K SMILE
ActiveK SMILE has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2k and a net result of €87k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 6% of 16511 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency27=
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.8%
Return on assets
92.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 16511 sector peers (2025).
NBB · sector comparisonPosition among 16511 sector peers
Solvency
better than 6%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-07-2026, 26 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
26 d early
2024
66 d early
2023
57 d early
2022
34 d early
2021
9 d late
2020
20 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2k▼ 63.9%
2024 · €5k
2020: €89k
2021: €222k
2022: €373k
2023: €1k
2024: €5k
2020 → 2025
Total assets
€94k▼ 63.0%
2024 · €254k
2020: €100k
2021: €232k
2022: €404k
2023: €504k
2024: €254k
2020 → 2025
Net result
€87k▼ 32.4%
2024 · €129k
2020: €88k
2021: €133k
2022: €151k
2023: €128k
2024: €129k
2020 → 2025
Working capital
€-7k▼ 163%
2024 · €-3k
2020: €89k
2021: €222k
2022: €373k
2023: €1k
2024: €-3k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€222k-€373k▲ 67.9%€1k▼ 99.7%€5k▲ 284%€2k▼ 63.9%
Operating result€171k-€191k▲ 11.6%€160k▼ 15.9%€170k▲ 6.0%€117k▼ 31.4%
Net result€133k-€151k▲ 13.5%€128k▼ 14.8%€129k▲ 0.1%€87k▼ 32.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 31% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €94k
Fixed assets
€9k▲ 18.6%
Current assets
€85k▼ 65.5%
Equity and liabilities €94k
Equity
€2k▼ 63.9%
Debt
€92k▼ 63.0%
The debt ratio stays at 98.2%.
Key figures and ratios
EBITDA
€120k▼
2024 · €170k
Cash flow
€90k▼
2024 · €129k
Solvency
1.8%▼
2024 · 1.9%
Current ratio
0.92▼
2024 · 0.99
Quick ratio
0.92▼
2024 · 0.99
Debt / equity
53.23▲
2024 · 51.90
ROA
92.5%▲
2024 · 50.7%
Interest coverage
2664.80▼
2024 · 3916.89
Debt
€92k▼
2024 · €249k
Debt ≤ 1 year
€92k▼
2024 · €249k
Income taxes
€30k▼
2024 · €44k
A ratio outside any meaningful range has been withheld (balance sheet total €94k, equity €2k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€254k€94k▼
Fixed assets21/28€8k€9k▲
Tangible fixed assets22/27€8k€9k▲
Plant, machinery and equipment23-€4k
Furniture and vehicles24€8k€5k▼
Current assets29/58€246k€85k▼
Amounts receivable within one year40/41€38k€64k▲
Other amounts receivable41€38k€64k▲
Cash at bank and in hand54/58€180k€650▼
Deferred charges and accrued income490/1€28k€20k▼
Equity and liabilities
Total equity and liabilities10/49€254k€94k▼
Equity10/15€5k€2k▼
Contributions10/11€1k€1k=
Profit (loss) carried forward14€4k€733▼
Amounts payable17/49€249k€92k▼
Amounts payable within one year42/48€249k€92k▼
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Other amounts payable47/48€248k€90k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€479€3k▲
Other operating charges640/8€716€596▼
Gross operating margin9900€171k€121k▼
Operating profit (loss)9901€170k€117k▼
Financial income75/76B€3k€930▼
Recurring financial income75€3k€930▼
Financial charges65/66B€44€45▲
Recurring financial charges65€44€45▲
Profit (loss) for the period before taxes9903€173k€117k▼
Income taxes67/77€44k€30k▼
Profit (loss) for the period9904€129k€87k▼
Profit (loss) for the period to be appropriated9905€129k€87k▼
Appropriation of the result
Profit (loss) to be appropriated9906€129k€91k▼
Profit (loss) brought forward from the previous period14P€248€4k▲
Profit to be distributed694/7€125k€90k▼
Return on contributions (dividend)694€125k€90k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €87k ▼32.4%
Net result drops to €87k, the lowest in the series.
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2020net €151k ▲13.5%
Operating result €191k, net result €151k, both a record.
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 23.45
Current ratio from 9.17 to 23.45; short-term debt falls from €11k to €10k.
31-12
Financial
Equity above €200kEq €222k ▲149%
2 profitable years in a row build equity to €222k.
11-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Versailleslaan 18-201020 BrusselGround area
695 m²
Building footprint
310 m²
Volume, LiDAR
4,826 m³
2 parcels, Brussels · tallest building 26.1 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
k smile
since 20202.298.630.180
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21819C0181/00F008 | Brussels | 531 m² | 1 · 175 m² | 11.1 m · 3 fl. |
| 21811M0093/00H000 | Brussels | 164 m² | 1 · 136 m² | 26.1 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,942 companies in sector 86230 we hold annual accounts for 4,291. 304 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-01-2020
Fiscal year end31-12
Activities, NACEBEL
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesPhone:+32000000000
E-mail:ismail.koubaity@gmail.com
Phone:0492312808