Private limited company · founded 2018 · 8 yrs activeVredebaan 79C, 2640 Mortsel, BelgiumKBO/BCE: BE 0699.755.228
Summary
K.ROSS has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €341,607 and a net result of €1.0m. Equity is growing by ~15.8% per year across the filed fiscal years. Its solvency ranks better than 22% of 2315 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
How financially healthy the company is, how likely a bankruptcy is and how much credit is sensible. Start here to know whether you can do business safely.
Score 2025
Checked score
A figure from 0 to 100 for financial health from the latest annual accounts: the higher, the healthier. Without a figure, the card says why. A low score is a reason to look closely at payment terms and security.
Four sides of financial health side by side. You see at a glance where the company is strong and where it is vulnerable.
Profitability100▲+77
Solvency35▲+1
Growth81▲+24
Track record100
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that this company goes bankrupt within twelve months. A low chance is reassuring; with a higher one, agree shorter payment terms or an advance.
0.7%Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21,000 at 30 days acceptable
Liquidity short (current ratio 0.99 against 0.94 in 2024; short-term debt: 81.5% and cash: 5.8% of total assets), and 89.9% of the assets are financed with debt.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 22 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
○
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 14 July (5 of the last 5 filed years within 30 days of that day).
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
History
History
The company's story in a few sentences, from the company register, the Belgian State Gazette and the filed annual accounts. Each number opens the document the sentence rests on.
K.ROSS was incorporated on 9 July 2018.1The board currently has 2 members; CVH & Co Consulting has served longest, since 2025.2Revenue grew from EUR 1.5 million in 2020 to EUR 3.2 million in 2025.3
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
Net result€5,128within the sector's middle half▲ 10.5%€87,372within the sector's middle half▲ 1,604%€7,725within the sector's middle half▼ 91.2%-€13,362below the sector's middle half€1.0mabove the sector's middle half
EBIT margin0.7%0.6%▼ 0.1pp34.7%▲ 34.1pp
Equity€71,371within the sector's middle half▲ 7.7%€83,743within the sector's middle half▲ 17.3%€91,468within the sector's middle half▲ 9.2%€78,107within the sector's middle half▼ 14.6%€341,607within the sector's middle half▲ 337%
Total assets€869,540within the sector's middle half▲ 35.7%€1.5mwithin the sector's middle half▲ 77.4%€1.0mwithin the sector's middle half▼ 32.6%€899,143within the sector's middle half▼ 13.5%€3.4mabove the sector's middle half▲ 278%
Working capital€80,076within the sector's middle half▲ 29.4%€103,359within the sector's middle half▲ 29.1%€112,131within the sector's middle half▲ 8.5%-€42,616within the sector's middle half-€29,969within the sector's middle half▲ 29.7%
Solvency8.2%below the sector's middle half▼ 2.1pp5.4%below the sector's middle half▼ 2.8pp8.8%below the sector's middle half▲ 3.4pp8.7%below the sector's middle half▼ 0.1pp10.1%below the sector's middle half▲ 1.4pp
Current ratio1.10within the sector's middle half▼ 0.011.07within the sector's middle half▼ 0.031.12within the sector's middle half▲ 0.050.94within the sector's middle half▼ 0.180.99within the sector's middle half▲ 0.05
Return on assets (ROA)0.6%within the sector's middle half▼ 0.1pp5.7%within the sector's middle half▲ 5.1pp0.7%within the sector's middle half▼ 4.9pp-1.5%below the sector's middle half▼ 2.2pp29.9%above the sector's middle half▲ 31.3pp
Staff (FTE)1.6within the sector's middle half6.5within the sector's middle half▲ 306%
abovewithinbelowthe middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 8,392% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.4m
19.4%
80.6%
Fixed assets€659,616 ▲ 179%
Current assets€2.7m ▲ 313%
Equity and liabilities €3.4m
10%
89.9%
Equity€341,607 ▲ 337%
Debt€3.1m ▲ 272%
Debt's share of the balance-sheet total falls from 91.3% to 89.9%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€1.2m▲
2024 · €25,401
Cash flow
€1.1m▲
2024 · -€1,190
Quick ratio
0.93▲
2024 · 0.86
Debt to equity
8.94▼
2024 · 10.51
ROE
296.7%▲
2024 · -17.1%
Interest coverage
23.28▲
2024 · 0.61
Debt ≤ 1 year
€2.8m▲
2024 · €704,997
Debt > 1 year
€277,768▲
2024 · €77,064
Income taxes
€87,987▲
2024 · €69
Staff costs
€481,593▲
2024 · €52,589
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observation
Peer companies
What happened to companies that once looked just like this one does now. It describes the group, not this company: the figures are counted, not predicted.
