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K & E

Active
Private limited companyfounded 200818 yrs activeWeerstanderslaan 6, 2830 Willebroek, BelgiumKBO/BCE: BE 0806.547.278
Summary

K & E has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21,613 and a net result of €522. Equity is growing by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 68% of 4544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability70▼-26
Solvency82▲+12
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 2.29 against 1.75 in 2024; short-term debt: 42.6% and cash: 62.7% of total assets), and 42.6% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 18 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 d early
2024
27 d late
2023
58 d early
2022
55 d early
2021
41 d early
2020
41 d early
2019
49 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 31 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close26-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

K & E was incorporated on 18 September 2008.1 Total assets went from EUR 36,855 in 2019 to EUR 37,636 in 2025 and headcount from 1 full-time equivalents in 2021 to 1 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019, 2021 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€21,613▲ 2.5%
2024 · €21,091
Total assets
€37,636▼ 19.0%
2024 · €46,444
Net result
€522▼ 94.8%
2024 · €9,972
Working capital
€20,642▲ 8.2%
2024 · €19,077
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€6,719▼ 108%€16,831-€3,009€11,600€4,198▼ 63.8%
Net result-€6,480▲ 28.6%€10,180-€6,340€9,972€522▼ 94.8%
Equity€7,279▼ 47.1%€17,459▲ 140%€11,119▼ 36.3%€21,091▲ 89.7%€21,613▲ 2.5%
Total assets€21,724▼ 19.6%€31,806▲ 46.4%€17,373▼ 45.4%€46,444▲ 167%€37,636▼ 19.0%
Debt€14,446▲ 9.0%€14,347▼ 0.7%€6,255▼ 56.4%€25,353▲ 305%€16,024▼ 36.8%
Working capital€4,365▼ 66.9%€12,950▲ 197%€7,864▼ 39.3%€19,077▲ 143%€20,642▲ 8.2%
Staff (FTE)10.1▼ 90.0%0.9▲ 800%1▲ 11.1%1=
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000€0€10,000€20,000Operating result 2021: -€6,719-€6,719Net result 2021: -€6,480-€6,480Operating result 2022: €16,831€16,831Net result 2022: €10,180€10,180Operating result 2023: -€3,009-€3,009Net result 2023: -€6,340-€6,340Operating result 2024: €11,600€11,600Net result 2024: €9,972€9,972Operating result 2025: €4,198€4,198Net result 2025: €522€52220212022202320242025-€10,000-€5,000€0€5,000€10,000Operating result 2023: -€3,009-€3,010Net result 2023: -€6,340-€6,340Operating result 2024: €11,600€11,600Net result 2024: €9,972€9,970Operating result 2025: €4,198€4,200Net result 2025: €522€522202320242025
The operating result falls in 2025; 2025 is 64% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €37,636
Fixed assets €970 ▼ 51.8%
Current assets €36,666 ▼ 17.5%
Equity and liabilities €37,636
Equity €21,613 ▲ 2.5%
Debt €16,024 ▼ 36.8%
Debt's share of the balance-sheet total falls from 54.6% to 42.6%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€5,778▼
2024 · €12,816
Cash flow
€2,102▼
2024 · €11,188
Current ratio
2.29▲
2024 · 1.75
Debt to equity
0.74▼
2024 · 1.20
ROE
2.4%▼
2024 · 47.3%
ROA
1.4%▼
2024 · 21.5%
Interest coverage
19.64▼
2024 · 51.18
Debt ≤ 1 year
€16,024▼
2024 · €25,353
Income taxes
€3,652▲
2024 · €1,455
Staff costs
€52,442▲
2024 · €43,462
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet Code20242025
Assets
Total assets20/58€46,444€37,636▼
Fixed assets21/28€2,014€970▼
Tangible fixed assets22/27€1,256€162▼
Furniture and vehicles24€1,256€162▼
