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JZONE CODING

Active
Private limited companyfounded 20224 yrs activeBrouwerijstraat 51A, 1050 Elsene, BelgiumKBO/BCE: BE 0785.525.794
Summary

JZONE CODING has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,000 and a net result of €41,984. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 19% of 1599 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Computer consultancy and computer facilities management
NACE 62200IT consultancy NACE 62020
1 site
Size
€128,222total assets 2025
Equity
€3,000
Profit
€41,984
Financial health
88 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Accounts 112 d early1 of 3 deeds read
Why 88- 1 change of registered office in 24 months+ Sector Computer programming, consultancy and related activities (NACE 62)+ Liquidity: current ratio 1.02, cash €111,717+ Size: total assets €128,222Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Better than 31% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency 27-73
equity 2.3% of total assets
Liquidity 50-41
short-term debt 97.7% · cash 87.1%
Profitability 100=
return on assets 32.7%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,559 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● 0.0% vs 11-2024 01-2025: < 0.1%▼ -5.6% vs 12-2024 02-2025: < 0.1%● 0.0% vs 01-2025 03-2025: < 0.1%● 0.0% vs 02-2025 04-2025: < 0.1%● 0.0% vs 03-2025 05-2025: < 0.1%▲ +5.9% vs 04-2025 06-2025: < 0.1%▲ +2.8% vs 05-2025 07-2025: < 0.1%▼ -16.2% vs 06-2025 08-2025: < 0.1%● 0.0% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%▼ -3.2% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%▼ -23.3% vs 12-2025lowest value 02-2026: < 0.1%● 0.0% vs 01-2026lowest value 03-2026: < 0.1%● 0.0% vs 02-2026lowest value 04-2026: < 0.1%● 0.0% vs 03-2026lowest value 05-2026: 0.1%▲ +135% vs 04-2026 06-2026: 0.1%● 0.0% vs 05-2026 07-2026: 0.1%● 0.0% vs 06-2026 08-2026: 0.2%▲ +187% vs 07-2026 09-2026: 0.2%● 0.0% vs 08-2026 10-2026: 0.2%▲ +3.9% vs 09-2026highest value
  • Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
  • Liquidity: current ratio 1.02, cash €111,717 lowers the probability
  • 1 change of registered office in 24 months raises the probability
  • Size: total assets €128,222 lowers the probability for this profile
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 11%, liquidity 27%, profitability 83%, growth against the median 5%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Computer programming, consultancy and related activities (NACE 62)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 1.02, cash €111,717
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Size: total assets €128,222
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 1599 sector peers (2025).
NBB · sector comparison
Position among 1599 sector peers
Solvency
better than 19%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-04-2026, 112 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
112 d early
2024
64 d early
2023
119 d early
2022
54 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 87 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 4 May (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Registered officeDirector in office · Registered-office…
  2. Annual accounts filedfiscal year 2025 · full…
  3. Annual accounts filedfiscal year 2024 · full…

Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€41,984▼ 5.5%
2024 · €44,434
Working capital
€3,000▼ 96.5%
2024 · €86,565
Trend over the years

2022 to 2025, 4 fiscal years

The operating result falls in 2025; 2025 is 5% below 2024.

What the company sold each fiscal year and what was left of it. A loss stands below the zero line.

