K-Torsa
ActiveK-Torsa has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €316k and a net result of €61k. Equity is growing by ~6.8% per year across the filed fiscal years. Its solvency ranks better than 45% of 16974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-9
Solvency79▼-21
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 1.96 against 3.9 in 2024; short-term debt: 45.9% and cash: 24.2% of total assets), and 45.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.1%
Return on assets
10.4%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-10-2025, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
4 d early
2023
8 d early
2022
21 d early
2021
14 d early
2020
34 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close18-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€316k▼ 0.3%
2024 · €317k
2019: €216k
2020: €243k
2021: €258k
2022: €280k
2023: €297k
2024: €317k
2019 → 2025
Total assets
€584k▲ 39.9%
2024 · €417k
2019: €246k
2020: €302k
2021: €349k
2022: €329k
2023: €356k
2024: €417k
2019 → 2025
Net result
€61k▼ 18.4%
2024 · €75k
2019: €55k
2020: €62k
2021: €53k
2022: €57k
2023: €61k
2024: €75k
2019 → 2025
Working capital
€257k▼ 12.2%
2024 · €292k
2019: €207k
2020: €219k
2021: €229k
2022: €252k
2023: €273k
2024: €292k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€258k-€280k▲ 8.4%€297k▲ 6.0%€317k▲ 6.7%€316k▼ 0.3%
Operating result€75k-€80k▲ 6.9%€87k▲ 8.7%€97k▲ 11.4%€73k▼ 24.3%
Net result€53k-€57k▲ 7.1%€61k▲ 7.3%€75k▲ 21.3%€61k▼ 18.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 24% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €584k
Fixed assets
€59k▲ 141%
Current assets
€525k▲ 33.6%
Equity and liabilities €584k
Equity
€316k▼ 0.3%
Debt
€268k▲ 166%
The debt ratio rises from 24.1% to 45.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€86k▼
2024 · €101k
Cash flow
€73k▼
2024 · €79k
Solvency
54.1%▼
2024 · 75.9%
Current ratio
1.96▼
2024 · 3.90
Quick ratio
1.96▼
2024 · 3.90
Debt / equity
0.85▲
2024 · 0.32
ROE
19.3%▼
2024 · 23.5%
ROA
10.4%▼
2024 · 17.9%
Interest coverage
18.97▼
2024 · 969.92
Debt
€268k▲
2024 · €101k
Debt ≤ 1 year
€268k▲
2024 · €101k
Income taxes
€24k▼
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€417k€584k▲
Fixed assets21/28€24k€59k▲
Tangible fixed assets22/27€24k€59k▲
Plant, machinery and equipment23€5k€3k▼
Furniture and vehicles24€1k€40k▲
Other tangible fixed assets26€19k€15k▼
Current assets29/58€393k€525k▲
Amounts receivable after more than one year29€150k€165k▲
Other amounts receivable291€150k€165k▲
Amounts receivable within one year40/41-€212k
Trade receivables40-€2k
Other amounts receivable41-€210k
Cash at bank and in hand54/58€233k€141k▼
Deferred charges and accrued income490/1€10k€6k▼
Equity and liabilities
Total equity and liabilities10/49€417k€584k▲
Equity10/15€317k€316k▼
Contributions10/11€6k€6k=
Reserves13€311k€310k▼
Distributable reserves133€311k€310k▼
Amounts payable17/49€101k€268k▲
Amounts payable within one year42/48€101k€268k▲
Trade debts44€4k€731▼
Suppliers440/4€4k€731▼
Taxes, remuneration and social security45€13k€14k▲
Taxes450/3€13k€11k▼
Remuneration and social security454/9-€3k
Other amounts payable47/48€84k€253k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€13k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€102k€88k▼
Operating profit (loss)9901€97k€73k▼
Financial income75/76B€8k€17k▲
Recurring financial income75€8k€17k▲
Financial charges65/66B€104€5k▲
Recurring financial charges65€104€5k▲
Profit (loss) for the period before taxes9903€105k€85k▼
Income taxes67/77€30k€24k▼
Profit (loss) for the period9904€75k€61k▼
Profit (loss) for the period to be appropriated9905€75k€61k▼
Appropriation of the result
Profit (loss) to be appropriated9906€75k€61k▼
Transfer from equity791/2€55k€62k▲
Transfer to equity691/2€75k€61k▼
To other reserves6921€75k€61k▼
Profit to be distributed694/7€55k€62k▲
Return on contributions (dividend)694€55k€62k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
29-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
27-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Highest result since 2019net €75k ▲21.3%
Operating result €97k, net result €75k, both a record.
2023
23-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
10-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Weakest financial yearnet €53k ▼13.6%
Net result drops to €53k, the lowest in the series; recovery starts the following year.
2020
27-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
24-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenaarde · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Axelwalle 19700 OudenaardeGround area
4,517 m²
Building footprint
342 m²
Volume, LiDAR
771 m³
Parcel 45014A0099/00H000, Flanders · tallest building 6.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Axelwalle 1, 9700 Oudenaarde
since 20132.217.019.627
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45014A0099/00H000 | Flanders | 4,517 m² | 1 · 342 m² | 6.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DEVENSYS
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EXALATE
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,390. 13,605 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-02-2013
Fiscal year end31-03
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.