JYH

Active

Private limited companyfounded 201115 yrs activeRue Mirlondaines(AMA) 4A, 4540 Amay, BelgiumKBO/BCE: BE 0833.325.119

Summary

JYH has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37,055 and a net result of €217. Equity is growing by ~24.2% per year across the filed fiscal years. Its solvency ranks better than 15% of 34931 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch Report Compare

JYHActiveChecked score 89/100

Risk analysis Report Compare

Activity

Business and other management consultancy

NACE 70200Business consulting NACE 70220

#9 company by total assets in Amay, Professional and technical services sector1 site

Size

€505,540total assets 2025

Equity: €37,055
Profit: €217

Turnover not published (abridged schema)

Financial health

89 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.1%

Structure

Accounts filed 27 d late0 of 3 deeds read

Why 89- Equity €37,055 (7.3% of total assets)+ Size: total assets €505,540+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Figures for FY 2025 (filed 27-08-2026)Show the evidence

Checked score

Score 2025

89 / 100

Excellent

Probability in this band: under 0.55%

Better than 25% of its sector peers (NACE 70, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Average

Solvency 32-11

equity 7.3% of total assets

Liquidity 52-18

short-term debt 13.5% · cash 3.1%

Profitability 64-6

return on assets 0.0%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,477 companies)

Last 15 months 08-2025: 0.1%lowest value 09-2025: 0.1%● 0.0% vs 08-2025lowest value 10-2025: 0.1%● 0.0% vs 09-2025lowest value 11-2025: 0.1%● 0.0% vs 10-2025lowest value 12-2025: 0.1%● 0.0% vs 11-2025lowest value 01-2026: 0.1%● 0.0% vs 12-2025lowest value 02-2026: 0.1%● 0.0% vs 01-2026lowest value 03-2026: 0.1%● 0.0% vs 02-2026lowest value 04-2026: 0.1%▲ +11.1% vs 03-2026 05-2026: 0.1%▼ -4.3% vs 04-2026 06-2026: 0.1%▼ -3.0% vs 05-2026 07-2026: 0.1%▲ +16.9% vs 06-2026 08-2026: 0.2%▲ +112% vs 07-2026highest value 09-2026: 0.1%▼ -24.2% vs 08-2026 10-2026: 0.1%● 0.0% vs 09-2026

Size: total assets €505,540 lowers the probability for this profile
Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
Equity €37,055 (7.3% of total assets) raises the probability
Figures for FY 2025 (filed 27-08-2026) lowers the probability

Credit up to €3,000 at 30 days acceptable

Liquidity ample (current ratio 2.01 against 1.8 in 2024; short-term debt: 13.5% and cash: 3.1% of total assets), but 92.7% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 15%, liquidity 39%, profitability 29%, growth against the median 16%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Size: total assets €505,540

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Sector Activities of head offices; management consultancy activities (NACE 70)

In the bankruptcy model this factor lowers the probability.

KBO

Equity €37,055 (7.3% of total assets)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Figures for FY 2025 (filed 27-08-2026)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 34931 sector peers (2025).

NBB · sector comparison

Position among 34931 sector peers

Solvency

better than 15%

← weakest strongest →

A punctual record breaks

This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.

NBB · 10 filings

Deviation from the deadline

2025

27 d late

2024

58 d early

2023

50 d early

2022

46 d early

2021

102 d early

2020

131 d early

2019

63 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 60 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 June (4 of the last 5 filed years within 53 days of that day).

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

27-08-26 Annual accounts filedfiscal year 2025 · micro…
03-06-25 Annual accounts filedfiscal year 2024 · micro…
11-06-24 Annual accounts filedfiscal year 2023 · micro…

Key points

Caution: Among the weakest 15% on solvencysector median 56.1% · 34,931 companies 7.3% View
Positive: 5 profitable years in a rowprofit 2025: €217 5 years View
Total assets 20256 fiscal years filed €505,540 View