
Debt > 1 year
€482k▼
2024 · €739k
Income taxes
€174k▼
2024 · €178k
Staff costs
€490k▲
2024 · €479k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.76M€4.01M▲
Fixed assets21/28€1.99M€1.68M▼
Tangible fixed assets22/27€1.99M€1.68M▼
Land and buildings22€1.95M€1.66M▼
Plant, machinery and equipment23€13k€9k▼
Furniture and vehicles24€23k€13k▼
Financial fixed assets28€422€422=
Current assets29/58€1.77M€2.33M▲
Stocks and contracts in progress3€1.37M€1.46M▲
Stocks30/36€1.37M€1.46M▲
Amounts receivable within one year40/41€44k€568k▲
Trade receivables40€44k€37k▼
Other amounts receivable41€0€531k▲
Cash at bank and in hand54/58€335k€268k▼
Deferred charges and accrued income490/1€19k€29k▲
Equity and liabilities
Total equity and liabilities10/49€3.76M€4.01M▲
Equity10/15€2.17M€1.91M▼
Contributions10/11€19k€19k=
Reserves13€2.15M€1.89M▼
Tax-exempt reserves132-€160k
Distributable reserves133€2.15M€1.73M▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€1.59M€2.10M▲
Amounts payable after more than one year17€739k€482k▼
Financial debts170/4€739k€482k▼
Amounts payable within one year42/48€809k€1.59M▲
Current portion of amounts payable after more than one year42€307k€257k▼
Trade debts44€158k€252k▲
Suppliers440/4€158k€252k▲
Advances received on contracts in progress46€7k€10k▲
Taxes, remuneration and social security45€137k€74k▼
Taxes450/3€67k€18k▼
Remuneration and social security454/9€70k€56k▼
Other amounts payable47/48€200k€994k▲
Accrued charges and deferred income492/3€39k€26k▼
Income statement
Code20242025
Remuneration, social security and pensions62€479k€490k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€314k€314k=
Other operating charges640/8€29k€55k▲
Gross operating margin9900€1.57M€1.55M▼
Operating profit (loss)9901€752k€693k▼
Financial income75/76B€35k€44k▲
Recurring financial income75€35k€44k▲
Financial charges65/66B€81k€47k▼
Recurring financial charges65€81k€47k▼
Profit (loss) for the period before taxes9903€706k€690k▼
Income taxes67/77€178k€174k▼
Profit (loss) for the period9904€528k€516k▼
Transfer to tax-exempt reserves689-€160k
Profit (loss) for the period to be appropriated9905€528k€356k▼
Appropriation of the result
Profit (loss) to be appropriated9906€528k€356k▼
Transfer from equity791/2€72k€420k▲
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€600k€776k▲
Return on contributions (dividend)694€600k€776k▲
Social balance
Average headcount (FTE)908713.211.6▼
The notes to these accounts (26 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
20-03
State Gazette act
Resignations & appointmentsGeneral meeting · Director resignation · Director discharge8 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director resignation · Director discharge8 facts ▸
- General meeting, 06/03/2025
- Director resignation, BV Dulok (niet-statutaire bestuurder)
- Director discharge, BV Dulok
- Director appointment, BV KYLD (niet-statutaire bestuurder)
- Permanent representative, van Hees Dominiek
- Permanent representative, van Hees Dominiek
- Mandate compensation, BV KYLD
- Power of attorney, NV Acs Accountants
2025
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €2MEq €2.18M ▲9.4%
5 profitable years in a row build equity to €2.18M.
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €739k ▲4.2%
Operating result €985k, net result €739k, both a record.
02-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €1MEq €1.25M ▲131%
3 profitable years in a row build equity to €1.25M.
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2022
KYLD
CurrentNon-statutory director · since 05-05-2022 · Private limited company · perm. rep.: van Hees Dominiek
05-05-2022
Appointed as Non-statutory director
Location & real-estate footprint
Registered office, Hoogstraten · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vooraard 32322 HoogstratenGround area
6,758 m²
Building footprint
3,226 m²
Volume, LiDAR
23,407 m³
2 parcels, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HUBO
since 20142.225.404.880
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13502D0089/00W024 | Flanders | 5,493 m² | 1 · 2,989 m² | 8.3 m · 2 fl. |
| 13024A0417/00L000 | Flanders | 1,265 m² | 1 · 236 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
2 connected companiesNetwork connections
Shared corporate director
→
Shared corporate director
→
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 51,105 EUR awarded · 51,105 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 3,512 EUR | 3,512 EUR |
| 2024 | 2 | 7,758 EUR | 7,758 EUR |
| 2023 | 1 | 21,018 EUR | 21,018 EUR |
| 2022 | 2 | 18,817 EUR | 18,817 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteRijkevorsel2.225.404.880
Similar companies · same sector, comparable size
KPMB
BE 0886.439.250
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UNIVERSAL WOODS EMEA
BE 0837.657.752
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PLASTIBAC
BE 0422.488.745
Kuurne · Eq €1.95M
LG IMPORTS
BE 0404.169.702
Beerse · Eq €1.96M
Yannick Jacques
BE 0827.694.664
Grez-Doiceau · Eq €1.87M
Of 1,556 companies in sector 46900 we hold annual accounts for 913. 534 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-12-2013
Fiscal year end31-12
Activities, NACEBEL
46900Non-specialised wholesale trade
47521Retail sale of hardware, building materials, paint and glass (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.