Skip to content

K & Cie

Active
Private limited companyfounded 20232 yrs activeRue des Colombières 12, 4101 Seraing, BelgiumKBO/BCE: BE 1003.608.718

K & Cie has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €3k. Its solvency ranks better than 49% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
60 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability51
Solvency54
Growth-
Track record67
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.58; short-term debt: 63.4% and cash: 31.1% of total assets), but 71.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-12-2025, 40 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
40 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€16k
Total assets
€54k
Net result
€3k
Working capital
€20k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €54k
Equity €16k
Debt €39k
Debt finances 71.1% of the balance-sheet total.
Key figures and ratios
2025 value
Solvency
28.9%
Current ratio
1.58
Quick ratio
1.58
Debt / equity
2.47
ROE
18.1%
ROA
5.2%
Debt
€39k
Debt ≤ 1 year
€34k
Income taxes
€3k
Staff costs
€68k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet Code2025
Assets
Total assets20/58€54k
Current assets29/58€54k
Amounts receivable within one year40/41€15k
Trade receivables40€15k
Other amounts receivable41€100
Current investments50/53€8k
Cash at bank and in hand54/58€17k
Deferred charges and accrued income490/1€15k
Equity and liabilities
Total equity and liabilities10/49€54k
Equity10/15€16k
Contributions10/11€15k
Profit (loss) carried forward14€708
Amounts payable17/49€39k
Amounts payable within one year42/48€34k
Trade debts44€19k
Suppliers440/4€19k
Taxes, remuneration and social security45€15k
Taxes450/3€7k
Remuneration and social security454/9€8k
Accrued charges and deferred income492/3€4k
Income statement Code2025
Remuneration, social security and pensions62€68k
Other operating charges640/8€2k
Gross operating margin9900€77k
Operating profit (loss)9901€6k
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€234
Recurring financial charges65€234
Profit (loss) for the period before taxes9903€6k
Income taxes67/77€3k
Profit (loss) for the period9904€3k
Profit (loss) for the period to be appropriated9905€3k
Appropriation of the result
Profit (loss) to be appropriated9906€3k
Profit to be distributed694/7€2k
Return on contributions (dividend)694€2k

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

2025
22-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seraing · 1 establishment unit since 2023
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue des Colombières 124101 Seraing
Ground area
3.3 ha
Building footprint
283 m²
Volume, LiDAR
4,019 m³
Parcel 62058B0181/00F000, Wallonia · tallest building 17.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
K & Partners
Rue des Colombières 12, 4101 SeraingCertified accountants and tax accountants
since 20232.353.302.845
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62058B0181/00F000 Wallonia 3.3 ha 1 · 283 m² 17.4 m · 5 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 12,023 companies in sector 68203 we hold annual accounts for 5,986. 1,868 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded19-12-2023
Fiscal year end30-06
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
70100Activities of head offices
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

3 entries
Enterprise
E-mail:info@kandpartners.be
Enterprise
E-mail:Stephan.kerff@kandpartners.be
Enterprise