K.N.P.
ActiveK.N.P. has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18k and a net result of €4k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 18% of 9135 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability34▼-6
Solvency26=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.75 against 0.64 in 2024; short-term debt: 58.2% and cash: 3.2% of total assets), and 98.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.3%
Return on assets
0.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 9135 sector peers (2025).
NBB · sector comparisonPosition among 9135 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
18 d early
2024
14 d early
2023
13 d early
2022
5 d early
2021
9 d early
2020
4 d early
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€18k▲ 28.0%
2024 · €14k
2018: €-18k
2019: €-49k
2020: €-20k
2021: €25k
2022: €24k
2023: €-3k
2024: €14k
2018 → 2025
Total assets
€1.38M▼ 5.5%
2024 · €1.46M
2018: €10k
2019: €38k
2020: €358k
2021: €604k
2022: €612k
2023: €1.36M
2024: €1.46M
2018 → 2025
Net result
€4k▼ 77.1%
2024 · €17k
2018: €-39k
2019: €-30k
2020: €29k
2021: €45k
2022: €-420
2023: €-27k
2024: €17k
2018 → 2025
Working capital
€-205k▲ 25.4%
2024 · €-274k
2018: €-19k
2019: €-50k
2020: €30k
2021: €-64k
2022: €-340k
2023: €-432k
2024: €-274k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€25k-€24k▼ 1.7%€-3k€14k€18k▲ 28.0%
Operating result€52k-€4k▼ 91.9%€-154€56k€45k▼ 19.8%
Net result€45k-€-420€-27k▼ 6,381%€17k€4k▼ 77.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 20% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.38M
Fixed assets
€782k▼ 19.8%
Current assets
€598k▲ 23.1%
Equity and liabilities €1.38M
Equity
€18k▲ 28.0%
Debt
€1.36M▼ 5.9%
The debt ratio falls from 99.0% to 98.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€74k▼
2024 · €90k
Cash flow
€33k▼
2024 · €52k
Solvency
1.3%▲
2024 · 1.0%
Current ratio
0.75▲
2024 · 0.64
Quick ratio
0.10▼
2024 · 0.20
Debt / equity
74.56
ROE
21.8%▼
2024 · 121.9%
ROA
0.3%▼
2024 · 1.2%
Interest coverage
1.81▼
2024 · 2.35
Debt
€1.36M▼
2024 · €1.45M
Debt ≤ 1 year
€803k▲
2024 · €760k
Debt > 1 year
€555k▼
2024 · €683k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.46M€1.38M▼
Fixed assets21/28€975k€782k▼
Tangible fixed assets22/27€961k€777k▼
Land and buildings22€949k€766k▼
Plant, machinery and equipment23€12k€10k▼
Financial fixed assets28€14k€6k▼
Current assets29/58€486k€598k▲
Stocks and contracts in progress3€333k€518k▲
Stocks30/36€333k€518k▲
Amounts receivable within one year40/41€126k€28k▼
Trade receivables40€30k€2k▼
Other amounts receivable41€96k€26k▼
Cash at bank and in hand54/58€25k€44k▲
Deferred charges and accrued income490/1€2k€8k▲
Equity and liabilities
Total equity and liabilities10/49€1.46M€1.38M▼
Equity10/15€14k€18k▲
Contributions10/11€21k€21k=
Reserves13€4k€4k=
Distributable reserves133€4k€4k=
Profit (loss) carried forward14€-10k€-6k▲
Amounts payable17/49€1.45M€1.36M▼
Amounts payable after more than one year17€683k€555k▼
Financial debts170/4€683k€555k▼
Amounts payable within one year42/48€760k€803k▲
Current portion of amounts payable after more than one year42€46k€41k▼
Financial debts43€277k€467k▲
Credit institutions430/8€277k€467k▲
Trade debts44€64k€9k▼
Suppliers440/4€64k€9k▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€552€3k▲
Taxes450/3€552€3k▲
Other amounts payable47/48€372k€283k▼
Accrued charges and deferred income492/3€4k€4k▲
Income statement
Code20242025
Non-recurring operating income76A€15k€14k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€29k▼
Other operating charges640/8€12k€7k▼
Gross operating margin9900€102k€81k▼
Operating profit (loss)9901€56k€45k▼
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€38k€41k▲
Recurring financial charges65€38k€41k▲
Profit (loss) for the period before taxes9903€17k€4k▼
Profit (loss) for the period9904€17k€4k▼
Profit (loss) for the period to be appropriated9905€17k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€-6k▲
Profit (loss) brought forward from the previous period14P€-28k€-10k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (24 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €17k
Net result €17k after 2 loss-making years.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €45k ▲54.4%
Net result €45k, the highest in the series.
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €29k
Net result €29k after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 1.09
Current ratio from 0.43 to 1.09.
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleine Amer 92870 Puurs-Sint-AmandsGround area
210 m²
Building footprint
134 m²
Volume, LiDAR
847 m³
Parcel 12030D0682/00R002, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
K.N.P.
since 20172.270.352.306
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12030D0682/00R002 | Flanders | 210 m² | 1 · 134 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,322 companies in sector 68110 we hold annual accounts for 5,380. 2,415 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-10-2017
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68204Real estate activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.