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K & L Bouw

Active
Private limited companyfounded 1995active for 31 yearsPannenhuisstraat 40, 3650 Dilsen-Stokkem, BelgiumKBO/BCE: BE 0456.246.923
Summary

K & L Bouw has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €154,833 and a net result of €74,290. Equity is shrinking by about 4.7% per year across the filed financial years. Its solvency ranks better than 37% of 1,135 sector peers (NACE 77, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow ReportCompare
K & L BouwActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Activity
Rental and leasing activities
NACE 77320
4th oldest company in Dilsen-Stokkem, Administrative and support services sector1 site
Size
€640,064total assets 2025
Equity
€154,833
Profit
€74,290
Turnover not published (abbreviated or micro format)
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Parent
GEKRILCA · 99.98%
2025 accounts 51 days early1 of 6 deeds summarised
Why 95raises riskLiquidity: current ratio 0.98, cash €9,449lowers riskSize: total assets €640,064Founded in 1995Figures for financial year 2025 (filed 13-06-2026)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 63% of its sector peers (NACE 77, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 49+12
equity 24.2% of total assets
Liquidity 43+18
short-term debt 24.6% · cash 1.5%
Profitability 83+6
return on assets 11.6%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (3,166 companies, NACE 77, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025highest value 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.1%▼ -0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.2%▲ +0.1 percentage points vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.1%▼ -0.1 percentage points vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value
Credit of up to €14,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.98, compared with 0.82 in 2024, below 1; short-term debt: 24.6% and cash: 1.5% of total assets), and 75.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 77, micro): better than 41% on solvency, 43% on liquidity, 78% on profitability and 92% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €640,064
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 1995
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Figures for financial year 2025 (filed 13-06-2026)
NBB · annual accounts
raises risk · Liquidity: current ratio 0.98, cash €9,449
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €154,833
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
51 days early
2024
50 days early
2023
49 days early
2022
38 days early
2021
51 days early
2020
43 days early
2019
18 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 38 days before the deadline; the sector median (NACE 77) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Highest result from 2018 to 2025net €74,290 ▲69.8%
  3. Equity above €150,000equity €154,833 ▲92.2%

Key points

  • Positive: Equity rose in 2025from €80,543 to €154,833 ▲ 92.2% View
  • Positive: 4th oldest company in Dilsen-Stokkem, Administrative and support services sectorin the Checked rankings No. 4 View
  • Controlled by GEKRILCA 99.98% View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

By topic

Financials

Financial year
2025
Total assets
€640,064
Profit
€74,290
Solvency
24.2%
Total assets▼ 4.1%
Net result
20182025
Go to Financials

Board & ownership

Board
3 members
Parent
GEKRILCA · 99.98%
  • GEKRILCADirector
  • SEEGERS Kristof Mathieu MariaDirector
  • SEEGERS Liesbeth Jacqueline ToniaDirector
Go to Board & ownership

Timeline

Events
37
Since
1997
Next accounts
by 31-07-2027
  1. 11-06-2025Annual accounts filed
  2. 12-06-2024Annual accounts filed
  3. 31-12-2023Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Rental and leasing activitiesNACE 77320
Founded
05-10-1995
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
15
Annual meeting
First Saturday of June at 20:00
Purpose
“De klein- en groothandel in, en de koop- en verkoop en het verwerken van alle soorten…” (deed in Dutch)
Go to Articles of association

Key facts about K & L Bouw

What is the company number of K & L Bouw?
0456.246.923. In Belgium the VAT number is the company number with BE in front: BE 0456.246.923.
Where is K & L Bouw based?
The registered office is at Pannenhuisstraat 40, 3650 Dilsen-Stokkem.Company details
What does K & L Bouw do?
According to the KBO register, the main activity is rental and leasing activities (NACE 77320).
What is the legal form of K & L Bouw?
Private limited company (BV).
When was K & L Bouw founded?
On 05-10-1995.
Is K & L Bouw still active?
Yes, K & L Bouw is an active enterprise in the KBO register.
What is the turnover of K & L Bouw?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is K & L Bouw profitable?
In financial year 2025, K & L Bouw made a profit of €74,290.
Where can I find the annual accounts of K & L Bouw?
K & L Bouw filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of K & L Bouw due?
By 31-07-2027, for financial year 2026.Timeline

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