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K.A.Y.A. CONSTRUCT

Active
Private limited company (pre-2019)founded 2007active for 19 yearsStefaniastraat 175, 1020 Brussel, BelgiumKBO/BCE: BE 0891.423.961
Summary

K.A.Y.A. CONSTRUCT has been active since 2007 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 2 administrative register entries (see administrative flags). The 2025 annual accounts show negative equity (-€80,741) and a net result of €2,607. Equity is shrinking by about 47% per year across the filed financial years. Its solvency ranks better than 5% of 34,356 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Overview

Activity
Other specialised construction activities
NACE 43990
1 site
Size
€5,277total assets 2025
Equity
-€80,741
Profit
€2,607
Turnover not published (micro format)
Financial health
55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.2%
Structure
Accounts filed 31 days late1 of 12 deeds read
Why 55raises riskCapped at 59: negative equityLatest accounts 31 days late; 2 of the last 3 lateNegative equity -€80,741Ex-officio strike-off in the KBOlowers riskSize: total assets €5,277Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 45% of its sector peers (NACE 43, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 0=
equity -1530.0% of total assets
Liquidity 50+50
short-term debt 1630.0% · cash 77.7%
Profitability 100+100
return on assets 49.4%
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,562 companies, NACE 43, micro)
Last 24 months 11-2024: 3.9% 12-2024: 1.5%▼ -2.4 percentage points vs 11-2024 01-2025: 1.5%● unchanged vs 12-2024 02-2025: 1.5%● unchanged vs 01-2025 03-2025: 1.5%● unchanged vs 02-2025 04-2025: 1.5%● unchanged vs 03-2025 05-2025: 1.4%▼ -0.1 percentage points vs 04-2025 06-2025: 1.4%● unchanged vs 05-2025 07-2025: 1.3%▼ -0.1 percentage points vs 06-2025 08-2025: 3.1%▲ +1.8 percentage points vs 07-2025 09-2025: 3.1%● unchanged vs 08-2025 10-2025: 3.1%● unchanged vs 09-2025 11-2025: 3.1%● unchanged vs 10-2025 12-2025: 5.6%▲ +2.5 percentage points vs 11-2025 01-2026: 5.6%● unchanged vs 12-2025 02-2026: 5.6%● unchanged vs 01-2026 03-2026: 5.6%● unchanged vs 02-2026 04-2026: 5.6%● unchanged vs 03-2026 05-2026: 5.4%▼ -0.2 percentage points vs 04-2026 06-2026: 5.4%● unchanged vs 05-2026 07-2026: 5.8%▲ +0.4 percentage points vs 06-2026 08-2026: 6.8%▲ +1.0 percentage point vs 07-2026highest value 09-2026: 1.2%▼ -5.6 percentage points vs 08-2026lowest value 10-2026: 1.2%● unchanged vs 09-2026lowest value
No credit on open account
Liquidity insufficient (current ratio 0.06, compared with 0.06 in 2024, below 1; cash: 77.7% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 3% on solvency, 43% on liquidity, 93% on profitability and 43% on growth.

The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €5,277
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Latest accounts 31 days late; 2 of the last 3 late
NBB · filings
raises risk · Negative equity -€80,741
NBB · annual accounts
raises risk · Ex-officio strike-off in the KBO
KBO publications
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 34356 sector peers (2025).
NBB · sector comparison
Position among 34356 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
2 days early
2023
104 days late
2022
56 days late
2021
47 days late
2020
30 days late
2019
113 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 54 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publications
Publications
Address struckAddress strikeout annulled
Searched, nothing found (1)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 September (4 of the last 5 filed years within 49 days of that day).
Companies Code · seven months
Where today falls in the filing period
17-10-2026 today31-12-2026 year end31-07-2027 deadline
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Address strikeout annulledKBO administration
  3. Back to profitnet €2,607

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€80,741 View
  • Caution: Among the weakest 5% on solvencysector median 46.9% · 34,356 companies -1530.0% View
  • Positive: Back in profit in 2025after -€56,165 in 2024 €2,607 View

By topic

Financials

Financial year
2025
Total assets
€5,277
Profit
€2,607
Solvency
-1530.0%
Go to Financials

Timeline

Events
23
Since
2009
Next accounts
by 31-07-2027
  1. 18-11-2025Address struck
  2. 06-08-2025Resignation: OPREA Nicoleta (director)
  3. 29-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Other specialised construction activitiesNACE 43990
Founded
14-08-2007
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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