K-A Zorg
ActiveK-A Zorg has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48k and a net result of €33k. Equity is growing by ~9.8% per year across the filed fiscal years. Its solvency ranks better than 44% of 16527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency81▲+32
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 7.87 against 1.36 in 2024; short-term debt: 8.6% and cash: 34.8% of total assets), and 43.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.1%
Return on assets
39.3%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 21-01-2026, 99 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
99 d early
2024
266 d late
2023
127 d late
2022
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€116k
EBIT margin
18.7%
Net result
€33k
2024 · €-30k
2022: €26k
2023: €14k
2024: €-30k
2022 → 2025
Working capital
€50k▲ 875%
2024 · €5k
2022: €31k
2023: €36k
2024: €5k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Turnover€116k
Equity€31k-€44k▲ 44.8%€14k▼ 67.7%€48k▲ 233%
Operating result€34k-€22k▼ 36.1%€-24k€36k
Net result€26k-€14k▼ 46.4%€-30k€33k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €36k after a loss of €24k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €85k
Fixed assets
€28k▼ 29.5%
Current assets
€57k▲ 193%
Equity and liabilities €85k
Equity
€48k▲ 233%
Debt
€37k▼ 16.1%
The debt ratio falls from 75.6% to 43.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€48k▲
2024 · €-12k
Cash flow
€45k▲
2024 · €-19k
Solvency
56.1%▲
2024 · 24.4%
Current ratio
7.87▲
2024 · 1.36
Quick ratio
7.87▲
2024 · 1.36
Debt / equity
0.78▼
2024 · 3.10
ROE
70.0%▲
2024 · -209.9%
ROA
39.3%▲
2024 · -51.2%
Interest coverage
95.18▲
2024 · -5.37
Debt
€37k▼
2024 · €44k
Debt ≤ 1 year
€7k▼
2024 · €14k
Debt > 1 year
€30k=
2024 · €30k
Income taxes
€3k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€59k€85k▲
Fixed assets21/28€39k€28k▼
Tangible fixed assets22/27€39k€28k▼
Plant, machinery and equipment23€1k€633▼
Furniture and vehicles24€38k€27k▼
Current assets29/58€19k€57k▲
Amounts receivable within one year40/41€930€28k▲
Trade receivables40-€27k
Other amounts receivable41€930€930=
Cash at bank and in hand54/58€19k€29k▲
Equity and liabilities
Total equity and liabilities10/49€59k€85k▲
Equity10/15€14k€48k▲
Reserves13€44k€48k▲
Non-distributable reserves130/1€44k€44k=
Reserves not available under the articles1311€44k€44k=
Distributable reserves133-€3k
Profit (loss) carried forward14€-30k-
Amounts payable17/49€44k€37k▼
Amounts payable after more than one year17€30k€30k=
Financial debts170/4€30k€30k=
Amounts payable within one year42/48€14k€7k▼
Current portion of amounts payable after more than one year42€14k-
Trade debts44€415€3k▲
Suppliers440/4€415€3k▲
Taxes, remuneration and social security45-€3k
Taxes450/3-€3k
Other amounts payable47/48€330€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€12k▲
Other operating charges640/8€939€612▼
Gross operating margin9900€-11k€49k▲
Operating profit (loss)9901€-24k€36k▲
Financial income75/76B-€25
Recurring financial income75-€25
Financial charges65/66B€2k€504▼
Recurring financial charges65€2k€504▼
Profit (loss) for the period before taxes9903€-26k€36k▲
Income taxes67/77€4k€3k▼
Profit (loss) for the period9904€-30k€33k▲
Profit (loss) for the period to be appropriated9905€-30k€33k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-30k€3k▲
Profit (loss) brought forward from the previous period14P-€-30k
Transfer to equity691/2-€3k
To other reserves6921-€3k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
State Gazette act
Registered officeGeneral meeting · Registered-office move2 facts ▸
State Gazette act
Registered office
General meeting · Registered-office move2 facts ▸
- General meeting, 25 juli 2026
- Registered-office move, Bosstraat 107, 9420 Erpe-Mere
21-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
21-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 266 days late
2025
30-09
Financial
Back to profitnet €33k
Net result €33k after one loss-making year.
30-09
Financial
Liquidity times 6current ratio 7.87
Current ratio from 1.36 to 7.87; short-term debt falls from €14k to €7k.
2024
30-09
Financial
Weakest financial yearnet €-30k ▼319%
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
04-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 127 days late
2023
16-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Erpe-Mere · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bosstraat 1079420 Erpe-MereGround area
477 m²
Building footprint
85 m²
Volume, LiDAR
650 m³
Parcel 41040A1336/00S003, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
K-A Zorg
since 20222.335.271.436
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41040A1336/00S003 | Flanders | 477 m² | 1 · 85 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Orior
BE 1000.416.527
Liège · Eq €47k
HAREMZA
BE 0823.035.595
Saint-Ghislain · Eq €47k
LA VIVE
BE 0797.328.815
Boortmeerbeek · Eq €47k
Wonder In Zicht
BE 1005.011.951
Hechtel-Eksel · Eq €47k
BELAIRE
BE 0687.623.397
Andenne · Eq €48k
Of 5,983 companies in sector 86940 we hold annual accounts for 1,808. 1,584 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-06-2022
Fiscal year end30-09
Activities, NACEBEL
86940Nursing and midwifery
86994Podiatry and foot care
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.