Investments
€4,673 2.9 × depreciation
Green is investment, beige is depreciation.
Ka85
Lifetime
2 annual accounts with figures on one time axispeak €34,672 (2024)
€30,497▼ 12.0%
peak €27,145 (2024)
€22,086▼ 18.6%
peak €50,231 (2025)
€50,231▲ 78.5%
€8,027▼ 47.8%
Board1 name since 2024
1 directorSCHRIJVERS Carine Paula Lucienne
Documentsfilings and deeds
26-07-20265 days before the deadline
2025micro format
Gross margin from €34,672 to €30,497Equity from €28,145 to €50,231Debts from €15,373 to €8,027Investments €4,673
Key points
from the 2025 annual accountsLiquidity
6.27 was 2.51 in 2024
Short-term debts fell from €15,373 to €8,027.
Position in the sector
86.2%
Higher solvency than 89% of companies in real estate. Sector median 28.9% · 17,194 companies.
Checked score
99
Excellent
Financially stronger than 93% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,627 companies (NACE 68, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
04-2025: 0.7%
05-2025: 0.7%● unchanged vs 04-2025
06-2025: 0.7%● unchanged vs 05-2025
07-2025: 0.7%● unchanged vs 06-2025highest value
08-2025: 0.1%▼ -0.6 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
lowers risk
Liquidity: current ratio 6.27, cash €41,786
Sector: Real estate activities (NACE 68)
Equity €50,231 (86.2% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 91% of them on solvency, 95% on liquidity, 95% on profitability and 90% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as Ka85 has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Ka85 itself is lower: < 0.1% within 12 months. It rests on far more data about Ka85 than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Ka85. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.27 (2.51 in 2024), above the usual 1.5. Short-term debt is 13.8% and cash 71.7% of total assets. 13.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-07-2026, 5 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
5 days early
2024
7 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 6 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1007669553
Incorporation
Founding capital of €1,000, 100 shares · Founder: SCHRIJVERS Carine Paula Lucienne · Appointment: SCHRIJVERS Carine Paula Lucienne (director) · published on 29-03-2024 · Gazette deed
First establishment
Guldensporenplein 1, Hasselt
Comparable companies
same main activity, similar in size and ageThese companies have the same main activity as Ka85: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €54,900 and €66,000, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 27-03-2024Normal situation
- Activity
- Real estate agency activitiesNACE 68310and 2 others
- Establishment unit
- 2.358.376.2423500 Hasselt, since 27-03-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 27-11-2025
Annual accounts 2025
- ≈ €67,000estimated
- €58,257▲ 33.9%
- Filing
- Filed on 26-07-2026, 5 days before the end of the filing period
Insights on Ka85
Ka85 has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50,231 and a net result of €22,086.
Its solvency ranks better than 89% of 17,194 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Ka85
- What is the company number of Ka85?
- The company number of Ka85 is 1007.669.553. The VAT number is the same number with BE in front: BE 1007.669.553.
- Where is Ka85 based?
- The registered office is at Guldensporenplein 1, 3500 Hasselt.Company details
- What does Ka85 do?
- According to the KBO register, the main activity is real estate agency activities (NACE 68310).
- What is the legal form of Ka85?
- Ka85 is a private limited company (BV).
- When was Ka85 founded?
- Ka85 was founded on 27-03-2024.
- Is Ka85 still active?
- Yes, Ka85 is an active enterprise in the KBO register.
- What is the turnover of Ka85?
- The turnover in financial year 2025 is ≈ €67,000. This figure is estimated from the gross margin of €30,497 and 32 comparable companies (NACE 683). It probably lies between €45,000 and €120,000.Financials
- Is Ka85 profitable?
- In financial year 2025, Ka85 made a profit of €22,086.
- Where can I find the annual accounts of Ka85?
- Ka85 filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Ka85 due?
- Ka85 must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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