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K'FALI

Active
Private limited companyfounded 2011active for 15 yearsChaussée de Bruxelles 75, 6040 Charleroi, BelgiumKBO/BCE: BE 0835.427.742

From the official registers: KBO 15 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

K'FALI has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €466,980 and a net result of €14,943. Equity has been growing by about 19% per year since 2018. Its solvency ranks better than 36% of 2,790 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

KBO
Status
Active since 12-04-2011 Normal situation
Activity
General construction of residential buildings NACE 41001and 2 others
Establishment unit
2.198.964.462 6020 Charleroi, since 14-04-2011
Financial year end
31 December
Peppol
Reachable since 10-11-2025

Financial position

84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€135,593
▼ 23.9%
Turnover
≈ €480,000
estimated
Profit
€14,943
▼ 58.1%
Equity
€466,980
▼ 8.8%
Total assets
€1.7m
▲ 12.6%
Filed on 18-08-2026, 18 days after the deadlineat the National Bank
Score breakdownraises risk1 change of registered office in 24 monthsSector: Construction of residential and non-residential buildings (NACE 41)lowers riskFigures for financial year 2025 (filed on 21-08-2026)Size: total assets €1.7mShow the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 42% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Strong
Solvency 52-6
equity 26.7% of total assets
Liquidity 62-8
short-term debt 16.3% · cash 12.8%
Profitability 70-2
return on assets 0.9%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,452 companies, NACE 41, micro)
Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024lowest value 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025 08-2025: 0.6%▲ +0.2 percentage points vs 07-2025 09-2025: 0.3%▼ -0.3 percentage points vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.6%▲ +0.3 percentage points vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.8%▲ +0.2 percentage points vs 04-2026 06-2026: 0.8%● unchanged vs 05-2026 07-2026: 0.9%▲ +0.1 percentage points vs 06-2026 08-2026: 1.3%▲ +0.4 percentage points vs 07-2026highest value 09-2026: 0.3%▼ -1.0 percentage point vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.32 (2.32 in 2024), above the usual 1.5. Short-term debt is 16.3% and cash 12.8% of total assets. However, 73.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 34% of them on solvency, 67% on liquidity, 41% on profitability and 26% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Figures for financial year 2025 (filed on 21-08-2026)
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Size: total assets €1.7m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2025 accounts filed 18 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
18 days late
2024
28 days late
2023
30 days late
2022
31 days late
2021
29 days late
2020
19 days late
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 27 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 8 profitable years in a rowprofit 2025: €14,943 8 years View
  • A director leftlatest change 09-12-2025 · 2 in office 1 left View

Comparable companies

These companies have the same main activity as K'FALI: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €1.1m and €2.5m, founded between 2007 and 2015.

CompanyTotal assetsGross margin
K'FALI Charleroi€1.7m€0.1m
IMMO TERRALIET Pecq€2.3m€0.1m
ALGEMENE BOUWWERKEN LEEMANS Rijkevorsel€2.4m€0.1m
G&B Gent€2.3m€0.1m
Algemene Bouw & Techniek Tienen€1.7m€0.2m
EELEN PROJECT MANAGEMENT Brecht€1.1m€0.1m
RL-Build Wuustwezel€2.5m€0.2m
Full comparison

Documents

Key facts about K'FALI

What is the company number of K'FALI?
The company number of K'FALI is 0835.427.742. The VAT number is the same number with BE in front: BE 0835.427.742.
Where is K'FALI based?
The registered office is at Chaussée de Bruxelles 75, 6040 Charleroi.Company details
What does K'FALI do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of K'FALI?
The legal form of K'FALI is Private limited company (BV).
When was K'FALI founded?
K'FALI was founded on 12-04-2011.
Is K'FALI still active?
Yes, K'FALI is an active enterprise in the KBO register.
How many employees does K'FALI have?
K'FALI had an average of 0.3 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of K'FALI?
The turnover in financial year 2025 is ≈ €480,000. This figure is estimated from the gross margin of €135,593 and 126 comparable companies (NACE 41001). It probably lies between €330,000 and €740,000.
Is K'FALI profitable?
In financial year 2025, K'FALI made a profit of €14,943.
Where can I find the annual accounts of K'FALI?
K'FALI filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of K'FALI due?
K'FALI must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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