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Ka & St

Active
Private limited companyfounded 20188 yrs activeVelodroomstraat 17, 9940 Evergem, BelgiumKBO/BCE: BE 0690.882.104
Summary

Ka & St has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.4m and a net result of €1.0m. Equity is growing by ~16.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 9986 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
Ka & StActiveChecked score 99/100
Risk analysis ReportCompare

Overview

Activity
Development of residential building projects
NACE 68121Real estate development NACE 41101
1 site
Size
€1.4mtotal assets 2025
Equity
€1.4m
Profit
€1.0m
Turnover not published (abridged schema)Net result +1,301%: other schema
Financial health
99 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts filed 21 d late0 of 2 deeds read
Why 99- Latest accounts 21 days late; 1 of the last 3 late+ Liquidity: current ratio 30.20, cash €393,457+ Sector Real estate activities (NACE 68)+ Equity €1.4m (96.7% of total assets)Show the evidence

Checked score

Score 2025
99 / 100
Excellent
Probability in this band: under 0.55%
Better than 93% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100+68
equity 96.7% of total assets
Liquidity 84+61
short-term debt 3.3% · cash 27.6%
Profitability 100+29
return on assets 72.8%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (26,362 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● 0.0% vs 11-2024 01-2025: 0.2%● 0.0% vs 12-2024 02-2025: 0.2%▲ +3.0% vs 01-2025 03-2025: 0.2%▲ +4.0% vs 02-2025 04-2025: 0.2%▼ -0.6% vs 03-2025 05-2025: 0.2%▲ +8.3% vs 04-2025 06-2025: 0.2%▲ +15.4% vs 05-2025 07-2025: 0.3%▲ +18.2% vs 06-2025 08-2025: 0.5%▲ +75.9% vs 07-2025highest value 09-2025: 0.1%▼ -85.3% vs 08-2025 10-2025: 0.1%▼ -1.4% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%▼ -1.5% vs 12-2025 02-2026: 0.1%▲ +4.5% vs 01-2026 03-2026: 0.1%▲ +5.7% vs 02-2026 04-2026: 0.1%▲ +5.4% vs 03-2026 05-2026: 0.1%▲ +12.8% vs 04-2026 06-2026: 0.1%▲ +42.0% vs 05-2026 07-2026: 0.1%▲ +16.0% vs 06-2026 08-2026: 0.3%▲ +74.5% vs 07-2026 09-2026: < 0.1%▼ -85.0% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value
  • Liquidity: current ratio 30.20, cash €393,457 lowers the probability
  • Sector Real estate activities (NACE 68) lowers the probability
  • Latest accounts 21 days late; 1 of the last 3 late raises the probability
  • Equity €1.4m (96.7% of total assets) lowers the probability
Credit up to €130,000 at 30 days acceptable
Liquidity ample (current ratio 30.2 against 1.19 in 2024; short-term debt: 3.3% and cash: 27.6% of total assets), and 3.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 91%, liquidity 88%, profitability 95%, growth against the median 97%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 30.20, cash €393,457
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Sector Real estate activities (NACE 68)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Latest accounts 21 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Equity €1.4m (96.7% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filings
Deviation from the deadline
2025
21 d late
2024
30 d late
2023
32 d late
2022
15 d late
2021
25 d late
2020
30 d late
2019
12 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 24 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Highest result since 2019net €1.0m ▲1,301%
  3. Liquidity times 25current ratio 30.20

Key points

  • Positive: Result rose in 2025different schema filed ▲ 1,301% View
  • Positive: Among the best 5% on solvencysector median 31.3% · 9,986 companies 96.7% View
  • Positive: 7 profitable years in a rowprofit 2025: €1.0m 7 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.4m
Profit
€1.0m
Solvency
96.7%
Total assets▼ 69.7%
Net result
20192025
Go to Financials

Timeline

Events
13
Since
2020
Next accounts
by 31-07-2027
  1. 21-08-2026Annual accounts filed
  2. 31-12-2025Highest result since 2019
  3. 31-12-2025Liquidity times 25
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Development of residential building projectsNACE 68121
Founded
22-02-2018
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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