K.V.E. Transport

Active

Private limited companyfounded 20206 yrs activeGroot-Bijgaardenstraat 14, 1082 Sint-Agatha-Berchem, BelgiumKBO/BCE: BE 0753.855.393

The computed 12-month bankruptcy probability of K.V.E. Transport is 7.6% (elevated). The 2025 annual accounts show negative equity (€-2k) and a net result of €24k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 4478 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

46 / 100

Fair▲ +34 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0▼-100

Solvency62▲+19

Growth58▲+26

Stability100

Bankruptcy probability, 12 months

7.6% Elevated

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity ample (current ratio 1.78 against 0.94 in 2024), but equity is negative.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Nine signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 49

Relative position

BE, all sectors

reference

Sector 49

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

-2%

Return on assets

28.4%

Age of the figures

8 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 4478 sector peers (2025).

NBB · sector comparison

Position among 4478 sector peers

Solvency

better than 14%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-03-2026, 141 days ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2025

141 d early

2024

49 d early

2023

19 d late

2022

8 d late

2021

33 d early

2020

38 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

15-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€-2k▲ 93.3%

2024 · €-26k

2020: €544 2021: €15k 2022: €22k 2023: €4k 2024: €-26k

2020 → 2025

Total assets

€84k▼ 4.4%

2024 · €88k

2020: €546 2021: €75k 2022: €80k 2023: €133k 2024: €88k

2020 → 2025

Net result

€24k

2024 · €-29k

2020: €-1k 2021: €15k 2022: €7k 2023: €-19k 2024: €-29k

2020 → 2025

Working capital

€23k

2024 · €-3k

2020: €544 2021: €32k 2022: €24k 2023: €30k 2024: €-3k

2020 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€15k-€22k▲ 46.4%€4k▼ 83.2%€-26k€-2k▲ 93.3%

Operating result€19k-€14k▼ 25.5%€-9k€-17k▼ 84.6%€33k

Net result€15k-€7k▼ 51.9%€-19k€-29k▼ 57.6%€24k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2025: €33k after a loss of €17k in 2024, the highest year so far.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €84k

38.2%

61.8%

Fixed assets €32k▼ 31.6%

Current assets €52k▲ 26.7%

Key figures and ratios

2025 value · change against 2024

EBITDA

€48k▲

2024 · €7k

Cash flow

€39k▲

2024 · €-5k

Solvency

-2.0%▲

2024 · -29.1%

Current ratio

1.78▲

2024 · 0.94

Quick ratio

1.78▲

2024 · 0.94

Debt / equity

-49.80▼

2024 · -4.44

ROA

28.4%▲

2024 · -33.4%

Interest coverage

5.28▲

2024 · 0.60

Debt

€86k▼

2024 · €114k

Debt ≤ 1 year

€29k▼

2024 · €44k

Debt > 1 year

€57k▼

2024 · €70k

Income taxes

€39▲

2024 · €-116

A ratio outside any meaningful range has been withheld (balance sheet total €84k, equity €-2k).

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€88k€84k▼

Fixed assets21/28€47k€32k▼

Tangible fixed assets22/27€45k€30k▼

Furniture and vehicles24€35k€24k▼

Leasing and similar rights25€10k€6k▼

Financial fixed assets28€2k€2k=

Current assets29/58€41k€52k▲

Amounts receivable within one year40/41€40k€51k▲

Trade receivables40€40k€51k▲

Cash at bank and in hand54/58€251€1k▲

Deferred charges and accrued income490/1€1k€286▼

Equity and liabilities

Total equity and liabilities10/49€88k€84k▼

Equity10/15€-26k€-2k▲

Contributions10/11€2k€2k=

Profit (loss) carried forward14€-28k€-4k▲

Amounts payable17/49€114k€86k▼

Amounts payable after more than one year17€70k€57k▼

Financial debts170/4€70k€57k▼

Amounts payable within one year42/48€44k€29k▼

Current portion of amounts payable after more than one year42€20k€13k▼

Financial debts43€5k-

Credit institutions430/8€5k-

Trade debts44€3k€2k▼

Suppliers440/4€3k€2k▼

Taxes, remuneration and social security45€15k€14k▼

Taxes450/3€15k€14k▼

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€15k▼

Other operating charges640/8€5k€20k▲

Gross operating margin9900€13k€68k▲

Operating profit (loss)9901€-17k€33k▲

Financial income75/76B€0-

Recurring financial income75€0-

Financial charges65/66B€12k€9k▼

Recurring financial charges65€12k€9k▼

Profit (loss) for the period before taxes9903€-29k€24k▲

Income taxes67/77€-116€39▲

Profit (loss) for the period9904€-29k€24k▲

Profit (loss) for the period to be appropriated9905€-29k€24k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-28k€-4k▲

Profit (loss) brought forward from the previous period14P€2k€-28k▼

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 9Financial 3Filings 6

Next filing, fiscal year 2026, expected by 31-07-2027

2026

12-03

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Back to profitnet €24k

Net result €24k after 2 loss-making years.

12-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Weakest financial yearnet €-29k

Net result drops to €-29k, the lowest in the series; recovery starts the following year.

19-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 19 days late

2023

08-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 8 days late

2022

28-06

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

31-12

Financial Back to profitnet €15k

Net result €15k after one loss-making year.

23-06

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Sint-Agatha-Berchem · 2 establishment units since 2020

establishment All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Groot-Bijgaardenstraat 141082 Sint-Agatha-Berchem

Ground area

1,705 m²

Building footprint

587 m²

Volume, LiDAR

4,013 m³

3 parcels, Brussels, Flanders · tallest building 14.8 m, ±3 floors. Linked by address, not a title deed.

2 establishment units

PRESTIGE EXTERIEUR

Zennestraat 95, 1651 BeerselFreight transport by road

since 20202.307.080.365

K.V.E. Transport

Laarheidestraat 185, 1650 BeerselFreight transport by road

since 20202.307.080.464

3 parcels

Flanders 2 (66.7%) Brussels 1 (33.3%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23003C0215/00E004	Flanders	1,097 m²	1 · 216 m²	14.8 m · 3 fl.
23046C0278/00A003	Flanders	317 m²	1 · 78 m²	-
21342B0043/00F003	Brussels	290 m²	1 · 293 m²	10.6 m · 2 fl.