Operating result€54,946 2025 Net result€41,984 2025

Point at or tap a year, or use the arrow keys on the chart, for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result€17,452-€35,222▲ 102%€58,051▲ 64.8%€54,946▼ 5.3%
Net result€12,973within the sector's middle half-€26,492within the sector's middle half▲ 104%€44,434within the sector's middle half▲ 67.7%€41,984within the sector's middle half▼ 5.5%
Equity€15,973below the sector's middle half-€42,465below the sector's middle half▲ 166%€86,899within the sector's middle half▲ 105%€3,000below the sector's middle half▼ 96.5%
Total assets€37,493below the sector's middle half-€66,645below the sector's middle half▲ 77.8%€114,936below the sector's middle half▲ 72.5%€128,222below the sector's middle half▲ 11.6%
Debt€21,520-€24,179▲ 12.4%€28,036▲ 16.0%€125,222▲ 347%
Working capital€14,883within the sector's middle half-€41,753within the sector's middle half▲ 181%€86,565within the sector's middle half▲ 107%€3,000within the sector's middle half▼ 96.5%
Solvency42.6%within the sector's middle half-63.7%within the sector's middle half▲ 21.1pp75.6%above the sector's middle half▲ 11.9pp2.3%below the sector's middle half▼ 73.3pp
Current ratio1.69within the sector's middle half-2.73within the sector's middle half▲ 1.044.09above the sector's middle half▲ 1.361.02within the sector's middle half▼ 3.06
Return on assets (ROA)34.6%above the sector's middle half-39.8%above the sector's middle half▲ 5.1pp38.7%above the sector's middle half▼ 1.1pp32.7%above the sector's middle half▼ 5.9pp
above within below the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €128,222
Equity €3,000 ▼ 96.5%
Debt €125,222 ▲ 347%
Debt's share of the balance-sheet total rises from 24.4% to 97.7%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€55,280▼
2024 · €58,429
Cash flow
€42,318▼
2024 · €44,812
Debt to equity
41.74▲
2024 · 0.32
Interest coverage
34.62▲
2024 · 31.45
Debt ≤ 1 year
€125,222▲
2024 · €28,036
Income taxes
€11,366▼
2024 · €11,759
A ratio outside any meaningful range has been withheld (balance sheet total €128,222, equity €3,000).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,157 companies that looked in July 2024 the way this one looks now, 3.0% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency under 10%
  • a profit of 5% of the balance sheet or more
3.0% went bankrupt
2.8% stopped otherwise
94% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,450 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,157 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet Code20242025
Assets
Total assets20/58€114,936€128,222▲
Fixed assets21/28€334-
Tangible fixed assets22/27€334-
Furniture and vehicles24€334-
Current assets29/58€114,602€128,222▲
Amounts receivable within one year40/41€16,421€16,504▲
Trade receivables40€14,036€15,868▲
Other amounts receivable41€2,385€637▼
Cash at bank and in hand54/58€98,181€111,717▲
Equity and liabilities
Total equity and liabilities10/49€114,936€128,222▲
Equity10/15€86,899€3,000▼
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14€83,899-
Amounts payable17/49€28,036€125,222▲
Amounts payable within one year42/48€28,036€125,222▲
Trade debts44€1,193€1,997▲
Suppliers440/4€1,193€1,997▲
Taxes, remuneration and social security45€26,843€25,834▼
Taxes450/3€26,843€25,834▼
Other amounts payable47/48-€97,390
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€378€334▼
Other operating charges640/8€506€1,006▲
Gross operating margin9900€58,935€56,286▼
Operating profit (loss)9901€58,051€54,946▼
Financial charges65/66B€1,858€1,597▼
Recurring financial charges65€1,858€1,597▼
Profit (loss) for the period before taxes9903€56,193€53,350▼
Income taxes67/77€11,759€11,366▼
Profit (loss) for the period9904€44,434€41,984▼
Profit (loss) for the period to be appropriated9905€44,434€41,984▼
Appropriation of the result
Profit (loss) to be appropriated9906€83,899€125,883▲
Profit (loss) brought forward from the previous period14P€39,465€83,899▲
Profit to be distributed694/7-€125,883
Return on contributions (dividend)694-€125,883

