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JYOTI

Active
Limited partnershipfounded 2025active for 1 yearRue du Commerce 122, 5590 Ciney, BelgiumKBO/BCE: BE 1023.160.156

From the official registers: KBO 1 annual account at the National Bank publications in the Belgian Official Gazette

Summary

JYOTI has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2,964 and a net result of €1,964. Its solvency ranks better than 42% of 5,709 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Overview

Official details

KBO
Status
Active since 10-04-2025 Normal situation
Legal form
Limited partnership
Registered office
Rue du Commerce 122, 5590 Ciney
Activity
Other personal services NACE 96999and 5 others
Establishment unit
2.373.638.894 5590 Ciney, since 10-04-2025
Financial year end
31 December
Peppol
Reachable since 03-12-2025

Board and ownership

Board

Financial position

64 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.3%
Annual accounts 2025
Gross margin
€6,032
Turnover
≈ €28,000
estimated
Profit
€1,964
Equity
€2,964
Total assets
€17,967
2025 accounts filed 27 days after the deadline
Filed on 27-08-2026at the National Bank
Score breakdownraises riskFounded in 2025Size: total assets €17,967Liquidity: current ratio 0.22, cash €337lowers riskLegal form: limited partnershipShow the evidence

Checked score

Score 2025
64 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 40% of micro companies in personal services (NACE 96)
Financial strength
Weak
Solvency 41
equity 16.5% of total assets
Liquidity 6
short-term debt 83.5% · cash 1.9%
Profitability 82
return on assets 10.9%
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,624 companies, NACE 96, micro)
Last 24 months 05-2026: 1.0%lowest value 06-2026: 1.1%▲ +0.1 percentage points vs 05-2026 07-2026: 1.1%● unchanged vs 06-2026 08-2026: 1.4%▲ +0.3 percentage points vs 07-2026highest value 09-2026: 1.2%▼ -0.2 percentage points vs 08-2026 10-2026: 1.3%▲ +0.1 percentage points vs 09-2026
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 42% of them on solvency, 7% on liquidity and 70% on profitability.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Legal form: limited partnership
KBO
raises risk · Size: total assets €17,967
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.22, cash €337
NBB · annual accounts
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
27 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about JYOTI

What is the company number of JYOTI?
The company number of JYOTI is 1023.160.156. The VAT number is the same number with BE in front: BE 1023.160.156.
Where is JYOTI based?
The registered office is at Rue du Commerce 122, 5590 Ciney.Company details
What does JYOTI do?
According to the KBO register, the main activity is other personal services (NACE 96999).
What is the legal form of JYOTI?
The legal form of JYOTI is Limited partnership (CommV).
When was JYOTI founded?
JYOTI was founded on 10-04-2025.
Is JYOTI still active?
Yes, JYOTI is an active enterprise in the KBO register.
What is the turnover of JYOTI?
The turnover in financial year 2025 is ≈ €28,000. This figure is estimated from the gross margin of €6,032 and 33 comparable companies (NACE 969). It probably lies between €13,000 and €75,000. It is a rough estimate.Financials
Is JYOTI profitable?
In financial year 2025, JYOTI made a profit of €1,964.
Where can I find the annual accounts of JYOTI?
JYOTI filed 1 annual account with the National Bank of Belgium, for financial year 2025.Annual accounts at the National Bank

Comparable companies

These companies have the same main activity as JYOTI: other personal services (NACE 96999). They are comparable in size and age: total assets between €8,700 and €23,100, founded between 2024 and 2025.

CompanyTotal assetsGross margin
JYOTI Ciney€17,967€6,032
MÌNGMÉN Ravels€23,149€5,906
MADI FIT Sint-Jans-Molenbeek€12,478€8,010
La Doyenne Coaching Gingelom€16,504€4,551
D&S Worx Wuustwezel€8,700€5,308
Momplus Merelbeke-Melle€20,319€14,788
Hope Wave Consult Anderlecht€22,850€16,435
Full comparison

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