K.M.E.
ActiveK.M.E. has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €45k and a net result of €15k. Equity is growing by ~47.5% per year across the filed fiscal years. Its solvency ranks better than 61% of 15868 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability92▲+18
Solvency79▲+25
Growth78=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days only on tighter terms
Liquidity ample (current ratio 1.52 against 1.21 in 2023; short-term debt: 46.2% and cash: 29.1% of total assets), and 46.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
53.8%
Return on assets
18.3%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-12-2025, 131 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
131 d late
2023
152 d late
2022
26 d early
2021
3 d early
2020
27 d late
2019
92 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€86k
EBIT margin
7.5%
Net result
€15k▲ 253%
2023 · €4k
2018: €-2k
2019: €-76
2020: €5k
2021: €56k
2022: €47k
2023: €4k
2018 → 2024
Working capital
€20k▲ 42.9%
2023 · €14k
2018: €5k
2019: €5k
2020: €-561
2021: €9k
2022: €8k
2023: €14k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€86k-
Equity€9k-€21k▲ 118%€25k▲ 22.1%€30k▲ 17.2%€45k▲ 51.8%
Operating result€6k-€58k▲ 807%€48k▼ 17.5%€7k▼ 86.1%€21k▲ 214%
Net result€5k-€56k▲ 1,072%€47k▼ 16.8%€4k▼ 90.7%€15k▲ 253%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 214% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €83k
Fixed assets
€25k▲ 28.2%
Current assets
€59k▼ 28.0%
Equity and liabilities €83k
Equity
€45k▲ 51.8%
Debt
€39k▼ 45.9%
The debt ratio falls from 70.7% to 46.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€29k▲
2023 · €13k
Cash flow
€23k▲
2023 · €11k
Solvency
53.8%▲
2023 · 29.3%
Current ratio
1.52▲
2023 · 1.21
Quick ratio
0.68▲
2023 · 0.41
Debt / equity
0.86▼
2023 · 2.41
ROE
34.1%▲
2023 · 14.6%
ROA
18.3%▲
2023 · 4.3%
Interest coverage
27.28▲
2023 · 10.43
Debt
€39k▼
2023 · €71k
Debt ≤ 1 year
€39k▼
2023 · €67k
Income taxes
€5k▲
2023 · €1k
Staff costs
€47k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€101k€83k▼
Fixed assets21/28€19k€25k▲
Intangible fixed assets21-€8k
Tangible fixed assets22/27€11k€5k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€10k€4k▼
Financial fixed assets28€8k€11k▲
Current assets29/58€82k€59k▼
Stocks and contracts in progress3€54k€33k▼
Stocks30/36€54k€33k▼
Amounts receivable within one year40/41€22k€2k▼
Trade receivables40€22k€2k▼
Cash at bank and in hand54/58€5k€24k▲
Equity and liabilities
Total equity and liabilities10/49€101k€83k▼
Equity10/15€30k€45k▲
Contributions10/11€6k€6k=
Reserves13€259€259=
Non-distributable reserves130/1€259€259=
Reserves not available under the articles1311€259€259=
Profit (loss) carried forward14€23k€38k▲
Amounts payable17/49€71k€39k▼
Amounts payable after more than one year17€4k-
Financial debts170/4€4k-
Amounts payable within one year42/48€67k€39k▼
Current portion of amounts payable after more than one year42€5k€4k▼
Trade debts44€10k€11k▲
Suppliers440/4€10k€11k▲
Taxes, remuneration and social security45€6k€21k▲
Taxes450/3€1k€7k▲
Remuneration and social security454/9€4k€15k▲
Other amounts payable47/48€47k€2k▼
Income statement
Code20232024
Remuneration, social security and pensions62-€47k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k▲
Other operating charges640/8€4k€3k▼
Gross operating margin9900€17k€79k▲
Operating profit (loss)9901€7k€21k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€5k€20k▲
Income taxes67/77€1k€5k▲
Profit (loss) for the period9904€4k€15k▲
Profit (loss) for the period to be appropriated9905€4k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€23k€38k▲
Profit (loss) brought forward from the previous period14P€19k€23k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 131 days late
2024
30-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 152 days late
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €56k ▲1072%
Operating result €58k, net result €56k, both a record.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 3 establishment units since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Frank Craeybeckxlaan 882100 AntwerpenGround area
769 m²
Building footprint
631 m²
Volume, LiDAR
4,495 m³
3 parcels, Flanders · tallest building 16.1 m, ±5 floors. Linked by address, not a title deed.
3 establishment units
K.M.E.
since 20162.259.023.991
KME
since 20242.355.356.374
KME
since 20242.365.839.304
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11343A0593/00X007 | Flanders | 343 m² | 1 · 343 m² | 14.9 m · 1 fl. |
| 11805E0506/00Y028 | Flanders | 254 m² | 1 · 89 m² | 16.1 m · 5 fl. |
| 11805E0506/00E025 | Flanders | 172 m² | 1 · 199 m² | 13.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
3 sitesAntwerpen2.355.356.374
Antwerpen2.259.023.991
Antwerpen2.365.839.304
Similar companies · same sector, comparable size
ILHAN
BE 0578.914.707
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STIR
BE 0663.823.557
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CALIVIN
BE 0835.586.605
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WTB
BE 0793.683.791
Brecht · Eq €44k
ART-TERRA
BE 0477.070.744
Oudergem · Eq €45k
Of 1,581 companies in sector 46349 we hold annual accounts for 987. 588 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded30-11-2016
Fiscal year end31-12
Activities, NACEBEL
46349Wholesale of beverages, general range
47110Non-specialised retail sale with food, beverages or tobacco predominating
47113Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.