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K en L

Active
Public limited companyfounded 1994active for 32 yearsKleemstraat 84, 9111 Sint-Niklaas, BelgiumKBO/BCE: BE 0453.031.570
Summary

K en L has been active since 1994 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €745,383 and a net result of -€39,807. Equity has been growing by about 4.8% per year since 2018. Its solvency ranks better than 45% of 5,796 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 07-07-1994 Normal situation
Activity
Buying and selling of own real estate NACE 68110
Establishment unit
2.067.597.263 9111 Sint-Niklaas, since 22-07-1994
Financial year end
31 December
Peppol
Reachable since 17-12-2025

Board and ownership

Board

Financial position

86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
-€5,074
Loss
€39,807
▼ 28.6%
Equity
€745,383
▼ 5.1%
Total assets
€2.3m
▲ 5.8%
Score breakdownraises riskLiquidity: current ratio 0.03, cash €0, halvedlowers riskSize: total assets €2.3mFounded in 1994Legal form: public limited companyShow the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 26% of small companies in real estate (NACE 68)
Financial strength · tick: 2024
Weak
Solvency 57-4
equity 32.1% of total assets
Liquidity 20-4
short-term debt 58.3% · cash 0.0%
Profitability 17+1
return on assets -1.7%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,995 companies, NACE 68, small)
Last 24 months 12-2024: 0.1%lowest value 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026highest value 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026
Credit of up to €60,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.03 (0.03 in 2024), below 1. Short-term debt is 58.3% and cash 0% of total assets. 67.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 52% of them on solvency, 16% on liquidity, 9% on profitability and 28% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 0.03, cash €0, halved
NBB · annual accounts
lowers risk · Size: total assets €2.3m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 1994
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Legal form: public limited company
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€39,807
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
18 days early
2024
29 days early
2023
20 days early
2022
3 days early
2021
16 days early
2020
4 days early
2019
16 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 15 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€39,807 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Recent changes

  1. · Gazette deed Amendment of the articles · Legal-form change · Resignations & appointmentsResignation: CLEYMAN Chris Florent Walter Jozef Omer (statutory director) · Reappointment: CLEYMAN Chris Florent Walter Jozef Omer (statutaire enige bestuurder)
  2. · Gazette deed Incorporation
All 13 events

Comparable companies

These companies have the same main activity as K en L: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €1.9m and €2.8m, founded between 1989 and 1997.

CompanyTotal assetsGross margin
K en L Sint-Niklaas€2.3m-€0.005m
DATCHA INVEST Aalter€1.9m-€0.1m
DE VOS - ROBAEIJS KINE Frasnes-lez-Anvaing€2.2m-€0.04m
LONE CYPRESS MDY Malmedy€2.3m-€0.2m
MANIGO Elsene€1.9m-€0.07m
IMMO ONE - Algemene Aannemingen Hasselt€2.8m-€0.06m
COMPETITIVE SALES PROMOTIONS Antwerpen€2.3m-€0.01m
Full comparison

Key facts about K en L

What is the company number of K en L?
The company number of K en L is 0453.031.570. The VAT number is the same number with BE in front: BE 0453.031.570.
Where is K en L based?
The registered office is at Kleemstraat 84, 9111 Sint-Niklaas.Company details
What does K en L do?
According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
What is the legal form of K en L?
The legal form of K en L is Public limited company (NV).
When was K en L founded?
K en L was founded on 07-07-1994.
Is K en L still active?
Yes, K en L is an active enterprise in the KBO register.
How many employees does K en L have?
K en L had an average of 0.8 full-time equivalents in financial year 2018, according to the filed annual accounts.Financials
What is the turnover of K en L?
The annual accounts for financial year 2025 state no turnover.
Is K en L profitable?
In financial year 2025, K en L made a loss of €39,807.
Where can I find the annual accounts of K en L?
K en L filed 31 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of K en L due?
K en L must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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