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K&KA

Active
Private limited companyfounded 20224 yrs activeRue de Montigny 31, 6000 Charleroi, BelgiumKBO/BCE: BE 0780.426.861
Summary

K&KA has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €29,970 and a net result of €36,436. Equity is growing by ~260.8% per year across the filed fiscal years. Its solvency ranks better than 60% of 19922 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2024
59 / 100
Fair
A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100▲+100
Growth78=
Track record94
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days only on tighter terms
Liquidity ample (current ratio 3.97 against 1.09 in 2023; short-term debt: 24.6% and cash: 64.6% of total assets), and 24.6% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-11-2025, 105 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 3 filings
Deviation from the deadline
2025
not confirmed
2024
105 d late
2023
153 d late
2022
654 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 304 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 13 January 2022, K&KA was incorporated as a Private limited company.1 Total assets went from EUR 4,364 in 2022 to EUR 39,740 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€29,970
2023 · -€6,466
Total assets
€39,740▲ 308%
2023 · €9,750
Net result
€36,436▲ 1,280%
2023 · €2,641
Working capital
€28,970▲ 4,420%
2023 · €641
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line202220232024
Operating result-€9,058-€2,822€44,824▲ 1,488%
Net result-€9,107below the sector's middle half-€2,641below the sector's middle half€36,436within the sector's middle half▲ 1,280%
Equity-€7,107below the sector's middle half--€6,466below the sector's middle half▲ 9.0%€29,970below the sector's middle half
Total assets€4,364below the sector's middle half-€9,750below the sector's middle half▲ 123%€39,740below the sector's middle half▲ 308%
Debt€11,471-€16,216▲ 41.4%€9,770▼ 39.8%
Working capital-€7,107below the sector's middle half-€641below the sector's middle half€28,970within the sector's middle half▲ 4,420%
Solvency-66.3%below the sector's middle half75.4%within the sector's middle half▲ 141.7pp
Current ratio1.09below the sector's middle half3.97within the sector's middle half▲ 2.88
Return on assets (ROA)27.1%within the sector's middle half91.7%above the sector's middle half▲ 64.6pp
above within below the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000€0€20,000€40,000Operating result 2022: -€9,058-€9,058Net result 2022: -€9,107-€9,107Operating result 2023: €2,822€2,822Net result 2023: €2,641€2,641Operating result 2024: €44,824€44,824Net result 2024: €36,436€36,436202220232024-€20,000€0€20,000€40,000Operating result 2022: -€9,058-€9,060Net result 2022: -€9,107-€9,110Operating result 2023: €2,822€2,820Net result 2023: €2,641€2,640Operating result 2024: €44,824€44,800Net result 2024: €36,436€36,400202220232024
The operating result has risen two years in a row; 2024 is 1,488% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €39,740
Fixed assets €1,000 ▼ 50.0%
Current assets €38,740 ▲ 400%
Equity and liabilities €39,740
Equity €29,970
Debt €9,770
Debt finances 24.6% of the balance-sheet total.
Key figures and ratios
2024 value · change against 2023
EBITDA
€45,824▲
2023 · €3,822
Cash flow
€37,436▲
2023 · €3,641
Debt to equity
0.33
ROE
121.6%
Interest coverage
704.98▲
2023 · 21.12
Debt ≤ 1 year
€9,770▲
2023 · €7,109
Income taxes
€9,120
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 34 lines
Balance sheet Code20232024
Assets
Total assets20/58€9,750€39,740▲
Fixed assets21/28€2,000€1,000▼
Tangible fixed assets22/27€2,000€1,000▼
Furniture and vehicles24€2,000€1,000▼
Current assets29/58€7,750€38,740▲
Amounts receivable within one year40/41€317€13,051▲
Other amounts receivable41€317€13,051▲
Cash at bank and in hand54/58€7,433€25,689▲
Equity and liabilities
Total equity and liabilities10/49€9,750€39,740▲
Equity10/15-€6,466€29,970▲
Profit (loss) carried forward14-€6,466€29,970▲
Amounts payable17/49€16,216€9,770▼
Amounts payable within one year42/48€7,109€9,770▲
Trade debts44€37€650▲
Suppliers440/4€37€650▲
Taxes, remuneration and social security45-€9,120
Taxes450/3-€9,120
Other amounts payable47/48€7,072-
Accrued charges and deferred income492/3€9,107-
Income statement Code20232024
Goods, raw materials, services and sundry goods60/61€25,238€15,893▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,000€1,000=
Other operating charges640/8-€450
Gross operating margin9900€3,822€46,274▲
Operating profit (loss)9901€2,822€44,824▲
Financial income75/76B-€797
Recurring financial income75-€797
Financial charges65/66B€181€65▼
Recurring financial charges65€181€65▼
Profit (loss) for the period before taxes9903€2,641€45,556▲
Income taxes67/77-€9,120
Profit (loss) for the period9904€2,641€36,436▲
Profit (loss) for the period to be appropriated9905€2,641€36,436▲
Appropriation of the result
Profit (loss) to be appropriated9906-€6,466€29,970▲
Profit (loss) brought forward from the previous period14P-€9,107-€6,466▲

