« K-Tree Consulting »
Active« K-Tree Consulting » has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-24k) and a net result of €-13k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
15
/ 100
Critical▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency33=
Growth32=
Stability100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.13 against 0.4 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-432.1%
Return on assets
-233%
Age of the figures
8 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€24k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-09-2026, 35 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
35 d late
2024
62 d late
2023
4 d late
2022
86 d late
2021
235 d late
2020
94 d late
2019
153 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€52k
EBIT margin
42.6%
Net result
€-13k▲ 48.6%
2024 · €-25k
2019: €6k
2020: €14k
2021: €12k
2022: €-17k
2023: €-19k
2024: €-25k
2019 → 2025
Working capital
€-26k▼ 98.0%
2024 · €-13k
2019: €18k
2020: €34k
2021: €49k
2022: €33k
2023: €11k
2024: €-13k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€51k-€33k▼ 34.3%€14k▼ 57.6%€-11k€-24k▼ 117%
Operating result€20k-€-19k€-17k▲ 10.7%€-22k▼ 33.2%€-13k▲ 42.1%
Net result€12k-€-17k€-19k▼ 10.4%€-25k▼ 31.2%€-13k▲ 48.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €13k in 2025 against €22k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6k
Fixed assets
€2k▼ 25.2%
Current assets
€4k▼ 56.6%
Key figures and ratios
EBITDA
€-12k▲
2024 · €-21k
Cash flow
€-12k▲
2024 · €-25k
Solvency
-432.1%▼
2024 · -99.7%
Current ratio
0.13▼
2024 · 0.40
Quick ratio
0.13▼
2024 · 0.40
Debt / equity
-1.23▲
2024 · -2.00
ROE
53.9%▼
2024 · 227.3%
ROA
-233.0%▼
2024 · -226.6%
Interest coverage
-52.66▼
2024 · -7.57
Debt
€30k▲
2024 · €22k
Debt ≤ 1 year
€30k▲
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€11k€6k▼
Fixed assets21/28€2k€2k▼
Tangible fixed assets22/27€2k€2k▼
Furniture and vehicles24€2k€2k▼
Current assets29/58€9k€4k▼
Amounts receivable within one year40/41€7k€3k▼
Trade receivables40€4k-
Other amounts receivable41€3k€3k▲
Cash at bank and in hand54/58€2k€491▼
Equity and liabilities
Total equity and liabilities10/49€11k€6k▼
Equity10/15€-11k€-24k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-32k€-45k▼
Amounts payable17/49€22k€30k▲
Amounts payable within one year42/48€22k€30k▲
Trade debts44€5k-
Suppliers440/4€5k-
Taxes, remuneration and social security45€1k€1k▼
Taxes450/3€1k€1k▼
Other amounts payable47/48€16k€28k▲
Accrued charges and deferred income492/3€391-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€588€588=
Other operating charges640/8€636€422▼
Gross operating margin9900€-21k€-12k▲
Operating profit (loss)9901€-22k€-13k▲
Financial charges65/66B€3k€231▼
Recurring financial charges65€3k€231▼
Profit (loss) for the period before taxes9903€-25k€-13k▲
Income taxes67/77€372-
Profit (loss) for the period9904€-25k€-13k▲
Profit (loss) for the period to be appropriated9905€-25k€-13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-32k€-45k▼
Profit (loss) brought forward from the previous period14P€-6k€-32k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 35 days late
2025
01-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 62 days late
2024
31-12
Financial
Weakest financial yearnet €-25k
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
04-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 4 days late
2023
25-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 86 days late
23-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 235 days late
2021
02-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 94 days late
2020
31-12
Financial
Highest result since 2019net €14k ▲143%
Operating result €22k, net result €14k, both a record.
31-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 153 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudergem · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vrijwilligerslaan 331160 OudergemGround area
318 m²
Building footprint
110 m²
Volume, LiDAR
1,198 m³
Parcel 21002A0172/00R007, Brussels · tallest building 18.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
« K-Tree Consulting »
since 20182.280.737.046
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21002A0172/00R007 | Brussels | 318 m² | 1 · 109 m² | 18.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Sadeco
BE 0831.605.546
Houthalen-Helchteren · Eq €14k
WJ INVEST
BE 0795.351.104
Vorst · Eq €14k
ZENITH ICT
BE 0665.758.015
Lille · Eq €14k
TRANSAFE
BE 0635.494.807
Antwerpen · Eq €14k
Sterhoek International
BE 0838.467.109
Aartselaar · Eq €14k
Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 26,717 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded28-09-2018
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
69109Other legal services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.