JWJP
ActiveSummary
JWJP has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52,343 and a net result of -€4,287. Equity is growing by ~2.5% per year across the filed fiscal years. Its solvency ranks better than 80% of 1765 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability23▼-55
Solvency98▼-1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
short-term debt: 26.8% of total assets, and 26.8% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Crop and animal production, hunting and related service activities (NACE 01)
about 70% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.2%
Return on assets
-6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
13 d late
2024
28 d late
2023
5 d late
2022
31 d late
2021
40 d late
2020
32 d early
2019
32 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 8 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 37% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Equity
€52,343▼ 7.6%
2024 · €56,630
Total assets
€71,480▼ 6.3%
2024 · €76,323
Net result
-€4,287
2024 · €5,906
Working capital
-€38,729▲ 13.8%
2021 · -€44,933
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 01, Crop and animal production, hunting and related service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€1,185▼ 54.7%€3,720▲ 214%€4,394▲ 18.1%€7,212▲ 64.1%-€2,969
Net result-€533within the sector's middle half€1,911within the sector's middle half€3,444below the sector's middle half▲ 80.2%€5,906below the sector's middle half▲ 71.5%-€4,287below the sector's middle half
Equity€45,368below the sector's middle half▼ 1.2%€47,279below the sector's middle half▲ 4.2%€50,724below the sector's middle half▲ 7.3%€56,630below the sector's middle half▲ 11.6%€52,343below the sector's middle half▼ 7.6%
Total assets€91,335below the sector's middle half▼ 4.6%€86,465below the sector's middle half▼ 5.3%€81,166below the sector's middle half▼ 6.1%€76,323below the sector's middle half▼ 6.0%€71,480below the sector's middle half▼ 6.3%
Debt€45,967▼ 7.7%€39,186▼ 14.8%€30,442▼ 22.3%€19,693▼ 35.3%€19,137▼ 2.8%
Working capital-€44,933within the sector's middle half▼ 2.4%-€38,729within the sector's middle half▲ 13.8%
Solvency49.7%within the sector's middle half▲ 1.7pp54.7%within the sector's middle half▲ 5.0pp62.5%above the sector's middle half▲ 7.8pp74.2%above the sector's middle half▲ 11.7pp73.2%above the sector's middle half▼ 1.0pp
Current ratio0.01below the sector's middle half▲ 0.010.01below the sector's middle half=
Return on assets (ROA)-0.6%within the sector's middle half▼ 1.2pp2.2%within the sector's middle half▲ 2.8pp4.2%within the sector's middle half▲ 2.0pp7.7%within the sector's middle half▲ 3.5pp-6.0%below the sector's middle half▼ 13.7pp
above
within
below
the middle half (P25 to P75) of NACE 01, Crop and animal production, hunting and related service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2,969 after €7,212 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €71,480
Equity
€52,343 ▼ 7.6%
Debt
€19,137 ▼ 2.8%
Debt's share of the balance-sheet total rises from 25.8% to 26.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€1,874▼
2024 · €12,055
Cash flow
€556▼
2024 · €10,749
Debt to equity
0.37▲
2024 · 0.35
ROE
-8.2%▼
2024 · 10.4%
Interest coverage
1.42▼
2024 · 9.23
Debt ≤ 1 year
€19,137▼
2024 · €19,693
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,915 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 91% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a small loss
1.1%
went bankrupt
7.8%
stopped otherwise
91%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,915 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,843 | €4,843 | €4,843 | €4,843 | €4,843 | = |
| Other operating charges640/8 | €991 | €1,339 | €1,533 | €1,580 | €1,628 | ▲ 3.0% |
| Gross operating margin9900 | €7,019 | €9,901 | €10,770 | €13,635 | €3,502 | ▼ 74.3% |
| Operating profit (loss)9901 | €1,185 | €3,720 | €4,394 | €7,212 | -€2,969 | ▼ 141% |