Financial fixed assets28€758€808▲
Current assets29/58€44,430€36,666▼
Amounts receivable within one year40/41€9,894€13,055▲
Trade receivables40€8,666€9,640▲
Other amounts receivable41€1,229€3,415▲
Cash at bank and in hand54/58€34,536€23,611▼
Equity and liabilities
Total equity and liabilities10/49€46,444€37,636▼
Equity10/15€21,091€21,613▲
Contributions10/11€6,200€6,200=
Capital10€6,200€6,200=
Issued capital100€18,600€18,600=
Uncalled capital101€12,400€12,400=
Reserves13€11,259€11,259=
Non-distributable reserves130/1€1,860€1,860=
Legal reserve130€1,860€1,860=
Distributable reserves133€9,399€9,399=
Profit (loss) carried forward14€3,632€4,154▲
Amounts payable17/49€25,353€16,024▼
Amounts payable within one year42/48€25,353€16,024▼
Financial debts43€1,019€4,588▲
Credit institutions430/8€1,019€4,588▲
Trade debts44€19,825€2,560▼
Suppliers440/4€19,825€2,560▼
Taxes, remuneration and social security45€4,510€7,074▲
Taxes450/3-€687
Remuneration and social security454/9€4,510€6,387▲
Other amounts payable47/48-€1,802
Income statement Code20242025
Remuneration, social security and pensions62€43,462€52,442▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,216€1,580▲
Other operating charges640/8€1,153€1,379▲
Gross operating margin9900€57,431€59,599▲
Operating profit (loss)9901€11,600€4,198▼
Financial income75/76B€78€270▲
Recurring financial income75€78€270▲
Financial charges65/66B€250€294▲
Recurring financial charges65€250€294▲
Profit (loss) for the period before taxes9903€11,428€4,174▼
Income taxes67/77€1,455€3,652▲
Profit (loss) for the period9904€9,972€522▼
Profit (loss) for the period to be appropriated9905€9,972€522▼
Appropriation of the result
Profit (loss) to be appropriated9906€3,632€4,154▲
Profit (loss) brought forward from the previous period14P-€6,340€3,632▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62-€2,280€35,382€43,462€52,442▲ 20.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€324€608€1,216€1,216€1,580▲ 30.0%
Other operating charges640/8-€1,517€1,442€1,153€1,379▲ 19.5%
Non-recurring operating charges66A-€4,043----
Gross operating margin9900-€3,669€25,278€35,032€57,431€59,599▲ 3.8%
Operating profit (loss)9901-€6,719€16,831-€3,009€11,600€4,198▼ 63.8%
Financial income75/76B-€6€0€78€270▲ 246%
Recurring financial income75€1,670€6€0€78€270▲ 246%
Financial charges65/66B-€310€170€250€294▲ 17.5%
Recurring financial charges65€260€310€170€250€294▲ 17.5%
Profit (loss) for the period before taxes9903-€5,309€16,527-€3,179€11,428€4,174▼ 63.5%
Income taxes67/77€1,171€6,347€3,161€1,455€3,652▲ 151%
Profit (loss) for the period9904-€6,480€10,180-€6,340€9,972€522▼ 94.8%
Profit (loss) for the period to be appropriated9905-€6,480€10,180-€6,340€9,972€522▼ 94.8%
Line20212022202320242025Change
Assets
Total assets20/58€21,724€31,806€17,373€46,444€37,636▼ 19.0%
Fixed assets21/28€2,914€4,508€3,255€2,014€970▼ 51.8%
Tangible fixed assets22/27€2,106€3,688€2,472€1,256€162▼ 87.1%
Furniture and vehicles24-€3,688€2,472€1,256€162▼ 87.1%
Financial fixed assets28€808€821€783€758€808▲ 6.7%
Current assets29/58€18,810€27,298€14,118€44,430€36,666▼ 17.5%
Amounts receivable within one year40/41€8,730€5,464€6,295€9,894€13,055▲ 31.9%
Trade receivables40-€5,464€3,281€8,666€9,640▲ 11.2%
Other amounts receivable41--€3,014€1,229€3,415▲ 178%
Cash at bank and in hand54/58€10,080€21,834€7,823€34,536€23,611▼ 31.6%
Equity and liabilities
Total equity and liabilities10/49€21,724€31,806€17,373€46,444€37,636▼ 19.0%
