K-advisors
ActiveK-advisors has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24k and a net result of €-9k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 75% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency100▲+48
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 4.11 against 1.33 in 2024), and 21.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.9%
Return on assets
-29.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
31 d early
2024
9 d early
2023
on the day
2022
1 d late
2021
37 d early
2020
3 d late
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€24k▼ 27.4%
2024 · €34k
2019: €87k
2020: €132k
2021: €168k
2022: €19k
2023: €19k
2024: €34k
2019 → 2025
Total assets
€31k▼ 73.3%
2024 · €116k
2019: €110k
2020: €151k
2021: €193k
2022: €122k
2023: €65k
2024: €116k
2019 → 2025
Net result
€-9k
2024 · €84k
2019: €75k
2020: €46k
2021: €36k
2022: €71k
2023: €64k
2024: €84k
2019 → 2025
Working capital
€20k▼ 25.2%
2024 · €27k
2019: €80k
2020: €124k
2021: €163k
2022: €12k
2023: €11k
2024: €27k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€168k-€19k▼ 88.9%€19k=€34k▲ 80.6%€24k▼ 27.4%
Operating result€45k-€87k▲ 91.9%€81k▼ 6.9%€107k▲ 32.0%€-10k
Net result€36k-€71k▲ 98.2%€64k▼ 10.6%€84k▲ 32.4%€-9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €10k after €107k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €31k
Fixed assets
€4k▼ 36.7%
Current assets
€27k▼ 75.5%
Equity and liabilities €31k
Equity
€24k▼ 27.4%
Debt
€7k▼ 92.1%
The debt ratio falls from 71.0% to 21.1%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-7k▼
2024 · €112k
Cash flow
€-7k▼
2024 · €89k
Solvency
78.9%▲
2024 · 29.0%
Current ratio
4.11▲
2024 · 1.33
Quick ratio
4.11▲
2024 · 1.33
Debt / equity
0.27▼
2024 · 2.45
ROE
-37.8%▼
2024 · 250.7%
ROA
-29.8%▼
2024 · 72.7%
Interest coverage
-9192.31▼
2024 · 967.94
Debt
€7k▼
2024 · €82k
Debt ≤ 1 year
€7k▼
2024 · €82k
Income taxes
€742▼
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€116k€31k▼
Fixed assets21/28€7k€4k▼
Tangible fixed assets22/27€6k€4k▼
Furniture and vehicles24€3k€1k▼
Other tangible fixed assets26€3k€2k▼
Financial fixed assets28€322€322=
Current assets29/58€109k€27k▼
Amounts receivable within one year40/41€24k€7k▼
Trade receivables40€15k€7k▼
Other amounts receivable41€9k€0▼
Cash at bank and in hand54/58€84k€18k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€116k€31k▼
Equity10/15€34k€24k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€15k€6k▼
Amounts payable17/49€82k€7k▼
Amounts payable within one year42/48€82k€7k▼
Financial debts43€0€279▲
Other loans439€0€279▲
Trade debts44€722€1k▲
Suppliers440/4€722€1k▲
Taxes, remuneration and social security45€12k€4k▼
Taxes450/3€12k€4k▼
Other amounts payable47/48€69k€999▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€2k▼
Other operating charges640/8€387€400▲
Non-recurring operating charges66A€0-
Gross operating margin9900€112k€-7k▼
Operating profit (loss)9901€107k€-10k▼
Financial income75/76B€589€1k▲
Recurring financial income75€589€1k▲
Financial charges65/66B€116€1▼
Recurring financial charges65€116€1▼
Profit (loss) for the period before taxes9903€108k€-8k▼
Income taxes67/77€23k€742▼
Profit (loss) for the period9904€84k€-9k▼
Profit (loss) for the period to be appropriated9905€84k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€84k€6k▼
Profit (loss) brought forward from the previous period14P-€15k
Profit to be distributed694/7€69k€0▼
Return on contributions (dividend)694€69k€0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-9k ▼111%
Net result drops to €-9k, the lowest in the series.
31-12
Financial
Liquidity triplescurrent ratio 4.11
Current ratio from 1.33 to 4.11; short-term debt falls from €82k to €7k.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €84k ▲32.4%
Operating result €107k, net result €84k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €168k ▲27.2%
3 profitable years in a row build equity to €168k.
03-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 3 days late
2020
31-12
Financial
Equity above €100kEq €132k ▲52.5%
2 profitable years in a row build equity to €132k.
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aarschotsesteenweg 1753012 LeuvenGround area
301 m²
Building footprint
118 m²
Volume, LiDAR
939 m³
Parcel 24126C0029/00S006, Flanders · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
K-advisors
since 20182.280.412.194
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24126C0029/00S006 | Flanders | 301 m² | 1 · 118 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WIM ALLARY
BE 0797.095.916
Ichtegem · Eq €24k
EKILLIBRE
BE 0769.829.909
Braine-le-Comte · Eq €24k
LJMS
BE 0779.340.758
Dalhem · Eq €24k
LA SIGNATURE CONSULTING
BE 0802.718.451
Anderlecht · Eq €24k
Hecas
BE 0687.868.471
Sint-Gillis-Waas · Eq €24k
Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 32,550 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-10-2018
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
85592Vocational training
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:filip.kempenaers@icloud.com