Parent and group
- Cristallo TopCo100%
- Gimv59.87%
K & F ELECTRO-TECHNIEK
ActiveSummary
The computed 12-month bankruptcy probability of K & F ELECTRO-TECHNIEK is 3.0% (moderate). The annual accounts of K & F ELECTRO-TECHNIEK for financial year 2025 show a net loss of 66% of the equity at the start of that year. The 2025 annual accounts show equity of €574,709 and a net result of -€1.1m. Equity has been growing by about 32% per year since 2018. Its solvency ranks better than 13% of 9,883 sector peers (NACE 43, financial year 2025). The company has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
Source: KBO- Status
- Active since 25-02-2000 Normal situation
- Activity
- General electrical installation work NACE 43211
- Joint committees
- 200 Aanvullend Paritair Comité voor de bedienden
- 149 Paritair Comité voor de sectors die aan de metaal-, machine- en elektrische bouw verwant zijn · annual accounts 2025
- Establishment unit
- 2.097.192.458 2250 Olen, since 17-03-2000
- Financial year end
- 31 December
- Peppol
- Reachable since 04-11-2025
Board and ownership
Board
- BLMA BVManaging director · permanent representative Ynse Van den Broeck
- SIMA InvestManaging director · permanent representative David Van Genechten
- Cristallo TopCo BVDirector · since 31-01-2025 · permanent representative Ruben Monballieu
Shareholders
- K&F Group100%2025 annual accounts of K&F Group
Financial position
- Bankruptcy probabilitywithin 12 months
- 3.0%
Annual accounts 2025
- Gross margin
- €2.1m
- ▼ 21.4%
- Turnover
- ≈ €5.8m
- estimated
- Loss
- €1.1m
- Equity
- €574,709
- ▼ 65.6%
- Total assets
- €4.9m
- ▲ 16.3%
- Employees on 31-12-2025
- 26
- ▲ 13.0%
Filed on 24-07-2026, 7 days before the deadline
Score breakdownraises riskLoss of €1.1m (financial year 2025)Liquidity: current ratio 1.22, cash €150,063, halvedEquity €574,709 (11.6% of total assets)Sector: Specialised construction activities (NACE 43)Show the evidence
Checked score
Score 2025
48
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 6% of small companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Weak
Solvency
37-27
equity 11.6% of total assets
Liquidity
11-20
short-term debt 77.7% · cash 3.0%
Profitability
0-85
return on assets -22.2%
Bankruptcy probability within 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.3%▲ +0.1 percentage points vs 06-2025
08-2025: 0.1%▼ -0.2 percentage points vs 07-2025lowest value
09-2025: 0.1%● unchanged vs 08-2025lowest value
10-2025: 0.1%● unchanged vs 09-2025lowest value
11-2025: 0.1%● unchanged vs 10-2025lowest value
12-2025: 0.1%● unchanged vs 11-2025lowest value
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026lowest value
03-2026: 0.1%● unchanged vs 02-2026lowest value
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.2%▲ +0.1 percentage points vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 3.0%▲ +2.8 percentage points vs 07-2026highest value
09-2026: 3.0%● unchanged vs 08-2026highest value
10-2026: 3.0%● unchanged vs 09-2026highest value
11-2026: 3.0%● unchanged vs 10-2026highest value
Credit of up to €25,000 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is tight, with a current ratio of 1.22 (1.63 in 2024), below the usual 1.5. Short-term debt is 77.7% and cash 3% of total assets. 88.4% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, small). It does better than 12% of them on solvency, 5% on liquidity, 2% on profitability and 4% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
Six signals.
raises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 9883 sector peers (2025).
NBB · sector comparisonPosition among 9883 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 days early
2024
5 days early
2023
20 days early
2022
14 days early
2021
33 days early
2020
9 days early
2019
115 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 29 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
Key points
- Caution: From profit to loss in 2025after a profit of €544,925 in 2024 -€1.1m View
- Caution: Lower net result than 95% of companies in specialised constructionsector median €26,861 · 9,875 companies -€1.1m View
- Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
- New directorlatest change 08-07-2026 · 4 in office 1 joined View
- EU supportawarded in 2024 €100,598 View
Recent changes
- · Gazette deed Change of role: SIMA Invest, from day-to-day manager to director
- · Gazette deed Appointment: Grant Thornton Bedrijfsrevisoren BV (statutory auditor)
- · Gazette deed Resignation: Mahler Consulting BV (director)Permanent representatives: Geert Fostier, Wim Geens and 2 others · Appointment: Willco BV (director)
Companies linked to K & F ELECTRO-TECHNIEK
Comparable companies
These companies have the same main activity as K & F ELECTRO-TECHNIEK: general electrical installation work (NACE 43211). They are comparable in size and age: total assets between €3.6m and €5.9m, founded between 1993 and 2003.
| Company | Total assets | Gross margin |
|---|---|---|
| K & F ELECTRO-TECHNIEK Olen | €4.9m | €2.1m |
| WATCHGUARD SECURITY Antwerpen | €5.9m | €2.3m |
| N.D.W. Machelen (Brab.) | €4.5m | €2.3m |
| DKE Kluisbergen | €5.6m | €2.7m |
| ELEKTRO WOUTERS Putte | €4.0m | €1.9m |
| LISP-LIERS SPRINKLERBEDRIJF Lier | €3.6m | €2.3m |
| GEOSERVICES Rijkevorsel | €5.0m | €1.9m |
Key facts about K & F ELECTRO-TECHNIEK
- What is the company number of K & F ELECTRO-TECHNIEK?
- The company number of K & F ELECTRO-TECHNIEK is 0471.159.484. The VAT number is the same number with BE in front: BE 0471.159.484.
- Where is K & F ELECTRO-TECHNIEK based?
- The registered office is at Hagelberg 29, 2250 Olen.Company details
- What does K & F ELECTRO-TECHNIEK do?
- According to the KBO register, the main activity is general electrical installation work (NACE 43211).
- What is the legal form of K & F ELECTRO-TECHNIEK?
- The legal form of K & F ELECTRO-TECHNIEK is Private limited company (BV).
- When was K & F ELECTRO-TECHNIEK founded?
- K & F ELECTRO-TECHNIEK was founded on 25-02-2000.
- Is K & F ELECTRO-TECHNIEK still active?
- Yes, K & F ELECTRO-TECHNIEK is an active enterprise in the KBO register.
- How many employees does K & F ELECTRO-TECHNIEK have?
- K & F ELECTRO-TECHNIEK had an average of 23.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does K & F ELECTRO-TECHNIEK fall under?
- In its 2025 annual accounts, K & F ELECTRO-TECHNIEK states joint committees 200 (Aanvullend Paritair Comité voor de bedienden) and 149 (Paritair Comité voor de sectors die aan de metaal-, machine- en elektrische bouw verwant zijn).
- What is the turnover of K & F ELECTRO-TECHNIEK?
- The turnover in financial year 2025 is ≈ €5.8m. This figure is estimated from the gross margin of €2.1m and 31 comparable companies (NACE 432). It probably lies between €4.6m and €7.3m.
- Is K & F ELECTRO-TECHNIEK profitable?
- In financial year 2025, K & F ELECTRO-TECHNIEK made a loss of €1.1m.
- Where can I find the annual accounts of K & F ELECTRO-TECHNIEK?
- K & F ELECTRO-TECHNIEK filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of K & F ELECTRO-TECHNIEK due?
- K & F ELECTRO-TECHNIEK must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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