JYCO
ActiveJYCO has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €112k and a net result of €31k. Equity is growing by ~10.7% per year across the filed fiscal years. Its solvency ranks better than 87% of 16932 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+42
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 10.13 against 3.8 in 2024), and 10.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.8%
Return on assets
24.7%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
43 d early
2023
54 d early
2022
52 d early
2021
20 d early
2020
66 d early
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€112k▲ 37.9%
2024 · €82k
2018: €52k
2019: €52k
2020: €54k
2021: €64k
2022: €66k
2023: €87k
2024: €82k
2018 → 2025
Total assets
€125k▲ 16.3%
2024 · €108k
2018: €65k
2019: €65k
2020: €85k
2021: €87k
2022: €112k
2023: €118k
2024: €108k
2018 → 2025
Net result
€31k▲ 225%
2024 · €10k
2018: €3k
2019: €4k
2020: €41k
2021: €50k
2022: €50k
2023: €50k
2024: €10k
2018 → 2025
Working capital
€104k▲ 42.8%
2024 · €73k
2018: €52k
2019: €52k
2020: €51k
2021: €60k
2022: €51k
2023: €74k
2024: €73k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€64k-€66k▲ 4.0%€87k▲ 31.4%€82k▼ 6.4%€112k▲ 37.9%
Operating result€65k-€65k▼ 0.7%€67k▲ 2.7%€11k▼ 82.8%€42k▲ 264%
Net result€50k-€50k▲ 0.6%€50k▼ 0.3%€10k▼ 81.1%€31k▲ 225%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 264% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €125k
Fixed assets
€10k▲ 11.5%
Current assets
€115k▲ 16.7%
Equity and liabilities €125k
Equity
€112k▲ 37.9%
Debt
€13k▼ 51.3%
The debt ratio falls from 24.2% to 10.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€46k▲
2024 · €15k
Cash flow
€35k▲
2024 · €13k
Solvency
89.8%▲
2024 · 75.8%
Current ratio
10.13▲
2024 · 3.80
Quick ratio
10.13▲
2024 · 3.80
Debt / equity
0.11▼
2024 · 0.32
ROE
27.5%▲
2024 · 11.7%
ROA
24.7%▲
2024 · 8.8%
Interest coverage
329.38▲
2024 · 30.16
Debt
€13k▼
2024 · €26k
Debt ≤ 1 year
€11k▼
2024 · €26k
Income taxes
€12k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€108k€125k▲
Fixed assets21/28€9k€10k▲
Tangible fixed assets22/27€9k€10k▲
Plant, machinery and equipment23€4k€5k▲
Furniture and vehicles24€4k€4k▲
Current assets29/58€99k€115k▲
Amounts receivable within one year40/41€27k€23k▼
Trade receivables40€13k€13k▼
Other amounts receivable41€14k€11k▼
Current investments50/53€37k€39k▲
Cash at bank and in hand54/58€32k€50k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€108k€125k▲
Equity10/15€82k€112k▲
Contributions10/11€6k€6k=
Reserves13€75k€106k▲
Distributable reserves133€75k€106k▲
Amounts payable17/49€26k€13k▼
Amounts payable within one year42/48€26k€11k▼
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€8k€8k▲
Taxes450/3€8k€8k▲
Other amounts payable47/48€15k-
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲
Other operating charges640/8€842€462▼
Non-recurring operating charges66A€251-
Gross operating margin9900€16k€46k▲
Operating profit (loss)9901€11k€42k▲
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€504€139▼
Recurring financial charges65€504€139▼
Profit (loss) for the period before taxes9903€13k€43k▲
Income taxes67/77€3k€12k▲
Profit (loss) for the period9904€10k€31k▲
Profit (loss) for the period to be appropriated9905€10k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€31k▲
Transfer from equity791/2€6k-
Transfer to equity691/2-€31k
To other reserves6921-€31k
Profit to be distributed694/7€15k-
Return on contributions (dividend)694€15k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 10.13
Current ratio from 3.80 to 10.13; short-term debt falls from €26k to €11k.
31-12
Financial
Equity above €100kEq €112k ▲37.9%
8 profitable years in a row build equity to €112k.
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €50k ▲0.6%
Net result €50k, the highest in the series.
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tessenderlo-Ham · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Laar 783980 Tessenderlo-HamGround area
1,175 m²
Building footprint
106 m²
Volume, LiDAR
669 m³
Parcel 71057A1095/00T000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Y-CON
since 20122.216.546.802
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71057A1095/00T000 | Flanders | 1,175 m² | 1 · 106 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 715 EUR awarded · 715 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 715 EUR | 715 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,884 companies in sector 62200 we hold annual accounts for 18,321. 15,488 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-11-2012
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.