Equity10/15€7,279€17,459€11,119€21,091€21,613▲ 2.5%
Contributions10/11€6,200€6,200€6,200€6,200€6,200=
Capital10-€6,200€6,200€6,200€6,200=
Issued capital100-€18,600€18,600€18,600€18,600=
Uncalled capital101-€12,400€12,400€12,400€12,400=
Reserves13€6,246€11,259€11,259€11,259€11,259=
Non-distributable reserves130/1-€1,860€1,860€1,860€1,860=
Legal reserve130-€1,860€1,860€1,860€1,860=
Distributable reserves133-€9,399€9,399€9,399€9,399=
Profit (loss) carried forward14-€5,167--€6,340€3,632€4,154▲ 14.4%
Amounts payable17/49€14,446€14,347€6,255€25,353€16,024▼ 36.8%
Amounts payable within one year42/48€14,446€14,347€6,255€25,353€16,024▼ 36.8%
Financial debts43---€1,019€4,588▲ 350%
Credit institutions430/8---€1,019€4,588▲ 350%
Trade debts44€7,160€4,349€4,216€19,825€2,560▼ 87.1%
Suppliers440/4-€4,349€4,216€19,825€2,560▼ 87.1%
Taxes, remuneration and social security45-€9,602€2,038€4,510€7,074▲ 56.9%
Taxes450/3-€5,522--€687-
Remuneration and social security454/9-€4,081€2,038€4,510€6,387▲ 41.6%
Other amounts payable47/48-€396--€1,802-
Line20212022202320242025Change
Profit (loss) for the period9904-€6,480€10,180-€6,340€9,972€522▼ 94.8%
+ Depreciation and write-downs630€324€608€1,216€1,216€1,580▲ 30.0%
Operating cash flow (approximation)-€6,156€10,788-€5,124€11,188€2,102▼ 81.2%
Investment in fixed assets (approximation)--€2,202€38€25-€537▼ 2,221%
Change in cash-€11,754-€14,011€26,713-€10,925▼ 141%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
29-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
27-02
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
30-06
Financial Back to profitnet €9,972
Net result €9,972 after one loss-making year.
2023
04-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2022
07-12
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial Back to profitnet €10,180
Net result €10,180 after 2 loss-making years.
2021
21-12
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2020
21-12
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial Weakest financial yearnet -€9,080
Net result drops to -€9,080, the lowest in the series; recovery starts the following year.
2019
13-12
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
14-12
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
11-12
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
14-12
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Willebroek · 1 establishment unit since 2008
seat establishment The establishment unit on the map
Ground area
344 m²
Building footprint
92 m²
Volume, LiDAR
579 m³
Parcel 12036D0809/00P005, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
K&E
Weerstanderslaan 6, 2830 WillebroekPlastering work
since 20082.174.200.956
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12036D0809/00P005 Flanders 344 m² 1 · 91 m² 10.3 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 · 1 entry · 47 EUR awarded
Year Entries awardedpaid
2022 1 47 EUR0 EUR
Schemes
1 entry · 47 EUR · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Dual-learning approval

1 ended
Schilder (so)
ended · 2016 to 2021

Similar companies · same sector, comparable size

Of 6,997 companies in sector 81220 we hold annual accounts for 2,414. 1,825 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded18-09-2008
Fiscal year end30-06
Activities, NACEBEL 2025
43310Plastering work
81220Other building cleaning and industrial cleaning
81230Other cleaning activities

Scores and ratios are computed by Checked and are not a credit decision.