K-Convest
ActiveK-Convest has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €231k and a net result of €80k. Equity is growing by ~53.7% per year across the filed fiscal years. Its solvency ranks better than 27% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+3
Solvency50▲+9
Growth78=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity tight (current ratio 1.09 against 0.25 in 2024; short-term debt: 5.4% and cash: 2.7% of total assets), and 74.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.4%
Return on assets
8.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-07-2026, 20 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
20 d early
2024
30 d early
2023
32 d early
2022
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€231k▲ 52.7%
2024 · €151k
2022: €38k
2023: €87k
2024: €151k
2022 → 2025
Total assets
€907k▼ 2.4%
2024 · €929k
2022: €969k
2023: €946k
2024: €929k
2022 → 2025
Net result
€80k▲ 25.1%
2024 · €64k
2022: €28k
2023: €50k
2024: €64k
2022 → 2025
Working capital
€4k
2024 · €-147k
2022: €-252k
2023: €-207k
2024: €-147k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€38k-€87k▲ 132%€151k▲ 72.8%€231k▲ 52.7%
Operating result€53k-€79k▲ 48.5%€95k▲ 20.6%€115k▲ 20.8%
Net result€28k-€50k▲ 79.7%€64k▲ 28.0%€80k▲ 25.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 21% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €907k
Fixed assets
€853k▼ 3.2%
Current assets
€54k▲ 12.4%
Equity and liabilities €907k
Equity
€231k▲ 52.7%
Debt
€676k▼ 13.1%
The debt ratio falls from 83.8% to 74.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€144k▲
2024 · €127k
Cash flow
€108k▲
2024 · €95k
Solvency
25.4%▲
2024 · 16.2%
Current ratio
1.09▲
2024 · 0.25
Quick ratio
1.09▲
2024 · 0.25
Debt / equity
2.93▼
2024 · 5.15
ROE
34.5%▼
2024 · 42.1%
ROA
8.8%▲
2024 · 6.8%
Interest coverage
9.53▲
2024 · 8.30
Debt
€676k▼
2024 · €778k
Debt ≤ 1 year
€49k▼
2024 · €195k
Debt > 1 year
€624k▲
2024 · €582k
Income taxes
€20k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€929k€907k▼
Fixed assets21/28€882k€853k▼
Tangible fixed assets22/27€882k€853k▼
Land and buildings22€882k€853k▼
Current assets29/58€48k€54k▲
Amounts receivable within one year40/41-€29k
Trade receivables40-€28k
Other amounts receivable41-€1k
Cash at bank and in hand54/58€47k€24k▼
Deferred charges and accrued income490/1€577€576▼
Equity and liabilities
Total equity and liabilities10/49€929k€907k▼
Equity10/15€151k€231k▲
Contributions10/11€10k€10k=
Reserves13€141k€221k▲
Distributable reserves133€141k€221k▲
Amounts payable17/49€778k€676k▼
Amounts payable after more than one year17€582k€624k▲
Financial debts170/4€582k€624k▲
Amounts payable within one year42/48€195k€49k▼
Current portion of amounts payable after more than one year42€32k€33k▲
Taxes, remuneration and social security45€23k€9k▼
Taxes450/3€23k€9k▼
Other amounts payable47/48€139k€7k▼
Accrued charges and deferred income492/3€2k€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€29k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€128k€145k▲
Operating profit (loss)9901€95k€115k▲
Financial charges65/66B€15k€15k▼
Recurring financial charges65€15k€15k▼
Profit (loss) for the period before taxes9903€80k€100k▲
Income taxes67/77€16k€20k▲
Profit (loss) for the period9904€64k€80k▲
Profit (loss) for the period to be appropriated9905€64k€80k▲
Appropriation of the result
Profit (loss) to be appropriated9906€64k€80k▲
Transfer to equity691/2€64k€80k▲
To other reserves6921€64k€80k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €80k ▲25.1%
Operating result €115k, net result €80k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 1.09
Current ratio from 0.25 to 1.09; short-term debt falls from €195k to €49k.
31-12
Financial
Equity above €200kEq €231k ▲52.7%
4 profitable years in a row build equity to €231k.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €151k ▲72.8%
3 profitable years in a row build equity to €151k.
29-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lint · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenveld 252547 LintGround area
400 m²
Building footprint
128 m²
Volume, LiDAR
833 m³
Parcel 11025D0017/00N003, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
K-Convest
since 20212.312.761.102
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11025D0017/00N003 | Flanders | 399 m² | 1 · 128 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Accurato
BE 0881.652.202
Antwerpen · Eq €230k
SENTEURS DE FLAMMES
BE 0797.333.268
Pont-à-Celles · Eq €230k
Bendalong
BE 0658.729.176
Deinze · Eq €230k
EMICHLEO
BE 0786.655.449
Gavere · Eq €231k
WA Realisaties
BE 0688.901.423
Overijse · Eq €231k
Of 5,691 companies in sector 70100 we hold annual accounts for 3,491. 2,358 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-01-2021
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
81210General cleaning of buildings
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.