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K&M

Active
Private limited companyfounded 20242 yrs activeHospitaalstraat 139, 3582 Beringen, BelgiumKBO/BCE: BE 1008.906.601
Summary

The computed 12-month bankruptcy probability of K&M is 2.6% (moderate). The 2025 annual accounts show equity of €10,577 and a net result of €7,577. Its solvency ranks better than 55% of 28281 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
59 / 100
Fair
A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency76
Growth-
Track record67
Bankruptcy probability, 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity ample (current ratio 2.05; short-term debt: 48.7% and cash: 79.1% of total assets), and 48.7% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Filed more than 90 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 11-08-2026, 192 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 1 filing
Deviation from the deadline
2025
192 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

K&M was incorporated on 29 April 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€10,577
Total assets
€20,615
Net result
€7,577
Working capital
€10,577

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €20,615
Equity €10,577
Debt €10,038
Debt finances 48.7% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
2.05
Debt to equity
0.95
ROE
71.6%
ROA
36.8%
Debt ≤ 1 year
€10,038
Income taxes
€1,894

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 31 lines
Balance sheet Code2025
Assets
Total assets20/58€20,615
Current assets29/58€20,615
Amounts receivable within one year40/41€4,314
Trade receivables40€2,961
Other amounts receivable41€1,353
Cash at bank and in hand54/58€16,301
Equity and liabilities
Total equity and liabilities10/49€20,615
Equity10/15€10,577
Contributions10/11€3,000
Reserves13€7,577
Distributable reserves133€7,577
Amounts payable17/49€10,038
Amounts payable within one year42/48€10,038
Trade debts44€662
Suppliers440/4€662
Taxes, remuneration and social security45€1,894
Taxes450/3€1,894
Other amounts payable47/48€7,482
Income statement Code2025
Gross operating margin9900€9,467
Operating profit (loss)9901€9,467
Financial income75/76B€20
Recurring financial income75€20
Financial charges65/66B€15
Recurring financial charges65€15
Profit (loss) for the period before taxes9903€9,472
Income taxes67/77€1,894
Profit (loss) for the period9904€7,577
Profit (loss) for the period to be appropriated9905€7,577
Appropriation of the result
Profit (loss) to be appropriated9906€7,577
Transfer to equity691/2€7,577
To other reserves6921€7,577

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Gross operating margin9900€9,467
Operating profit (loss)9901€9,467
Financial income75/76B€20
Recurring financial income75€20
Financial charges65/66B€15
Recurring financial charges65€15
Profit (loss) for the period before taxes9903€9,472
Income taxes67/77€1,894
Profit (loss) for the period9904€7,577
Profit (loss) for the period to be appropriated9905€7,577
Line2025
Assets
Total assets20/58€20,615
Current assets29/58€20,615
Amounts receivable within one year40/41€4,314
Trade receivables40€2,961
Other amounts receivable41€1,353
Cash at bank and in hand54/58€16,301
Equity and liabilities
Total equity and liabilities10/49€20,615
Equity10/15€10,577
Contributions10/11€3,000
Reserves13€7,577
Distributable reserves133€7,577
Amounts payable17/49€10,038
Amounts payable within one year42/48€10,038
Trade debts44€662
Suppliers440/4€662
Taxes, remuneration and social security45€1,894
Taxes450/3€1,894
Other amounts payable47/48€7,482
Line2025
Profit (loss) for the period9904€7,577
Operating cash flow (approximation)€7,577

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
11-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 192 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
890 m²
Building footprint
209 m²
Volume, LiDAR
710 m³
2 parcels, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
K&M
Beverlosesteenweg 400, 3582 BeringenConstruction of roads and motorways
since 20242.358.847.582
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71522C0003/00B076 Flanders 647 m² 1 · 111 m² 10.9 m · 2 fl.
71522C0003/00W053 Flanders 242 m² 1 · 98 m² -
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 7,868 companies in sector 43341 we hold annual accounts for 2,665. 1,686 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded29-04-2024
Fiscal year end30-06
Activities, NACEBEL 2025
43341Painting of buildings
E-invoicing
Reachable via Peppol
Peppol ID 0208:1008906601
Also 9925:BE1008906601
Registered 30-08-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.