K.V.T. IMMO
ActiveK.V.T. IMMO has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €747k and a net result of €52k. Equity is growing by ~7.7% per year across the filed fiscal years. Its solvency ranks better than 52% of 13936 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+2
Solvency57▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity short (current ratio 0.54 against 0.49 in 2024; short-term debt: 67.7% and cash: 19.4% of total assets), and 67.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.3%
Return on assets
2.2%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 17-12-2025, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
45 d early
2024
29 d early
2023
27 d early
2022
1 d early
2021
25 d early
2020
3 d early
2019
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€747k▲ 7.4%
2024 · €695k
2019: €433k
2020: €286k
2021: €670k
2022: €672k
2023: €678k
2024: €695k
2019 → 2025
Total assets
€2.31M▲ 1.8%
2024 · €2.27M
2019: €1.49M
2020: €2.45M
2021: €2.69M
2022: €2.71M
2023: €2.32M
2024: €2.27M
2019 → 2025
Net result
€52k▲ 204%
2024 · €17k
2019: €103k
2020: €-147k
2021: €383k
2022: €2k
2023: €6k
2024: €17k
2019 → 2025
Working capital
€-720k▲ 10.0%
2024 · €-799k
2019: €399k
2020: €282k
2021: €669k
2022: €-630k
2023: €-802k
2024: €-799k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€670k-€672k▲ 0.4%€678k▲ 1.0%€695k▲ 2.5%€747k▲ 7.4%
Operating result€475k-€9k▼ 98.1%€9k▲ 6.5%€23k▲ 148%€70k▲ 197%
Net result€383k-€2k▼ 99.4%€6k▲ 162%€17k▲ 165%€52k▲ 204%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 197% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.31M
Fixed assets
€1.47M▼ 1.9%
Current assets
€845k▲ 9.0%
Equity and liabilities €2.31M
Equity
€747k▲ 7.4%
Debt
€1.56M▼ 0.6%
The debt ratio falls from 69.4% to 67.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€118k▲
2024 · €71k
Cash flow
€100k▲
2024 · €64k
Solvency
32.3%▲
2024 · 30.6%
Current ratio
0.54▲
2024 · 0.49
Quick ratio
0.54▲
2024 · 0.08
Debt / equity
2.09▼
2024 · 2.26
ROE
6.9%▲
2024 · 2.4%
ROA
2.2%▲
2024 · 0.7%
Interest coverage
327.41▼
2024 · 401.81
Debt
€1.56M▼
2024 · €1.57M
Debt ≤ 1 year
€1.56M▼
2024 · €1.57M
Income taxes
€18k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.27M€2.31M▲
Fixed assets21/28€1.49M€1.47M▼
Tangible fixed assets22/27€1.49M€1.47M▼
Land and buildings22€1.44M€1.43M▼
Furniture and vehicles24€51k€38k▼
Current assets29/58€775k€845k▲
Stocks and contracts in progress3€645k€0▼
Stocks30/36€645k€0▼
Amounts receivable within one year40/41€46k€395k▲
Trade receivables40€2k€360k▲
Other amounts receivable41€43k€35k▼
Cash at bank and in hand54/58€71k€448k▲
Deferred charges and accrued income490/1€13k€2k▼
Equity and liabilities
Total equity and liabilities10/49€2.27M€2.31M▲
Equity10/15€695k€747k▲
Contributions10/11€100k€100k=
Reserves13€595k€647k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€595k€647k▲
Amounts payable17/49€1.57M€1.56M▼
Amounts payable within one year42/48€1.57M€1.56M▼
Trade debts44€245€1k▲
Suppliers440/4€245€1k▲
Taxes, remuneration and social security45€11k€604▼
Taxes450/3€11k€604▼
Other amounts payable47/48€1.56M€1.56M=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47k€48k▲
Other operating charges640/8€16k€4k▼
Gross operating margin9900€86k€122k▲
Operating profit (loss)9901€23k€70k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€176€360▲
Recurring financial charges65€176€360▲
Profit (loss) for the period before taxes9903€23k€69k▲
Income taxes67/77€6k€18k▲
Profit (loss) for the period9904€17k€52k▲
Profit (loss) for the period to be appropriated9905€17k€52k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€52k▲
Transfer to equity691/2€17k€52k▲
To other reserves6921€17k€52k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
17-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
02-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
06-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €383k
Net result €383k after one loss-making year.
30-06
Financial
Equity above €500kEq €670k ▲134%
Equity rises from €286k to €670k.
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Weakest financial yearnet €-147k ▼242%
Net result drops to €-147k, the lowest in the series; recovery starts the following year.
02-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
28-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
04-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
23-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nijlen · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kiezelweg(Bevel) 382560 NijlenGround area
5,124 m²
Building footprint
159 m²
Volume, LiDAR
1,037 m³
Parcel 12003A0130/00C000, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
K.V.T. IMMO
since 20122.209.979.308
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12003A0130/00C000 | Flanders | 5,124 m² | 1 · 159 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ALPHA CAPITAL
BE 0820.827.460
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BXF
BE 0892.096.825
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STEVENS
BE 0432.145.688
Brakel · Eq €748k
Namur invest immo lease
BE 0793.756.146
Namur · Eq €746k
K en L
BE 0453.031.570
Sint-Niklaas · Eq €745k
Of 7,321 companies in sector 68110 we hold annual accounts for 5,380. 3,436 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-05-2012
Fiscal year end30-06
Activities, NACEBEL
68110Buying and selling of own real estate
77221Rental and leasing activities
77320Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.