Of the 6,713 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.
Micro
5 to 10 years old
solvency 10 to 30%
a profit of 5% of the balance sheet or more
1.8%went bankrupt
2.2%stopped otherwise
96%still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
The companies in ten equal groups, from lowest to highest expected share.
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
1.0%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
3.0%
3.1%
10
5.6%
6.2%
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,713 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
Filed annual accountsAs filed with the NBB · 2025 against 2024 · 59 lines
Balance sheetCode20242025
Assets
Total assets20/58€899,143€3.4m▲
Fixed assets21/28€236,762€659,616▲
Intangible fixed assets21€3,753€2,333▼
Tangible fixed assets22/27€233,009€657,282▲
Plant, machinery and equipment23€59,945€101,264▲
Furniture and vehicles24€616€13,161▲
Leasing and similar rights25€95,746€248,316▲
Other tangible fixed assets26€76,702€294,542▲
Current assets29/58€662,381€2.7m▲
Stocks and contracts in progress3€58,136€154,789▲
Stocks30/36€17,136€45,789▲
Contracts in progress37€41,000€109,000▲
Amounts receivable within one year40/41€509,819€2.3m▲
Trade receivables40€230,281€1.3m▲
Other amounts receivable41€279,538€1.0m▲
Cash at bank and in hand54/58€29,444€195,429▲
Deferred charges and accrued income490/1€64,982€44,160▼
Equity and liabilities
Total equity and liabilities10/49€899,143€3.4m▲
Equity10/15€78,107€341,607▲
Contributions10/11€18,600€18,600=
Reserves13€59,507€323,007▲
Distributable reserves133€59,507€323,007▲
Profit (loss) carried forward14-€0
Amounts payable17/49€821,036€3.1m▲
Amounts payable after more than one year17€77,064€277,768▲
Financial debts170/4€77,064€277,768▲
Amounts payable within one year42/48€704,997€2.8m▲
Current portion of amounts payable after more than one year42€17,357€83,768▲
Financial debts43€250,000€329,744▲
Credit institutions430/8€250,000€329,744▲
Trade debts44€274,674€1.2m▲
Suppliers440/4€274,674€1.2m▲
Taxes, remuneration and social security45€12,966€40,188▲
Taxes450/3€7,630€0▼
Remuneration and social security454/9€5,336€40,188▲
Other amounts payable47/48€150,000€1.1m▲
Accrued charges and deferred income492/3€38,976€10,271▼
Income statementCode20242025
Turnover70€2.2m€3.2m▲
Goods, raw materials, services and sundry goods60/61€2.2m€1.7m▼
Remuneration, social security and pensions62€52,589€481,593▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12,172€62,157▲
Other operating charges640/8€1,644€9,146▲
Gross operating margin9900€79,633€1.7m▲
Operating profit (loss)9901€13,229€1.1m▲
Financial income75/76B€15,277€29,095▲
Recurring financial income75€15,277€29,095▲
Financial charges65/66B€41,799€50,927▲
Recurring financial charges65€41,799€50,927▲
Profit (loss) for the period before taxes9903-€13,293€1.1m▲
Income taxes67/77€69€87,987▲
Profit (loss) for the period9904-€13,362€1.0m▲
Profit (loss) for the period to be appropriated9905-€13,362€1.0m▲
Appropriation of the result
Profit (loss) to be appropriated9906-€13,362€1.0m▲
Transfer from equity791/2€13,362€0▼
Transfer to equity691/2€0€263,500▲
To other reserves6921€0€263,500▲
Profit to be distributed694/7-€750,000
Directors or managers695-€750,000
Social balance
Average headcount (FTE)90871.66.5▲
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Line
2021
2022
2023
2024
2025
Change
Turnover70
-
-
€1.6m
€2.2m
€3.2m
▲ 44.5%
Goods, raw materials, services and sundry goods60/61
-
-
€1.6m
€2.2m
€1.7m
▼ 24.0%
Remuneration, social security and pensions62
€98
-
-
€52,589
€481,593
▲ 816%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630
€950
€950
€1,167
€12,172
€62,157
▲ 411%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4
€1,512
-
-
-
-
-
Other operating charges640/8
€2,601
€450
€1,169
€1,644
€9,146
▲ 456%
Gross operating margin9900
€21,178
€94,843
€13,027
€79,633
€1.7m
▲ 2,005%
Operating profit (loss)9901
€16,017
€93,443
€10,691
€13,229
€1.1m
▲ 8,392%
Financial income75/76B
€8,477
€26,900
€19,925
€15,277
€29,095
▲ 90.4%
Recurring financial income75