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202220232024Change
Goods, raw materials, services and sundry goods60/61€20,149€25,238€15,893▼ 37.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€1,000€1,000=
Other operating charges640/8€447-€450-
Gross operating margin9900-€8,611€3,822€46,274▲ 1,111%
Operating profit (loss)9901-€9,058€2,822€44,824▲ 1,488%
Financial income75/76B--€797-
Recurring financial income75--€797-
Financial charges65/66B€49€181€65▼ 64.1%
Recurring financial charges65€49€181€65▼ 64.1%
Profit (loss) for the period before taxes9903-€9,107€2,641€45,556▲ 1,625%
Income taxes67/77--€9,120-
Profit (loss) for the period9904-€9,107€2,641€36,436▲ 1,280%
Profit (loss) for the period to be appropriated9905-€9,107€2,641€36,436▲ 1,280%
Line202220232024Change
Assets
Total assets20/58€4,364€9,750€39,740▲ 308%
Fixed assets21/28-€2,000€1,000▼ 50.0%
Tangible fixed assets22/27-€2,000€1,000▼ 50.0%
Furniture and vehicles24-€2,000€1,000▼ 50.0%
Current assets29/58€4,364€7,750€38,740▲ 400%
Stocks and contracts in progress3€1,754---
Stocks30/36€1,754---
Amounts receivable within one year40/41€2,000€317€13,051▲ 4,017%
Other amounts receivable41€2,000€317€13,051▲ 4,017%
Cash at bank and in hand54/58€610€7,433€25,689▲ 246%
Equity and liabilities
Total equity and liabilities10/49€4,364€9,750€39,740▲ 308%
Equity10/15-€7,107-€6,466€29,970▲ 564%
Contributions10/11€2,000---
Profit (loss) carried forward14-€9,107-€6,466€29,970▲ 564%
Amounts payable17/49€11,471€16,216€9,770▼ 39.8%
Amounts payable within one year42/48€11,471€7,109€9,770▲ 37.4%
Trade debts44€3,241€37€650▲ 1,657%
Suppliers440/4€3,241€37€650▲ 1,657%
Taxes, remuneration and social security45€687-€9,120-
Taxes450/3€687-€9,120-
Other amounts payable47/48€7,543€7,072--
Accrued charges and deferred income492/3-€9,107--
Line202220232024Change
Profit (loss) for the period9904-€9,107€2,641€36,436▲ 1,280%
+ Depreciation and write-downs630-€1,000€1,000=
Operating cash flow (approximation)-€9,107€3,641€37,436▲ 928%
Investment in fixed assets (approximation)--€0-
Change in cash-€6,823€18,256▲ 168%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
13-11
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 105 days late
15-05
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 654 days late
2024
31-12
Financial Highest result since 2022net €36,436 ▲1,280%
Operating result €44,824, net result €36,436, both a record.
31-12
Financial Liquidity quadruplescurrent ratio 3.97
Current ratio from 1.09 to 3.97.
31-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 153 days late
2023
31-12
Financial Back to profitnet €2,641
Net result €2,641 after one loss-making year.
31-12
Financial Liquidity triplescurrent ratio 1.09
Current ratio from 0.38 to 1.09; short-term debt falls from €11,471 to €7,109.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
566 m²
Building footprint
187 m²
Volume, LiDAR
4,318 m³
Parcel 52011C0045/00C003, Wallonia · tallest building 24.7 m, ±8 floors. Linked by address, not a title deed.
8 companies at this address See who is registered here
1 establishment unit
K&KA
Rue de Montigny 31, 6000 CharleroiRetail trade
since 20222.331.043.919
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52011C0045/00C003 Wallonia 566 m² 1 · 187 m² 24.7 m · 8 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 5,986 companies in this sector we hold annual accounts for 1,813. 1,549 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded13-01-2022
Fiscal year end31-12
Activities, NACEBEL 2025
86940Nursing and midwifery
47120Other non-specialised retail sale
70200Business and other management consultancy
82990Other business support services
Contact
E-mail aurelien2010@live.fr
E-invoicing
Reachable via Peppol
Peppol ID 0208:0780426861
Registered 04-07-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.