K5+D
ActiveK5+D has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42k and a net result of €2k. Equity is growing by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 14009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-7
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 52.21 against 30.02 in 2024; short-term debt: 1.8% and cash: 79.4% of total assets), and 1.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-04-2025 was due by 30-11-2025 and was filed on 26-11-2025, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
5 d early
2023
3 d early
2022
1 d early
2021
6 d early
2020
32 d early
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-04-2026 and is due by 30-11-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-04-2026 close19-09-2026 today30-11-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€42k▲ 6.2%
2024 · €40k
2019: €24k
2020: €31k
2021: €30k
2022: €33k
2023: €35k
2024: €40k
2019 → 2025
Total assets
€43k▲ 4.8%
2024 · €41k
2019: €31k
2020: €38k
2021: €31k
2022: €34k
2023: €36k
2024: €41k
2019 → 2025
Net result
€2k▼ 46.3%
2024 · €5k
2019: €6k
2020: €7k
2021: €-1k
2022: €3k
2023: €2k
2024: €5k
2019 → 2025
Working capital
€40k▲ 8.7%
2024 · €37k
2019: €23k
2020: €30k
2021: €30k
2022: €34k
2023: €34k
2024: €37k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€30k-€33k▲ 10.5%€35k▲ 6.7%€40k▲ 13.0%€42k▲ 6.2%
Operating result€858-€7k▲ 684%€5k▼ 26.7%€8k▲ 67.7%€5k▼ 37.7%
Net result€-1k-€3k€2k▼ 29.4%€5k▲ 106%€2k▼ 46.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 38% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €43k
Fixed assets
€2k▼ 25.8%
Current assets
€41k▲ 7.1%
Equity and liabilities €43k
Equity
€42k▲ 6.2%
Debt
€780▼ 38.4%
The debt ratio falls from 3.1% to 1.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€6k▼
2024 · €9k
Cash flow
€3k▼
2024 · €5k
Solvency
98.2%▲
2024 · 96.9%
Current ratio
52.21▲
2024 · 30.02
Quick ratio
52.21▲
2024 · 30.02
Debt / equity
0.02▼
2024 · 0.03
ROE
5.8%▼
2024 · 11.5%
ROA
5.7%▼
2024 · 11.1%
Interest coverage
9.83▼
2024 · 11.21
Debt
€780▼
2024 · €1k
Debt ≤ 1 year
€780▼
2024 · €1k
Income taxes
€2k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€41k€43k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€434€192▼
Other tangible fixed assets26€2k€2k▼
Current assets29/58€38k€41k▲
Amounts receivable within one year40/41€7k€5k▼
Trade receivables40€1k€1k▼
Other amounts receivable41€5k€4k▼
Cash at bank and in hand54/58€30k€34k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€41k€43k▲
Equity10/15€40k€42k▲
Contributions10/11€19k€19k=
Reserves13€21k€23k▲
Distributable reserves133€21k€23k▲
Amounts payable17/49€1k€780▼
Amounts payable within one year42/48€1k€780▼
Trade debts44€589€135▼
Suppliers440/4€589€135▼
Taxes, remuneration and social security45€677€644▼
Taxes450/3€677€644▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€309€751▲
Other operating charges640/8€805€832▲
Gross operating margin9900€9k€7k▼
Operating profit (loss)9901€8k€5k▼
Financial income75/76B€170€288▲
Recurring financial income75€170€288▲
Financial charges65/66B€766€601▼
Recurring financial charges65€766€601▼
Profit (loss) for the period before taxes9903€8k€5k▼
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€5k€2k▼
Profit (loss) for the period to be appropriated9905€5k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€2k▼
Transfer to equity691/2€5k€2k▼
To other reserves6921€5k€2k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
26-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
25-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
27-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
29-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-04
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
30-04
Financial
Liquidity times 6current ratio 121.67
Current ratio from 19.57 to 121.67; short-term debt falls from €2k to €280.
2021
24-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-04
Financial
Weakest financial yearnet €-1k ▼115%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
30-04
Financial
Liquidity quadruplescurrent ratio 19.57
Current ratio from 5.04 to 19.57; short-term debt falls from €8k to €2k.
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-04
Financial
Highest result since 2019net €7k ▲21%
Operating result €12k, net result €7k, both a record.
2019
21-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
22-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
24-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
25-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zonnebloemstraat 248301 Knokke-HeistGround area
630 m²
Building footprint
199 m²
Volume, LiDAR
1,287 m³
Parcel 31337C0084/00W000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
K5+D
since 20022.096.067.159
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31337C0084/00W000 | Flanders | 630 m² | 1 · 199 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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RIJSCHOLEN HEYMANS BV
BE 0890.944.010
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LEFEVER VASTGOED
BE 0735.683.038
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Madou Vastgoed
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Of 11,748 companies in sector 68310 we hold annual accounts for 6,906. 4,727 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-05-2002
Fiscal year end30-04
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.