Skip to content

K.MedCare

Active
Private limited company· 2 yrs active
Avenue Marie-Louise 5 ·1410 Waterloo, Belgium
KBO/BCE: BE 1001.679.705
Watch Print / PDF
Age2 yrs
Connections2

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of K.MedCare is 8.2% (elevated). The 2024 annual accounts show equity of €97k and a net result of €69k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).

Based on the State Gazette, CBE and 2 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
8.2% Elevated
0%0,5%1,5%4%10%≥25%
Recent warning signals +Young company +No NACE activity registered +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Insolvency timeline

2 events
31-10-2025
KBO administration Address strikeout annulled

Signals

1 signal · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 17 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-10-2025, 82 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 21-10-2025 82 d late 2025-00546581
31-12-2023 31-07-2024 30-08-2024 30 d late 2024-00431026

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

2 events
Address struckAddress strikeout annulled

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€69k+193.5%
Working capital€78k+828.1%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 21-10-2025 with the NBB · fiscal year 2024 · micro
€0€25k€50k€75kOperating result 2023: €30k€30kNet result 2023: €24k€24kOperating result 2024: €86k€86kNet result 2024: €69k€69k20232024
Operating resultNet result
EBITDA
€93k
+206.0% 23-24
Net profit
€69k
+193.5% 23-24
Cash flow
€76k
+212.9% 23-24
Total assets
€131k
+188.3% 23-24
Equity
€97k
+250.9% 23-24
Working capital
€78k
+828.1% 23-24
Income taxes
€19k
+208.5% 23-24
Debt
€34k
+91.9% 23-24
Show 8 other metrics
Debt ≤ 1y
€34k
+91.9% 23-24
Current ratio
3.28
+122.9% 23-24
Quick ratio
3.28
+122.9% 23-24
Solvency
73.8%
+21.7% 23-24
Debt / equity
0.36
-45.3% 23-24
ROE
71.5%
-16.4% 23-24
ROA
52.8%
+1.8% 23-24
Interest coverage
483.03
-90.1% 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€93k
Net profit€69k
Cash flow€76k
Staff costs-
Income taxes€19k
Dividends-
Total assets€131k
Equity€97k
Debt€34k
of which ≤ 1y€34k
of which > 1y-
Working capital€78k
Employees (FTE)-
Ratios (computed)
2024
Current ratio3.28
Quick ratio3.28
Working capital ratio59.7%
Solvency73.8%
Debt / equity0.36
Long-term debt ratio-
Interest coverage483.03
Gross margin-
Net margin-
ROA52.8%
ROE71.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€131k
Fixed assets 21/28€19k
Tangible fixed assets 22/27€19k
Current assets 29/58€113k
Amounts receivable within one year 40/41€69k
Cash & bank 54/58€327
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€131k
Equity 10/15€97k
Contributions / capital 10/11€4k
Accumulated profits (losses) 14€93k
Amounts payable 17/49€34k
Amounts payable within one year 42/48€34k
Trade debts payable within one year 44€77
Income statement
Gross operating margin 9900€93k
Operating result 9901€86k
Financial income 75€2k
Financial charges 65€193
Result before taxes 9903€88k
Income taxes 67/77€19k
Net result for the period 9904€69k
Result to be appropriated 9905€69k
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
100 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Connections & network

2 connected companies
Network connections
FARAH DEBBAGH
Shared address
IMMO MZ
Shared address
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
5 companies at this address See who is registered here

Establishment units

1 location
K.MedCare
Activiteiten van medisch specialisten
since 20232.352.263.262
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,169 m²
Buildings1
Building footprint153 m²
Volume (LiDAR)1,184 m³
Tallest building9.9 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25763K0561/00C000 Wallonia 1,169 m² 1 · 153 m² 9.9 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

2 events from the State Gazette
31-10-2025
KBO administration Address strikeout annulled
Full insolvency chronology

The full chronology lists every recorded event with its date, the competent court and the appointed liquidator or administrator. It answers at which stage the proceedings stand and whether they are still running.

We hold 1 further earlier event in this file, covering 22-09-2025 to 31-10-2025.

Available in Kantoor S. See plans →

Time machine: BS events + macro context

2021-2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-09-22 · KBO administration · Address struck2025-10-31 · KBO administration · Address strikeout annulled
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event

Belgisch Staatsblad · acts

2 acts
Address history · 1
30-10-2025
v3.2
All acts · 2 updated 9 months ago
2025
30-10-2025 Registered office moved from BRAING L'ALLEU to Waterloo Registered-office change
  • Au Pince chorles de Lossaini 45, 1420 BRAING L'ALLEU → Avenue Marie-Lousie 5, 1410 Waterloo
Summary: v3.2
2023
30-10-2023 Incorporation of a new SRL Incorporation
Summary: oprichting

Analysis

Financial profile

5 of 5 axes measured
Health100Profitability100Solvency100Growth78Stability66
89 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100
Profitability 100
Solvency 100
Growth 78
Stability 66

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Names & trade names
Legal nameFR K.MedCare
Registered office
Avenue Marie-Louise 5
1410 Waterloo, Belgium
Registration history
  1. 31-10-2025 Address strikeout annulled
  2. 22-09-2025 Address struck
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.