€8,477
€26,900
€19,925
€15,277
€29,095
▲ 90.4%
Financial charges65/66B
€17,499
€28,468
€19,618
€41,799
€50,927
▲ 21.8%
Recurring financial charges65
€17,499
€28,468
€19,618
€41,799
€50,927
▲ 21.8%
Profit (loss) for the period before taxes9903
€6,995
€91,876
€10,998
-€13,293
€1.1m
▲ 8,386%
Income taxes67/77
€1,867
€4,504
€3,273
€69
€87,987
▲ 127,621%
Profit (loss) for the period9904
€5,128
€87,372
€7,725
-€13,362
€1.0m
▲ 7,685%
Profit (loss) for the period to be appropriated9905
€5,128
€87,372
€7,725
-€13,362
€1.0m
▲ 7,685%
Line
2021
2022
2023
2024
2025
Change
Assets
Total assets20/58
€869,540
€1.5m
€1.0m
€899,143
€3.4m
▲ 278%
Fixed assets21/28
€3,419
€2,470
€5,553
€236,762
€659,616
▲ 179%
Intangible fixed assets21
€3,419
€2,470
€5,553
€3,753
€2,333
▼ 37.8%
Tangible fixed assets22/27
-
-
-
€233,009
€657,282
▲ 182%
Plant, machinery and equipment23
-
-
-
€59,945
€101,264
▲ 68.9%
Furniture and vehicles24
-
-
-
€616
€13,161
▲ 2,037%
Leasing and similar rights25
-
-
-
€95,746
€248,316
▲ 159%
Other tangible fixed assets26
-
-
-
€76,702
€294,542
▲ 284%
Current assets29/58
€866,120
€1.5m
€1.0m
€662,381
€2.7m
▲ 313%
Stocks and contracts in progress3
-
-
-
€58,136
€154,789
▲ 166%
Stocks30/36
-
-
-
€17,136
€45,789
▲ 167%
Contracts in progress37
-
-
-
€41,000
€109,000
▲ 166%
Amounts receivable within one year40/41
€818,212
€1.5m
€922,565
€509,819
€2.3m
▲ 359%
Trade receivables40
€267,378
€296,894
€507,228
€230,281
€1.3m
▲ 466%
Other amounts receivable41
€550,834
€1.2m
€415,337
€279,538
€1.0m
▲ 271%
Cash at bank and in hand54/58
€35,945
€34,647
€59,928
€29,444
€195,429
▲ 564%
Deferred charges and accrued income490/1
€11,964
€31,079
€51,025
€64,982
€44,160
▼ 32.0%
Equity and liabilities
Total equity and liabilities10/49
€869,540
€1.5m
€1.0m
€899,143
€3.4m
▲ 278%
Equity10/15
€71,371
€83,743
€91,468
€78,107
€341,607
▲ 337%
Contributions10/11
€18,600
€18,600
€18,600
€18,600
€18,600
=
Reserves13
€52,771
€65,143
€72,868
€59,507
€323,007
▲ 443%
Non-distributable reserves130/1
€1,860
€1,860
€0
-
-
-
Reserves not available under the articles1311
€1,860
€1,860
€0
-
-
-
Distributable reserves133
€50,911
€63,283
€72,868
€59,507
€323,007
▲ 443%
Profit (loss) carried forward14
-
-
€0
-
€0
-
Amounts payable17/49
€798,169
€1.5m
€947,602
€821,036
€3.1m
▲ 272%
Amounts payable after more than one year17
-
-
-
€77,064
€277,768
▲ 260%
Financial debts170/4
-
-
-
€77,064
€277,768
▲ 260%
Amounts payable within one year42/48
€786,044
€1.4m
€921,387
€704,997
€2.8m
▲ 292%
Current portion of amounts payable after more than one year42
-
-
-
€17,357
€83,768
▲ 383%
Financial debts43
€250,000
€250,000
€250,000
€250,000
€329,744
▲ 31.9%
Credit institutions430/8
€250,000
€250,000
€250,000
€250,000
€329,744
▲ 31.9%
Trade debts44
€22,477
€355,069
€458,921
€274,674
€1.2m
▲ 336%
Suppliers440/4
€22,477
€355,069
€458,921
€274,674
€1.2m
▲ 336%
Taxes, remuneration and social security45
€3,567
€6,371
€7,466
€12,966
€40,188
▲ 210%
Taxes450/3
€3,567
€6,371
€7,466
€7,630
€0
▼ 100%
Remuneration and social security454/9
-
-
-
€5,336
€40,188
▲ 653%
Other amounts payable47/48
€510,000
€825,100
€205,000
€150,000
€1.1m
▲ 643%
Accrued charges and deferred income492/3
€12,124
€22,085
€26,215
€38,976
€10,271
▼ 73.6%
Line
2021
2022
2023
2024
2025
Change
Profit (loss) for the period9904
€5,128
€87,372
€7,725
-€13,362
€1.0m
▲ 7,685%
+ Depreciation and write-downs630
€950
€950
€1,167
€12,172
€62,157
▲ 411%
Operating cash flow (approximation)
€6,078
€88,322
€8,891
-€1,190
€1.1m
▲ 90,516%
Investment in fixed assets (approximation)
-
€0
-€4,250
-€243,381
-€485,011
▼ 99.3%
Change in cash
-
-€1,297
€25,281
-€30,484
€165,985
▲ 644%
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Permanent representative, Kurt De Bisschop (permanent representative)
Permanent representative, Johan Van Deursen (permanent representative)
Declaration, niet getroffen door enige verbodsbepaling
Board composition, CVH & Co Consulting BV ((dagelijks) bestuurder)
+8 further facts in this act
2025
31-12
FinancialBack to profitnet €1.0m
Net result €1.0m after one loss-making year.
