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K.C.B.

Active
General partnershipfounded 201610 yrs activeKleine Hemmenweg 20, 3520 Zonhoven, BelgiumKBO/BCE: BE 0650.696.586
Summary

K.C.B. has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €291,860 and a net result of €46,059. Its solvency ranks better than 36% of 19921 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is < 0.1% (very low).

Checked score

Score 2024
59 / 100
Fair
A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes
Profitability79
Solvency77
Growth-
Track record85
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.01; short-term debt: 12.1% and cash: 4.1% of total assets), and 48.4% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-05-2026, 281 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 1 filing
Deviation from the deadline
2024
281 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 281 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

K.C.B. was incorporated on 23 March 2016.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€291,860
Total assets
€565,117
Net result
€46,059
Working capital
€959

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €565,117
Fixed assets €495,931
Current assets €69,186
Equity and liabilities €565,117
Equity €291,860
Debt €273,257
Debt finances 48.4% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€118,536
Cash flow
€78,204
Current ratio
1.01
Debt to equity
0.94
ROE
15.8%
ROA
8.2%
Interest coverage
12.48
Debt ≤ 1 year
€68,226
Debt > 1 year
€205,031
Income taxes
€30,909
Staff costs
€12,393

Peer companies

Historical observation

Of the 17,811 companies that looked in July 2024 the way this one looks now, 0.3% went bankrupt within 24 months and 97% are still going.

  • Small
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.3% went bankrupt
3.2% stopped otherwise
97% still going

For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 17,811 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 51 lines
Balance sheet Code2024
Assets
Total assets20/58€565,117
Fixed assets21/28€495,931
Tangible fixed assets22/27€495,931
Land and buildings22€468,979
Plant, machinery and equipment23€10,071
Furniture and vehicles24€16,881
Current assets29/58€69,186
Amounts receivable within one year40/41€19,092
Trade receivables40€16,514
Other amounts receivable41€2,578
Current investments50/53€23,024
Cash at bank and in hand54/58€23,091
Deferred charges and accrued income490/1€3,978
Equity and liabilities
Total equity and liabilities10/49€565,117
Equity10/15€291,860
Contributions10/11€1,000
Capital10€1,000
Issued capital100€1,000
Reserves13€290,060
Non-distributable reserves130/1€100
Legal reserve130€100
Distributable reserves133€289,960
Profit (loss) carried forward14€800
Amounts payable17/49€273,257
Amounts payable after more than one year17€205,031
Financial debts170/4€205,031
Amounts payable within one year42/48€68,226
Current portion of amounts payable after more than one year42€25,785
Trade debts44€20,508
Suppliers440/4€20,508
Taxes, remuneration and social security45€12,820
Taxes450/3€12,820
Other amounts payable47/48€9,113
Income statement Code2024
Remuneration, social security and pensions62€12,393
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32,145
Other operating charges640/8€140
Non-recurring operating charges66A€339
Gross operating margin9900€131,408
Operating profit (loss)9901€86,390
Financial income75/76B€76
Recurring financial income75€76
Financial charges65/66B€9,499
Recurring financial charges65€9,499
Profit (loss) for the period before taxes9903€76,967
Income taxes67/77€30,909
Profit (loss) for the period9904€46,059
Profit (loss) for the period to be appropriated9905€46,059
Appropriation of the result
Profit (loss) to be appropriated9906€46,859
Profit (loss) brought forward from the previous period14P€800
Transfer to equity691/2€46,059
To other reserves6921€46,059

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Remuneration, social security and pensions62€12,393
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32,145
Other operating charges640/8€140
Non-recurring operating charges66A€339
Gross operating margin9900€131,408
Operating profit (loss)9901€86,390
Financial income75/76B€76
Recurring financial income75€76
Financial charges65/66B€9,499
Recurring financial charges65€9,499
Profit (loss) for the period before taxes9903€76,967
Income taxes67/77€30,909
Profit (loss) for the period9904€46,059
Profit (loss) for the period to be appropriated9905€46,059
Line2024
Assets
Total assets20/58€565,117
Fixed assets21/28€495,931
Tangible fixed assets22/27€495,931
Land and buildings22€468,979
Plant, machinery and equipment23€10,071
Furniture and vehicles24€16,881
Current assets29/58€69,186
Amounts receivable within one year40/41€19,092
Trade receivables40€16,514
Other amounts receivable41€2,578
Current investments50/53€23,024
Cash at bank and in hand54/58€23,091
Deferred charges and accrued income490/1€3,978
Equity and liabilities
Total equity and liabilities10/49€565,117
Equity10/15€291,860
Contributions10/11€1,000
Capital10€1,000
Issued capital100€1,000
Reserves13€290,060
Non-distributable reserves130/1€100
Legal reserve130€100
Distributable reserves133€289,960
Profit (loss) carried forward14€800
Amounts payable17/49€273,257
Amounts payable after more than one year17€205,031
Financial debts170/4€205,031
Amounts payable within one year42/48€68,226
Current portion of amounts payable after more than one year42€25,785
Trade debts44€20,508
Suppliers440/4€20,508
Taxes, remuneration and social security45€12,820
Taxes450/3€12,820
Other amounts payable47/48€9,113
Line2024
Profit (loss) for the period9904€46,059
+ Depreciation and write-downs630€32,145
Operating cash flow (approximation)€78,204

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
08-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 281 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 2016
seat establishment The establishment unit on the map
Ground area
1,965 m²
Building footprint
256 m²
Volume, LiDAR
1,989 m³
2 parcels, Flanders · tallest building 14.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Kiné Cindy Beutjens
Kleine Hemmenweg 20A, 3520 ZonhovenEngineering and related technical consultancy, excluding land surveyors
since 20162.252.266.853
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71442C0655/00E002 Flanders 991 m² 1 · 114 m² 10.1 m · 3 fl.
71442C0655/00M002 Flanders 974 m² 1 · 142 m² 14.7 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2025 · 4 entries · 2,899 EUR awarded · 2,900 EUR paid
Year Entries awardedpaid
2025 1 371 EUR371 EUR
2024 1 1,113 EUR1,336 EUR
2023 1 866 EUR644 EUR
2022 1 549 EUR549 EUR
Schemes
4 entries · 2,899 EUR · 2,900 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 12,696 companies in sector 86951 we hold annual accounts for 2,146. 1,428 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formGeneral partnership
Founded23-03-2016
Fiscal year end31-12
Activities, NACEBEL 2025
86951Physiotherapy
71121Engineering and related technical consultancy, excluding land surveyors
71209Other technical testing and analysis
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0650696586
Also 9925:BE0650696586
Registered 07-04-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.