K-nopy
ActiveSummary
K-nopy has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €4k and a net result of €586. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 29% of 705 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability72▼-8
Solvency44▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
19.2%
Return on assets
2.5%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 16
Relative position
BE, all sectors
reference
Sector 16
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €4k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
33 d early
2022
31 d early
2021
32 d early
2020
31 d early
2019
35 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€4k▲ 15.1%
2023 · €4k
2018: €-8k
2019: €-10k
2020: €-9k
2021: €2k
2022: €2k
2023: €4k
2018 → 2024
Total assets
€23k▼ 5.2%
2023 · €24k
2018: €6k
2019: €18k
2020: €19k
2021: €52k
2022: €30k
2023: €24k
2018 → 2024
Net result
€586▼ 73.6%
2023 · €2k
2018: €-24k
2019: €-1k
2020: €828
2021: €11k
2022: €-824
2023: €2k
2018 → 2024
Working capital
€17k▲ 36.4%
2023 · €13k
2018: €2k
2019: €15k
2020: €15k
2021: €5k
2022: €11k
2023: €13k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-9k-€2k€2k▼ 33.2%€4k▲ 134%€4k▲ 15.1%
Operating result€826-€12k▲ 1,305%€-3k€2k€743▼ 68.2%
Net result€828-€11k▲ 1,285%€-824€2k€586▼ 73.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 68% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €23k
Fixed assets
€3k ▼ 67.0%
Current assets
€20k ▲ 31.1%
Equity and liabilities €23k
Equity
€4k ▲ 15.1%
Debt
€19k ▼ 9.1%
Debt's share of the balance-sheet total falls from 84.2% to 80.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€7k▼
2023 · €8k
Cash flow
€7k▼
2023 · €8k
Current ratio
7.42▲
2023 · 5.92
Debt to equity
4.20▼
2023 · 5.31
ROE
13.1%▼
2023 · 57.2%
ROA
2.5%▼
2023 · 9.1%
Interest coverage
43.47▼
2023 · 68.97
Debt ≤ 1 year
€3k▲
2023 · €3k
Debt > 1 year
€16k=
2023 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 42 lines
Balance sheet
Code20232024
Assets
Total assets20/58€24k€23k▼
Fixed assets21/28€9k€3k▼
Tangible fixed assets22/27€9k€3k▼
Furniture and vehicles24€9k€3k▼
Current assets29/58€15k€20k▲
Stocks and contracts in progress3€872-
Stocks30/36€872-
Amounts receivable within one year40/41€5k€10k▲
Trade receivables40€5k€10k▲
Other amounts receivable41€5€6▲
Cash at bank and in hand54/58€9k€10k▲
Deferred charges and accrued income490/1€426-
Equity and liabilities
Total equity and liabilities10/49€24k€23k▼
Equity10/15€4k€4k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-17k€-16k▲
Amounts payable17/49€21k€19k▼
Amounts payable after more than one year17€16k€16k=
Other amounts payable178/9€16k€16k=
Amounts payable within one year42/48€3k€3k▲
Current portion of amounts payable after more than one year42€975€1k▲
Trade debts44€1k€610▼
Suppliers440/4€1k€610▼
Taxes, remuneration and social security45€464€709▲
Taxes450/3€464€709▲
Accrued charges and deferred income492/3€2k€10▼
Income statement
Code20232024
Non-recurring operating income76A€383-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k=
Other operating charges640/8€583€536▼
Gross operating margin9900€9k€7k▼
Operating profit (loss)9901€2k€743▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€122€157▲
Recurring financial charges65€122€157▲
Profit (loss) for the period before taxes9903€2k€586▼
Profit (loss) for the period9904€2k€586▼
Profit (loss) for the period to be appropriated9905€2k€586▼
Appropriation of the result
Profit (loss) to be appropriated9906€-17k€-16k▲
Profit (loss) brought forward from the previous period14P€-19k€-17k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 3.64
Current ratio from 1.21 to 3.64; short-term debt falls from €25k to €4k.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €11k ▲1285%
Operating result €12k, net result €11k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €828
Net result €828 after 2 loss-making years.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity times 5current ratio 6.42
Current ratio from 1.37 to 6.42; short-term debt falls from €4k to €3k.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Show earlier events
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
13-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Villers-la-Ville · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Moulin d'Hollers 141495 Villers-la-VilleGround area
1,278 m²
Building footprint
280 m²
Volume, LiDAR
2,106 m³
2 parcels, Brussels, Wallonia · tallest building 16.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
K-NOPY
since 20142.230.668.319
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25107B0408/00D000 | Wallonia | 1,075 m² | 1 · 77 m² | 7.2 m · 2 fl. |
| 21445C0278/00S014 | Brussels | 203 m² | 1 · 203 m² | 16.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KARENO
BE 0880.321.322
Geel · Eq €4,413
MULTI-PROJECTS
BE 0442.325.938
Zonhoven · Eq €4,619
CHARPENTOIT
BE 0794.623.802
Gembloux · Eq €4,279
Devillé Arcade
BE 0645.983.574
Antwerpen · Eq €4,139
Omnipluss
BE 1003.617.527
Ledegem · Eq €3,954
Of 1,599 companies in sector 16230 we hold annual accounts for 783. 204 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-04-2014
Fiscal year end31-12
Activities, NACEBEL 2025
16230Manufacture of other builders' carpentry and joinery
43120Site preparation
43230Insulation installation
43320Joinery installation
43332Laying of wooden floor and wall coverings
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.