K.J.C. Services
ActiveK.J.C. Services has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €128k and a net result of €-29k. Equity is growing by ~9.6% per year across the filed fiscal years. Its solvency ranks better than 94% of 4422 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-79
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 6.31 against 4.62 in 2024; short-term debt: 8.9% and cash: 33.3% of total assets), and 10.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
26 d late
2023
on the day
2022
2 d late
2021
4 d early
2020
30 d early
2019
58 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€128k▼ 22.6%
2024 · €165k
2018: €95k
2019: €99k
2020: €108k
2021: €122k
2022: €154k
2023: €149k
2024: €165k
2018 → 2025
Total assets
€143k▼ 27.8%
2024 · €198k
2018: €140k
2019: €154k
2020: €167k
2021: €166k
2022: €204k
2023: €185k
2024: €198k
2018 → 2025
Net result
€-29k
2024 · €16k
2018: €4k
2019: €4k
2020: €9k
2021: €14k
2022: €32k
2023: €15k
2024: €16k
2018 → 2025
Working capital
€68k▼ 20.5%
2024 · €85k
2018: €28k
2019: €26k
2020: €39k
2021: €58k
2022: €74k
2023: €62k
2024: €85k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€122k-€154k▲ 25.8%€149k▼ 3.0%€165k▲ 10.5%€128k▼ 22.6%
Operating result€18k-€29k▲ 58.7%€22k▼ 25.3%€23k▲ 4.3%€-30k
Net result€14k-€32k▲ 124%€15k▼ 51.3%€16k▲ 2.0%€-29k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €30k after €23k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €143k
Fixed assets
€62k▼ 30.0%
Current assets
€80k▼ 26.0%
Equity and liabilities €143k
Equity
€128k▼ 22.6%
Debt
€15k▼ 54.1%
The debt ratio falls from 16.6% to 10.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-10k▼
2024 · €41k
Cash flow
€-9k▼
2024 · €34k
Solvency
89.5%▲
2024 · 83.4%
Current ratio
6.31▲
2024 · 4.62
Quick ratio
4.44▲
2024 · 2.97
Debt / equity
0.12▼
2024 · 0.20
ROE
-22.7%▼
2024 · 9.5%
ROA
-20.3%▼
2024 · 7.9%
Interest coverage
-24.72▼
2024 · 109.33
Debt
€15k▼
2024 · €33k
Debt ≤ 1 year
€13k▼
2024 · €23k
Debt > 1 year
€2k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€198k€143k▼
Fixed assets21/28€89k€62k▼
Tangible fixed assets22/27€53k€34k▼
Land and buildings22€4k€3k▼
Plant, machinery and equipment23€24k€16k▼
Furniture and vehicles24€25k€15k▼
Other tangible fixed assets26€138€37▼
Financial fixed assets28€36k€28k▼
Current assets29/58€109k€80k▼
Stocks and contracts in progress3€39k€24k▼
Stocks30/36€39k€24k▼
Amounts receivable within one year40/41€12k€8k▼
Trade receivables40€12k€8k▼
Other amounts receivable41-€155
Cash at bank and in hand54/58€54k€48k▼
Deferred charges and accrued income490/1€3k€615▼
Equity and liabilities
Total equity and liabilities10/49€198k€143k▼
Equity10/15€165k€128k▼
Contributions10/11€6k€6k=
Reserves13€96k€88k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€94k€86k▼
Profit (loss) carried forward14€63k€34k▼
Amounts payable17/49€33k€15k▼
Amounts payable after more than one year17€9k€2k▼
Financial debts170/4€9k€2k▼
Amounts payable within one year42/48€23k€13k▼
Current portion of amounts payable after more than one year42€7k€7k▲
Trade debts44€7k€181▼
Suppliers440/4€7k€181▼
Advances received on contracts in progress46€2k€2k▲
Taxes, remuneration and social security45€6k€412▼
Taxes450/3€6k€412▼
Other amounts payable47/48€1k€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€20k▲
Other operating charges640/8€353€785▲
Gross operating margin9900€41k€-9k▼
Operating profit (loss)9901€23k€-30k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€373€415▲
Recurring financial charges65€373€415▲
Profit (loss) for the period before taxes9903€24k€-29k▼
Income taxes67/77€8k-
Profit (loss) for the period9904€16k€-29k▼
Profit (loss) for the period to be appropriated9905€16k€-29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€78k€34k▼
Profit (loss) brought forward from the previous period14P€63k€63k=
Transfer from equity791/2-€8k
Transfer to equity691/2€16k-
To other reserves6921€16k-
Profit to be distributed694/7-€8k
Return on contributions (dividend)694-€8k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-29k ▼285%
Net result drops to €-29k, the lowest in the series.
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
30-09
Financial
Equity above €150kEq €165k ▲10.5%
7 profitable years in a row build equity to €165k.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
30-09
Financial
Highest result since 2018net €32k ▲124%
Operating result €29k, net result €32k, both a record.
30-09
Financial
Equity above €150kEq €154k ▲25.8%
5 profitable years in a row build equity to €154k.
26-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Equity above €100kEq €108k ▲9.4%
3 profitable years in a row build equity to €108k.
03-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
06-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seneffe · 2 establishment units since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Saint Ethon 847181 SeneffeGround area
768 m²
Building footprint
104 m²
Parcel 52020C0468/00G002, Wallonia. Linked by address, not a title deed.
2 establishment units
K.J.C.SERVICES
since 19972.084.423.201
ART & VINO
since 20092.181.579.092
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52020C0468/00G002 | Wallonia | 768 m² | 1 · 104 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
1 categoryK.J.C. Services SRL41341
Food safety, FASFC
1 siteSeneffe2.181.579.092
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Of 21,210 companies in sector 81300 we hold annual accounts for 4,360. 3,578 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-11-1997
Fiscal year end30-09
Activities, NACEBEL
81300Landscape service activities
92722
46341Wholesale of wines and spirits
46389Wholesale of other food products
93293Sports, amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.