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JZS

Active
Private limited companyfounded 2025incorporated this yearBovenhoek 13, 9280 Lebbeke, BelgiumKBO/BCE: BE 1028.840.495
Summary

JZS is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €10,378 and a net result of €7,044. Its solvency ranks better than 39% of 4583 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability95
Solvency56
Growth-
Track record50
Credit verdict
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.78; short-term debt: 69.4% and cash: 28.1% of total assets), and 69.4% of the assets are financed with debt.
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Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 0 years 0 10 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-09-2026, 45 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
45 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

JZS was incorporated on 8 October 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€10,378
Total assets
€33,917
Net result
€7,044
Working capital
-€5,247

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €31,454
Fixed assets €13,162
Current assets €18,293
Equity and liabilities €33,917
Equity €10,378
Debt €23,539
Debt finances 69.4% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€11,129
Cash flow
€8,469
Current ratio
0.78
Debt to equity
2.27
ROE
67.9%
ROA
20.8%
Interest coverage
368.27
Debt ≤ 1 year
€23,539
Income taxes
€2,820
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 42 lines
Balance sheet Code2025
Assets
Total assets20/58€33,917
Formation expenses20€2,462
Fixed assets21/28€13,162
Tangible fixed assets22/27€13,162
Furniture and vehicles24€13,162
Current assets29/58€18,293
Amounts receivable within one year40/41€8,474
Trade receivables40€8,250
Other amounts receivable41€224
Cash at bank and in hand54/58€9,540
Deferred charges and accrued income490/1€278
Equity and liabilities
Total equity and liabilities10/49€33,917
Equity10/15€10,378
Contributions10/11€5,000
Reserves13€6,793
Distributable reserves133€6,793
Profit (loss) carried forward14-€1,416
Amounts payable17/49€23,539
Amounts payable within one year42/48€23,539
Trade debts44€4,415
Suppliers440/4€4,415
Advances received on contracts in progress46€405
Taxes, remuneration and social security45€3,267
Taxes450/3€3,267
Other amounts payable47/48€15,452
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,426
Other operating charges640/8€400
Gross operating margin9900€11,529
Operating profit (loss)9901€9,703
Financial income75/76B€190
Recurring financial income75€190
Financial charges65/66B€30
Recurring financial charges65€30
Profit (loss) for the period before taxes9903€9,863
Income taxes67/77€2,820
Profit (loss) for the period9904€7,044
Profit (loss) for the period to be appropriated9905€7,044
Appropriation of the result
Profit (loss) to be appropriated9906€7,044
Transfer to equity691/2€6,793
To other reserves6921€6,793
Profit to be distributed694/7€1,666
Return on contributions (dividend)694€1,666

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,426
Other operating charges640/8€400
Gross operating margin9900€11,529
Operating profit (loss)9901€9,703
Financial income75/76B€190
Recurring financial income75€190
Financial charges65/66B€30
Recurring financial charges65€30
Profit (loss) for the period before taxes9903€9,863
Income taxes67/77€2,820
Profit (loss) for the period9904€7,044
Profit (loss) for the period to be appropriated9905€7,044
Line2025
Assets
Total assets20/58€33,917
Formation expenses20€2,462
Fixed assets21/28€13,162
Tangible fixed assets22/27€13,162
Furniture and vehicles24€13,162
Current assets29/58€18,293
Amounts receivable within one year40/41€8,474
Trade receivables40€8,250
Other amounts receivable41€224
Cash at bank and in hand54/58€9,540
Deferred charges and accrued income490/1€278
Equity and liabilities
Total equity and liabilities10/49€33,917
Equity10/15€10,378
Contributions10/11€5,000
Reserves13€6,793
Distributable reserves133€6,793
Profit (loss) carried forward14-€1,416
Amounts payable17/49€23,539
Amounts payable within one year42/48€23,539
Trade debts44€4,415
Suppliers440/4€4,415
Advances received on contracts in progress46€405
Taxes, remuneration and social security45€3,267
Taxes450/3€3,267
Other amounts payable47/48€15,452
Line2025
Profit (loss) for the period9904€7,044
+ Depreciation and write-downs630€1,426
Operating cash flow (approximation)€8,469

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
14-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 45 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lebbeke · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
577 m²
Building footprint
158 m²
Volume, LiDAR
693 m³
Parcel 42027A0519/00D000, Flanders · tallest building 9.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
JZS
Bovenhoek 13, 9280 LebbekeBuying and selling of own real estate
since 20252.380.092.166
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
42027A0519/00D000 Flanders 577 m² 1 · 158 m² 9.2 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 7,368 companies in sector 81210 we hold annual accounts for 2,744. 1,799 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded08-10-2025
Fiscal year end31-12
Activities, NACEBEL 2025
81210General cleaning of buildings
38110Waste collection, recovery and disposal activities
81100Combined facilities support activities
81220Other building cleaning and industrial cleaning
E-invoicing
Reachable via Peppol
Peppol ID 0208:1028840495
Also 9925:BE1028840495
Registered 17-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.