31-12
FinancialEquity above €200,000Eq €341,607 ▲337%
Equity rises from €78,107 to €341,607.
30-07
NBB filingAnnual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
FinancialWeakest financial yearnet -€13,362
Net result drops to -€13,362, the lowest in the series; recovery starts the following year.
16-07
NBB filingAnnual accounts filed
fiscal year 2023 · abbreviated schema
2023
04-07
NBB filingAnnual accounts filed
fiscal year 2022 · abbreviated schema
2022
01-07
NBB filingAnnual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
NBB filingAnnual accounts filed
fiscal year 2020 · full schema
2020
29-06
NBB filingAnnual accounts filed
fiscal year 2019 · abbreviated schema
02-01
NBB filingAnnual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 8 acts read
About the unread acts
Of the 8 Belgian State Gazette acts we know for this company, 1 has been read. The other 7 have not been read yet: what they contain is neither established nor disproved here.
Who runs the company and where it is based. It tells you who you are talking to and whether the address checks out.
Directors
Directors
Who runs the company today and since when, grouped the way the CBE groups its function holders. Many recent board changes are a reason to keep a close eye.
Statutory auditor · since 08-05-2026 · perm. rep.: Elke De Vriendt
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
7 of this company's 8 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Location & real estate
Where the company is based and which parcels are linked to its addresses. An address shared by many companies is often a registered-office service.
Steenoven 1A, 3945 Tessenderlo-HamBodywork repair (including spraying and painting)
since 20252.369.207.776
Carrosserie Halle
Noorderstraat 37, 1502 HalleBodywork repair (including spraying and painting)
since 20252.378.228.875
Carrosserie HVICHTE
Beukenhofstraat 97, 8570 AnzegemBodywork repair (including spraying and painting)
since 20262.387.456.248
6 parcels
Flanders6(100%)
Parcel (capakey)
Region
Area
Buildings
Height / fl.
23043C0402/00A000
Flanders
2.8 ha
1 · 1.5 ha
-
34038B0363/00D002
Flanders
2.3 ha
1 · 32 m²
20.9 m · 1 fl.
11513C1325/00B000
Flanders
5,848 m²
1 · 2,181 m²
10.6 m · 2 fl.
71033B0512/00N000
Flanders
3,141 m²
1 · 515 m²
8.0 m · 2 fl.
41006A0369/00E000
Flanders
2,855 m²
-
-
11513C0059/00E003indicative
Flanders
179 m²
1 · 92 m²
7.9 m · 3 fl.
Linked by address, not proof of ownership
Good to know
5 of 6 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
Mandate history
Who held which function and when, per person: one bar per period, from appointment to resignation or to today. An open left edge means the mandate began before the oldest act we hold.
Who owns the company and which companies it holds shares in, as the companies file it in their annual accounts. It shows which group it belongs to and who ultimately stands behind it.
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register.
The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
Connections & network
Which other companies are linked to this one through directors or shares. Look especially for linked companies in trouble.
3 connected companies
Depth
Shared directors
This companyCompanyDirectorShareholding+N: links not shown yetClick a node to look further, drag to arrange, scroll to zoom.
Of 24,516 companies in sector 82990 we hold annual accounts for 9,420. 6,384 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Company details
The company's official details: legal form, status, activities and founding date. Useful to draw up an invoice or contract correctly.
Identification
Legal formPrivate limited company
Founded09-07-2018
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
95314Bodywork repair (including spraying and painting)
E-invoicing
Reachable via Peppol
Peppol ID0208:0699755228
Also9925:BE0699755228
Registered29-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.