| Financial charges65/66B | €1,718 | €1,809 | €950 | €1,306 | €1,318 | ▲ 0.9% |
| Recurring financial charges65 | €1,718 | €1,809 | €950 | €1,306 | €1,318 | ▲ 0.9% |
| Profit (loss) for the period before taxes9903 | -€533 | €1,911 | €3,444 | €5,906 | -€4,287 | ▼ 173% |
| Profit (loss) for the period9904 | -€533 | €1,911 | €3,444 | €5,906 | -€4,287 | ▼ 173% |
| Profit (loss) for the period to be appropriated9905 | -€533 | €1,911 | €3,444 | €5,906 | -€4,287 | ▼ 173% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €91,335 | €86,465 | €81,166 | €76,323 | €71,480 | ▼ 6.3% |
| Fixed assets21/28 | €90,851 | €86,009 | €81,166 | €76,323 | €71,480 | ▼ 6.3% |
| Tangible fixed assets22/27 | €90,851 | €86,009 | €81,166 | €76,323 | €71,480 | ▼ 6.3% |
| Land and buildings22 | €90,851 | €86,009 | €81,166 | €76,323 | €71,480 | ▼ 6.3% |
| Current assets29/58 | €484 | €456 | - | - | - | - |
| Cash at bank and in hand54/58 | €484 | €456 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €91,335 | €86,465 | €81,166 | €76,323 | €71,480 | ▼ 6.3% |
| Equity10/15 | €45,368 | €47,279 | €50,724 | €56,630 | €52,343 | ▼ 7.6% |
| Contributions10/11 | €75,000 | €75,000 | €75,000 | €75,000 | €75,000 | = |
| Profit (loss) carried forward14 | -€29,632 | -€27,721 | -€24,277 | -€18,370 | -€22,657 | ▼ 23.3% |
| Amounts payable17/49 | €45,967 | €39,186 | €30,442 | €19,693 | €19,137 | ▼ 2.8% |
| Amounts payable within one year42/48 | €45,417 | €39,186 | €30,442 | €19,693 | €19,137 | ▼ 2.8% |
| Current portion of amounts payable after more than one year42 | €5,378 | - | - | - | - | - |
| Financial debts43 | €7,004 | €7,783 | €7,650 | €7,290 | €7,234 | ▼ 0.8% |
| Credit institutions430/8 | €7,004 | €7,783 | €7,650 | €7,290 | €7,234 | ▼ 0.8% |
| Trade debts44 | €1,473 | €3,642 | €2,605 | €1,190 | - | - |
| Suppliers440/4 | €1,473 | €3,642 | €2,605 | €1,190 | - | - |
| Other amounts payable47/48 | €31,562 | €27,761 | €20,187 | €11,213 | €11,903 | ▲ 6.2% |
| Accrued charges and deferred income492/3 | €550 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€533 | €1,911 | €3,444 | €5,906 | -€4,287 | ▼ 173% |
| + Depreciation and write-downs630 | €4,843 | €4,843 | €4,843 | €4,843 | €4,843 | = |
| Operating cash flow (approximation) | €4,309 | €6,754 | €8,287 | €10,749 | €556 | ▼ 94.8% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€28 | - | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 13 days late
2025
31-12
Financial
Weakest financial yearnet -€4,287
Net result drops to -€4,287, the lowest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
31-12
Financial
Highest result since 2018net €5,906 ▲71.5%
Operating result €7,212, net result €5,906, both a record.
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 5 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-12
Financial
Back to profitnet €1,911
Net result €1,911 after one loss-making year.
09-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 40 days late
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €583
Net result €583 after one loss-making year.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heers · 1 establishment unit since 2007
Ground area
912 m²
Building footprint
132 m²
Volume, LiDAR
839 m³
Parcel 73022B0313/00W002, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JWJP
since 20072.165.849.157
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73022B0313/00W002 | Flanders | 912 m² | 1 · 132 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,676 companies in sector 01610 we hold annual accounts for 1,369. 967 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded28-09-2007
Fiscal year end31-12
Activities, NACEBEL 2025
01610Support activities for crop production
46211Wholesale trade
46311Wholesale trade
46319Wholesale of fruit and vegetables, excluding potatoes
47210Retail sale of fruit and vegetables
E-invoicing
Reachable via Peppol
Peppol ID
0208:0892503334
Also
9925:BE0892503334
Registered
12-01-2026
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.