JW-TECH
ActiveSummary
JW-TECH has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €73k and a net result of €70k. Its solvency ranks better than 84% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity ample (current ratio 4.42; short-term debt: 19.5% and cash: 36.6% of total assets), and 20.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.2%
Return on assets
76%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
10 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€73k
Total assets
€92k
Net result
€70k
Working capital
€62k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €92k
Fixed assets
€13k
Current assets
€80k
Equity and liabilities €92k
Equity
€73k
Debt
€19k
Debt finances 20.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€89k
Cash flow
€71k
Current ratio
4.42
Debt to equity
0.26
ROE
95.9%
ROA
76.0%
Interest coverage
271.67
Debt ≤ 1 year
€18k
Debt > 1 year
€1k
Income taxes
€18k
Staff costs
€1k
Filed annual accounts As filed with the NBB · 2025 · 38 lines
Balance sheet
Code2025
Assets
Total assets20/58€92k
Fixed assets21/28€13k
Tangible fixed assets22/27€13k
Plant, machinery and equipment23€11k
Furniture and vehicles24€1k
Current assets29/58€80k
Amounts receivable within one year40/41€46k
Trade receivables40€40k
Other amounts receivable41€6k
Cash at bank and in hand54/58€34k
Equity and liabilities
Total equity and liabilities10/49€92k
Equity10/15€73k
Contributions10/11€3k
Profit (loss) carried forward14€70k
Amounts payable17/49€19k
Amounts payable after more than one year17€1k
Financial debts170/4€1k
Amounts payable within one year42/48€18k
Current portion of amounts payable after more than one year42€3k
Trade debts44€135
Suppliers440/4€135
Taxes, remuneration and social security45€13k
Taxes450/3€11k
Remuneration and social security454/9€2k
Other amounts payable47/48€2k
Accrued charges and deferred income492/3€32
Income statement
Code2025
Remuneration, social security and pensions62€1k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€970
Other operating charges640/8€116
Gross operating margin9900€91k
Operating profit (loss)9901€88k
Financial charges65/66B€329
Recurring financial charges65€329
Profit (loss) for the period before taxes9903€88k
Income taxes67/77€18k
Profit (loss) for the period9904€70k
Profit (loss) for the period to be appropriated9905€70k
Appropriation of the result
Profit (loss) to be appropriated9906€70k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
10-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 10 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herk-de-Stad · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkstraat 533540 Herk-de-StadGround area
600 m²
Building footprint
179 m²
Volume, LiDAR
843 m³
Parcel 71051B0422/00W000, Flanders · tallest building 10.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
JW-TECH
since 20252.368.325.868
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71051B0422/00W000 | Flanders | 600 m² | 1 · 179 m² | 10.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MAES ELECTRIC SERVICES
BE 0452.823.912
Gent · Eq €73,394
HIBER TECH
BE 0735.501.510
Hasselt · Eq €73,398
VOTEC
BE 0763.376.637
Maaseik · Eq €73,539
EDS CABLING
BE 0820.371.164
Temse · Eq €72,170
Twoseven
BE 0792.459.712
Nivelles · Eq €72,003
Of 1,123 companies in sector 43212 we hold annual accounts for 420. 358 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-01-2025
Fiscal year end31-12
Activities, NACEBEL 2025
43212Electrical installation work in industrial facilities
43211General electrical installation work
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.