Skip to content

K-MANA

Active
Private limited companyfounded 20241 yr activeTige de la Soile(CG) 4, 5022 Namur, BelgiumKBO/BCE: BE 1017.483.973
Summary

K-MANA has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41,521 and a net result of €37,362. Its solvency ranks better than 57% of 3505 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes
Profitability100
Solvency82
Growth-
Track record67
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 2.34; short-term debt: 42.7% and cash: 94.1% of total assets), and 42.7% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
57.3%
Return on assets
51.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
14 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

K-MANA was incorporated on 17 December 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€41,521
Total assets
€72,413
Net result
€37,362
Working capital
€41,521

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €72,413
Equity €41,521
Debt €30,892
Debt finances 42.7% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
2.34
Debt to equity
0.74
ROE
90.0%
ROA
51.6%
Debt ≤ 1 year
€30,892
Income taxes
€11,783

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 31 lines
Balance sheet Code2025
Assets
Total assets20/58€72,413
Current assets29/58€72,413
Amounts receivable within one year40/41€1,692
Other amounts receivable41€1,692
Cash at bank and in hand54/58€68,153
Deferred charges and accrued income490/1€2,567
Equity and liabilities
Total equity and liabilities10/49€72,413
Equity10/15€41,521
Contributions10/11€5,000
Profit (loss) carried forward14€36,521
Amounts payable17/49€30,892
Amounts payable within one year42/48€30,892
Trade debts44€2,572
Suppliers440/4€2,572
Taxes, remuneration and social security45€27,478
Taxes450/3€23,672
Remuneration and social security454/9€3,806
Other amounts payable47/48€841
Income statement Code2025
Other operating charges640/8€3,395
Non-recurring operating charges66A€53
Gross operating margin9900€55,043
Operating profit (loss)9901€51,595
Financial charges65/66B€2,449
Recurring financial charges65€2,449
Profit (loss) for the period before taxes9903€49,145
Income taxes67/77€11,783
Profit (loss) for the period9904€37,362
Profit (loss) for the period to be appropriated9905€37,362
Appropriation of the result
Profit (loss) to be appropriated9906€37,362
Profit to be distributed694/7€841
Return on contributions (dividend)694€841

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Other operating charges640/8€3,395
Non-recurring operating charges66A€53
Gross operating margin9900€55,043
Operating profit (loss)9901€51,595
Financial charges65/66B€2,449
Recurring financial charges65€2,449
Profit (loss) for the period before taxes9903€49,145
Income taxes67/77€11,783
Profit (loss) for the period9904€37,362
Profit (loss) for the period to be appropriated9905€37,362
Line2025
Assets
Total assets20/58€72,413
Current assets29/58€72,413
Amounts receivable within one year40/41€1,692
Other amounts receivable41€1,692
Cash at bank and in hand54/58€68,153
Deferred charges and accrued income490/1€2,567
Equity and liabilities
Total equity and liabilities10/49€72,413
Equity10/15€41,521
Contributions10/11€5,000
Profit (loss) carried forward14€36,521
Amounts payable17/49€30,892
Amounts payable within one year42/48€30,892
Trade debts44€2,572
Suppliers440/4€2,572
Taxes, remuneration and social security45€27,478
Taxes450/3€23,672
Remuneration and social security454/9€3,806
Other amounts payable47/48€841
Line2025
Profit (loss) for the period9904€37,362
Operating cash flow (approximation)€37,362

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
17-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
866 m²
Building footprint
120 m²
Parcel 92025A0124/00A000, Wallonia. Linked by address, not a title deed.
1 establishment unit
K-MANA
Tige de la Soile(CG) 4, 5022 NamurBusiness and other management consultancy
since 20252.367.606.583
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92025A0124/00A000 Wallonia 866 m² 1 · 120 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 4,561 companies in sector 74999 we hold annual accounts for 1,935. 1,492 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded17-12-2024
Fiscal year end31-12
Activities, NACEBEL 2025
74999Other professional, scientific and technical activities
70200Business and other management consultancy
82990Other business support services
Contact
Phone +32476841225Namur
E-invoicing
Reachable via Peppol
Peppol ID 0208:1017483973
Also 9925:BE1017483973
Registered 27-01-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.