K-Consultancy
ActiveSummary
K-Consultancy has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €68k and a net result of €18k. Equity is growing by ~39.7% per year across the filed fiscal years. Its solvency ranks better than 58% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability90▼-10
Solvency90▲+5
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.27 against 2.1 in 2024; short-term debt: 35.5% and cash: 8.7% of total assets), and 35.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.5%
Return on assets
17.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-05-2026, 85 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
85 d early
2024
46 d early
2023
42 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€68k▲ 36.7%
2024 · €50k
2023: €29klowest in 3 years
2024: €50k▲ +74.2% vs 2023
2025: €68k▲ +36.7% vs 2024highest in 3 years
2023 → 2025
Total assets
€105k▲ 27.4%
2024 · €83k
2023: €57klowest in 3 years
2024: €83k▲ +46.2% vs 2023
2025: €105k▲ +27.4% vs 2024highest in 3 years
2023 → 2025
Net result
€18k▼ 13.8%
2024 · €21k
2023: €26khighest in 3 years
2024: €21k▼ -17.1% vs 2023
2025: €18k▼ -13.8% vs 2024lowest in 3 years
2023 → 2025
Working capital
€48k▲ 31.8%
2024 · €36k
2023: €26klowest in 3 years
2024: €36k▲ +36.4% vs 2023
2025: €48k▲ +31.8% vs 2024highest in 3 years
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€29k-€50k▲ 74.2%€68k▲ 36.7%
2023: €29klowest in 3 years
2024: €50k▲ +74.2% vs 2023
2025: €68k▲ +36.7% vs 2024highest in 3 years
Operating result€36k-€27k▼ 25.1%€27k▼ 2.5%
2023: €36khighest in 3 years
2024: €27k▼ -25.1% vs 2023
2025: €27k▼ -2.5% vs 2024lowest in 3 years
Net result€26k-€21k▼ 17.1%€18k▼ 13.8%
2023: €26khighest in 3 years
2024: €21k▼ -17.1% vs 2023
2025: €18k▼ -13.8% vs 2024lowest in 3 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 3% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €105k
Fixed assets
€20k ▲ 49.9%
Current assets
€85k ▲ 23.0%
Equity and liabilities €105k
Equity
€68k ▲ 36.7%
Debt
€37k ▲ 13.3%
Debt's share of the balance-sheet total falls from 39.9% to 35.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€29k▲
2024 · €28k
Cash flow
€21k▼
2024 · €22k
Current ratio
2.27▲
2024 · 2.10
Debt to equity
0.55▼
2024 · 0.66
ROE
26.9%▼
2024 · 42.6%
ROA
17.3%▼
2024 · 25.6%
Interest coverage
109.59▼
2024 · 125.16
Debt ≤ 1 year
€37k▲
2024 · €33k
Income taxes
€8k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€83k€105k▲
Fixed assets21/28€14k€20k▲
Tangible fixed assets22/27€14k€20k▲
Furniture and vehicles24€3k€2k▼
Other tangible fixed assets26€10k€18k▲
Current assets29/58€69k€85k▲
Amounts receivable after more than one year29€30k€30k=
Trade receivables290€30k€30k=
Amounts receivable within one year40/41€18k€30k▲
Trade receivables40€18k€12k▼
Other amounts receivable41-€17k
Cash at bank and in hand54/58€20k€9k▼
Deferred charges and accrued income490/1€930€16k▲
Equity and liabilities
Total equity and liabilities10/49€83k€105k▲
Equity10/15€50k€68k▲
Contributions10/11€3k€3k=
Reserves13€47k€65k▲
Distributable reserves133€47k€65k▲
Amounts payable17/49€33k€37k▲
Amounts payable within one year42/48€33k€37k▲
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€23k€18k▼
Taxes450/3€23k€18k▼
Other amounts payable47/48€9k€18k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€3k▲
Other operating charges640/8€607€1k▲
Gross operating margin9900€29k€31k▲
Operating profit (loss)9901€27k€27k▼
Financial income75/76B€541€455▼
Recurring financial income75€541€455▼
Financial charges65/66B€226€267▲
Recurring financial charges65€226€267▲
Profit (loss) for the period before taxes9903€28k€27k▼
