JYBIMMO
ActiveJYBIMMO has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €600k and a net result of €-164k. Equity is shrinking by ~17.3% per year across the filed fiscal years. Its solvency ranks better than 15% of 37971 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
15
/ 100
Critical▼ -17 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency11▼-31
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.66 against 2.64 in 2023), and 89.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
10.3%
Return on assets
-2.8%
Age of the figures
20 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€164k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 37971 sector peers (2024).
NBB · sector comparisonPosition among 37971 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-09-2025, 46 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
46 d late
2023
32 d late
2022
24 d late
2021
3 d late
2020
11 d late
2019
4 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-164k▲ 71.2%
2023 · €-569k
2018: €-475k
2019: €2.63M
2020: €-159k
2021: €-386k
2022: €-77k
2023: €-569k
2018 → 2024
Working capital
€-626k
2023 · €721k
2018: €-1.13M
2019: €2.38M
2020: €1.60M
2021: €964k
2022: €623k
2023: €721k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.80M-€1.41M▼ 21.5%€1.33M▼ 5.4%€764k▼ 42.7%€600k▼ 21.4%
Operating result€-163k-€-383k▼ 135%€-88k▲ 77.0%€-466k▼ 429%€-292k▲ 37.4%
Net result€-159k-€-386k▼ 142%€-77k▲ 80.1%€-569k▼ 641%€-164k▲ 71.2%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €292k in 2024 against €466k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €5.84M
Fixed assets
€4.61M▼ 0.9%
Current assets
€1.22M▲ 5.4%
Equity and liabilities €5.84M
Equity
€600k▼ 21.4%
Provisions
€760k▼ 4.5%
Debt
€4.48M▲ 5.2%
The debt ratio rises from 73.2% to 76.7%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-83k▲
2023 · €-266k
Cash flow
€45k▲
2023 · €-369k
Solvency
10.3%▼
2023 · 13.1%
Current ratio
0.66▼
2023 · 2.64
Quick ratio
0.66▼
2023 · 2.64
Debt / equity
7.46▲
2023 · 5.57
ROE
-27.3%▲
2023 · -74.4%
ROA
-2.8%▲
2023 · -9.8%
Interest coverage
-0.46▲
2023 · -1.93
Debt
€4.48M▲
2023 · €4.25M
Debt ≤ 1 year
€1.85M▲
2023 · €441k
Debt > 1 year
€2.62M▼
2023 · €3.81M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€5.81M€5.84M▲
Fixed assets21/28€4.65M€4.61M▼
Intangible fixed assets21€2k€2k▼
Tangible fixed assets22/27€4.65M€4.61M▼
Land and buildings22€4.37M€4.37M▼
Plant, machinery and equipment23€16k€14k▼
Furniture and vehicles24€218k€189k▼
Other tangible fixed assets26€41k€41k=
Current assets29/58€1.16M€1.22M▲
Amounts receivable after more than one year29€750k€750k=
Other amounts receivable291€750k€750k=
Amounts receivable within one year40/41€407k€456k▲
Trade receivables40€75k€65k▼
Other amounts receivable41€332k€391k▲
Cash at bank and in hand54/58€21€14k▲
Deferred charges and accrued income490/1€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€5.81M€5.84M▲
Equity10/15€764k€600k▼
Contributions10/11€19k€19k=
Reserves13€2.45M€2.35M▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€2.39M€2.28M▼
Distributable reserves133€67k€67k=
Profit (loss) carried forward14€-1.71M€-1.77M▼
Provisions and deferred taxes16€795k€760k▼
Deferred taxes168€795k€760k▼
Amounts payable17/49€4.25M€4.48M▲
Amounts payable after more than one year17€3.81M€2.62M▼
Financial debts170/4€3.81M€2.62M▼
Amounts payable within one year42/48€441k€1.85M▲
Current portion of amounts payable after more than one year42€85k€232k▲
Financial debts43€129k€1.37M▲
Credit institutions430/8€129k€1.37M▲
Trade debts44€227k€253k▲
Suppliers440/4€227k€253k▲
Accrued charges and deferred income492/3€2k€2k=
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€200k€209k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€-15k-
Other operating charges640/8€170k€45k▼
Gross operating margin9900€-111k€-38k▲
Operating profit (loss)9901€-466k€-292k▲
Financial income75/76B€798€272k▲
Recurring financial income75€798€272k▲
Financial charges65/66B€138k€180k▲
Recurring financial charges65€138k€180k▲
Profit (loss) for the period before taxes9903€-603k€-199k▲
Transfer from deferred taxes780€35k€36k▲
Profit (loss) for the period9904€-569k€-164k▲
Transfer from tax-exempt reserves789€104k€107k▲
Profit (loss) for the period to be appropriated9905€-465k€-57k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1.71M€-1.77M▼
Profit (loss) brought forward from the previous period14P€-1.24M€-1.71M▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
15-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 46 days late
2024
01-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 32 days late
2023
31-12
Financial
Weakest financial yearnet €-569k
Net result drops to €-569k, the lowest in the series; recovery starts the following year.
24-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
03-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 3 days late
2021
11-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 11 days late
2020
04-05
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 4 days late
2019
30-09
Financial
Back to profitnet €2.63M
Net result €2.63M after one loss-making year.
30-09
Financial
Liquidity times 182current ratio 20.82
Current ratio from 0.11 to 20.82; short-term debt falls from €1.27M to €120k.
30-09
Financial
Equity above €1MEq €1.95M
Equity rises from €-238k to €1.95M.
06-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 6 days late
2018
03-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 3 days late
2017
02-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 2 days late
2016
30-03
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Crayerstraat 101000 BrusselGround area
1,172 m²
Building footprint
522 m²
Volume, LiDAR
6,481 m³
2 parcels, Brussels · tallest building 24.9 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Van Eyckstraat 28, 1050 Elsene
since 19982.088.385.650
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0211/00F012 | Brussels | 836 m² | 1 · 415 m² | 24.9 m · 1 fl. |
| 21447B0140/00L006 | Brussels | 337 m² | 1 · 107 m² | 19.8 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 32,966 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-06-1998
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
68203Renting and operating of own or leased non-residential real estate, excluding land
69201Accountants
69209Other tax advisory services
70203
74124
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.