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45€378€378€334▼ 11.8%
Other operating charges640/8€654€908€506€1,006▲ 98.9%
Non-recurring operating charges66A-€80---
Gross operating margin9900€18,151€36,588€58,935€56,286▼ 4.5%
Operating profit (loss)9901€17,452€35,222€58,051€54,946▼ 5.3%
Financial charges65/66B€1,012€1,542€1,858€1,597▼ 14.1%
Recurring financial charges65€1,012€1,542€1,858€1,597▼ 14.1%
Profit (loss) for the period before taxes9903€16,441€33,680€56,193€53,350▼ 5.1%
Income taxes67/77€3,467€7,188€11,759€11,366▼ 3.3%
Profit (loss) for the period9904€12,973€26,492€44,434€41,984▼ 5.5%
Profit (loss) for the period to be appropriated9905€12,973€26,492€44,434€41,984▼ 5.5%
Line2022202320242025Change
Assets
Total assets20/58€37,493€66,645€114,936€128,222▲ 11.6%
Fixed assets21/28€1,091€712€334--
Tangible fixed assets22/27€1,091€712€334--
Furniture and vehicles24€1,091€712€334--
Current assets29/58€36,402€65,932€114,602€128,222▲ 11.9%
Amounts receivable within one year40/41-€8,915€16,421€16,504▲ 0.5%
Trade receivables40-€8,915€14,036€15,868▲ 13.0%
Other amounts receivable41--€2,385€637▼ 73.3%
Cash at bank and in hand54/58€36,402€57,017€98,181€111,717▲ 13.8%
Equity and liabilities
Total equity and liabilities10/49€37,493€66,645€114,936€128,222▲ 11.6%
Equity10/15€15,973€42,465€86,899€3,000▼ 96.5%
Contributions10/11€3,000€3,000€3,000€3,000=
Profit (loss) carried forward14€12,973€39,465€83,899--
Amounts payable17/49€21,520€24,179€28,036€125,222▲ 347%
Amounts payable within one year42/48€21,520€24,179€28,036€125,222▲ 347%
Trade debts44€1,163€782€1,193€1,997▲ 67.4%
Suppliers440/4€1,163€782€1,193€1,997▲ 67.4%
Taxes, remuneration and social security45€10,930€14,376€26,843€25,834▼ 3.8%
Taxes450/3€10,930€14,376€26,843€25,834▼ 3.8%
Other amounts payable47/48€9,427€9,021-€97,390-
Line2022202320242025Change
Profit (loss) for the period9904€12,973€26,492€44,434€41,984▼ 5.5%
+ Depreciation and write-downs630€45€378€378€334▼ 11.8%
Operating cash flow (approximation)€13,018€26,870€44,812€42,318▼ 5.6%
Investment in fixed assets (approximation)-€0€0--
Change in cash-€20,615€41,164€13,536▼ 67.1%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Similar companies · same sector, comparable size

Of 30,022 companies in this sector we hold annual accounts for 18,719. 4,422 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Directors

Directors
No directors read yet: 1 of 3 Gazette acts processed. See the function holders in the CBE →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 28 April 2022, JZONE CODING was incorporated as a Private limited company.1 In 2026 the registered office moved to Bruxelles.2 Total assets went from €37,493 in 2022 to €128,222 in 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 08-07-2026
  3. 3National Bank, annual accounts 2022 and 2025

Acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
08-07
State Gazette act Registered office
Director in office · Registered-office move4 facts ▸
  • General meeting, 02-07-2026
  • Other statement, zonexjuan@gmail.com, adresse e-mail
  • Director in office, ZONE Juan (director)
  • Registered-office move, Rue Roberts-Jones 38/14,1180 Bruxelles
10-04
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
28-05
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial Highest result since 2022net €44,434 ▲67.7%
Operating result €58,051, net result €44,434, both a record.
03-04
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
07-06
NBB filing Annual accounts filed
fiscal year 2022 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts

Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded28-04-2022
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
61200Telecommunications resale and intermediation services
62900Other information technology and computer services
63910Web portal activities
70200Business and other management consultancy
73300Public relations and communication consultancy
Contact
E-mail zonexjuan@gmail.com
E-invoicing
Reachable via Peppol
Peppol ID 0208:0785525794
Also 9925:BE0785525794
Registered 18-04-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 3 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
1,231 m²
Building footprint
456 m²
Volume, LiDAR
6,855 m³
2 parcels, Brussels · tallest building 21.2 m, ±6 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
JZONE CODING
Roberts-Jonesstraat 38, 1180 UkkelPre-press and pre-media services
since 2022unit no. 2.331.296.713
2 parcels
Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21618B0328/00A011 Brussels 1,028 m² 1 · 352 m² 19.2 m · 6 fl.
21443C0038/00X009 Brussels 203 m² 1 · 104 m² 21.2 m · 5 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.