K2F
ActiveK2F has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2020 annual accounts show equity of €19k and a net result of €10k. Equity is growing by ~56% per year across the filed fiscal years. Its solvency ranks better than 50% of 23188 sector peers (fiscal year 2020). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2020
83
/ 100
Excellent▲ +41 vs 2019
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2019
Profitability100▲+100
Solvency100▲+57
Growth78▲+46
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity ample (current ratio 2.2 against 2.28 in 2019), and 45.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2020Solvency, return and age of the figures
Solvency
54.5%
Return on assets
29%
Age of the figures
68 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · No filing for years
The last filed financial year closed on 31-12-2020. Since then, 5 financial years are missing. This points to a standstill, not an imminent failure.
NBB · 10 filingsPosition against the passed deadline
31-12-2021 close31-07-2022 deadline12-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2020 was due by 31-07-2021 and was filed on 28-09-2021, 59 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
not filed
2020
59 d late
2019
69 d late
← before the deadline
after the deadline →
Financials · fiscal year 2020, micro schema
Equity
€19k▲ 114%
2019 · €9k
2018: €9k
2019: €9k
2018 → 2020
Total assets
€35k▼ 45.8%
2019 · €65k
2018: €63k
2019: €65k
2018 → 2020
Net result
€10k
2019 · €-82
2018: €3k
2019: €-82
2018 → 2020
Working capital
€19k▼ 28.5%
2019 · €27k
2018: €30k
2019: €27k
2018 → 2020
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line201820192020Trend
Equity€9k-€9k▼ 0.9%€19k▲ 114%
Operating result€7k-€4k▼ 44.6%€16k▲ 323%
Net result€3k-€-82€10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2020; 2020 is 323% above 2019 and is the highest year so far.
Balance-sheet composition
2020 in colour, 2019 as the grey bar beneath
Equity and liabilities €35k
Equity
€19k▲ 114%
Debt
€16k▼ 71.4%
The debt ratio falls from 86.2% to 45.5%: equity grows while debt is paid down.
Key figures and ratios
Solvency
54.5%▲
2019 · 13.8%
Current ratio
2.20▼
2019 · 2.28
Quick ratio
2.20▼
2019 · 2.28
ROE
53.3%▲
2019 · -0.9%
ROA
29.0%▲
2019 · -0.1%
Debt
€16k▼
2019 · €56k
Debt ≤ 1 year
€16k▼
2019 · €21k
Income taxes
€4k▲
2019 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2020 against 2019
Balance sheet
Code20192020
Assets
Total assets20/58€65k€35k▼
Fixed assets21/28€17k-
Tangible fixed assets22/27€17k-
Current assets29/58€47k€35k▼
Amounts receivable within one year40/41€47k€16k▼
Cash at bank and in hand54/58€54€19k▲
Equity and liabilities
Total equity and liabilities10/49€65k€35k▼
Equity10/15€9k€19k▲
Contributions10/11€6k-
Reserves13€138€138=
Profit (loss) carried forward14€3k€13k▲
Amounts payable17/49€56k€16k▼
Amounts payable after more than one year17€35k-
Amounts payable within one year42/48€21k€16k▼
Trade debts44€7k€2k▼
Income statement
Code20192020
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k-
Gross operating margin9900€9k€17k▲
Operating profit (loss)9901€4k€16k▲
Recurring financial charges65€3k€1k▼
Profit (loss) for the period before taxes9903€987€15k▲
Income taxes67/77€1k€4k▲
Profit (loss) for the period9904€-82€10k▲
Profit (loss) for the period to be appropriated9905€-82€10k▲
Timeline · acts, filings and financial milestones
2021
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 59 days late
2020
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
2019
31-12
Financial
Weakest financial yearnet €-82 ▼103%
Net result drops to €-82, the lowest in the series; recovery starts the following year.
29-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 60 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 61 days late
2014
04-09
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema · 35 days late
2013
28-08
NBB filing
Annual accounts filed
fiscal year 2012 · abbreviated schema · 28 days late
2010
29-11
NBB filing
Annual accounts filed
fiscal year 2009 · abbreviated schema · 121 days late
2009
31-10
NBB filing
Annual accounts filed
fiscal year 2008 · abbreviated schema · 92 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Aarschot
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hombergstraat 123201 AarschotGround area
996 m²
Building footprint
177 m²
Volume, LiDAR
944 m³
Parcel 24652G0279/00N000, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24652G0279/00N000 | Flanders | 996 m² | 1 · 177 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ROCAVER
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Ingi
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VNT.COM
BE 0454.723.528
Koekelberg · Eq €19k
AGRISOL ENERGY
BE 0803.375.180
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NetPlus
BE 0475.827.758
Keerbergen · Eq €19k
Of 82,201 companies in sector 70200 we hold annual accounts for 52,400. 29,994 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded11-08-2006
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
68310Real estate agency activities
68311Real estate activities
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.