Income taxes67/77€6k€8k▲
Profit (loss) for the period9904€21k€18k▼
Profit (loss) for the period to be appropriated9905€21k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€21k€18k▼
Transfer to equity691/2€21k€18k▼
To other reserves6921€21k€18k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €55 | €1k | €3k | ▲ 155% |
| Other operating charges640/8 | €556 | €607 | €1k | ▲ 113% |
| Gross operating margin9900 | €37k | €29k | €31k | ▲ 5.6% |
| Operating profit (loss)9901 | €36k | €27k | €27k | ▼ 2.5% |
| Financial income75/76B | €468 | €541 | €455 | ▼ 15.9% |
| Recurring financial income75 | €468 | €541 | €455 | ▼ 15.9% |
| Financial charges65/66B | €111 | €226 | €267 | ▲ 17.9% |
| Recurring financial charges65 | €111 | €226 | €267 | ▲ 17.9% |
| Profit (loss) for the period before taxes9903 | €37k | €28k | €27k | ▼ 3.0% |
| Income taxes67/77 | €11k | €6k | €8k | ▲ 32.7% |
| Profit (loss) for the period9904 | €26k | €21k | €18k | ▼ 13.8% |
| Profit (loss) for the period to be appropriated9905 | €26k | €21k | €18k | ▼ 13.8% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €57k | €83k | €105k | ▲ 27.4% |
| Fixed assets21/28 | €2k | €14k | €20k | ▲ 49.9% |
| Tangible fixed assets22/27 | €2k | €14k | €20k | ▲ 49.9% |
| Furniture and vehicles24 | - | €3k | €2k | ▼ 27.6% |
| Other tangible fixed assets26 | €2k | €10k | €18k | ▲ 73.8% |
| Current assets29/58 | €54k | €69k | €85k | ▲ 23.0% |
| Amounts receivable after more than one year29 | €30k | €30k | €30k | = |
| Trade receivables290 | €30k | €30k | €30k | = |
| Amounts receivable within one year40/41 | €24k | €18k | €30k | ▲ 67.1% |
| Trade receivables40 | €24k | €18k | €12k | ▼ 30.5% |
| Other amounts receivable41 | - | - | €17k | - |
| Cash at bank and in hand54/58 | €180 | €20k | €9k | ▼ 54.6% |
| Deferred charges and accrued income490/1 | €494 | €930 | €16k | ▲ 1,599% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €57k | €83k | €105k | ▲ 27.4% |
| Equity10/15 | €29k | €50k | €68k | ▲ 36.7% |
| Contributions10/11 | €3k | €3k | €3k | = |
| Reserves13 | €26k | €47k | €65k | ▲ 39.1% |
| Distributable reserves133 | €26k | €47k | €65k | ▲ 39.1% |
| Amounts payable17/49 | €28k | €33k | €37k | ▲ 13.3% |
| Amounts payable within one year42/48 | €28k | €33k | €37k | ▲ 13.3% |
| Trade debts44 | €2k | €1k | €2k | ▲ 57.9% |
| Suppliers440/4 | €2k | €1k | €2k | ▲ 57.9% |
| Taxes, remuneration and social security45 | €16k | €23k | €18k | ▼ 23.1% |
| Taxes450/3 | €16k | €23k | €18k | ▼ 23.1% |
| Other amounts payable47/48 | €10k | €9k | €18k | ▲ 102% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €26k | €21k | €18k | ▼ 13.8% |
| + Depreciation and write-downs630 | €55 | €1k | €3k | ▲ 155% |
| Operating cash flow (approximation) | €26k | €22k | €21k | ▼ 5.8% |
| Investment in fixed assets (approximation) | - | €-13k | €-9k | ▲ 24.9% |
| Change in cash | - | €20k | €-11k | ▼ 155% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €18k ▼13.8%
Net result drops to €18k, the lowest in the series.
15-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lummen · 1 establishment unit since 2022
Ground area
480 m²
Building footprint
88 m²
Volume, LiDAR
303 m³
Parcel 71035B0822/00G002, Flanders · tallest building 14.7 m. Linked by address, not a title deed.
1 establishment unit
K-Consultancy
since 20222.337.297.053
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71035B0822/00G002 | Flanders | 480 m² | 1 · 88 m² | 14.7 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 39,549 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-10-2022
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.