Financials
- Fiscal year
- 2025
- Total assets
- €6,708
- Loss
- -€14,538
- Solvency
- -153.7%
Total assets▼ 73.1%
Net result
20212025
JW&T
ActiveSummary
JW&T has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€10,308) and a net result of -€14,538. Equity is shrinking by ~39.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 2227 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Overview
What they do
Activities of interior architects
NACE 71112
1 site
How big
€6,708total assets 2025
- Equity
- -€10,308
- Loss
- -€14,538
Turnover not published (abridged schema)
Who decides
Accounts 31 d early0 of 2 deeds read
Why 52Capped at 59: negative equity- 1 change of registered office in 24 months- Negative equity -€10,308+ Size: total assets €6,708+ Sector Architectural and engineering activities; technical testing and analysis (NACE 71)Show the evidence
Checked score
Score 2025
52
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 3% of its sector peers (NACE 71, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency
0-42
equity -153.7% of total assets
Liquidity
9-45
short-term debt 253.7% · cash 7.4%
Profitability
0-7
return on assets -216.7%
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
- Size: total assets €6,708 lowers the probability for this profile
- 1 change of registered office in 24 months raises the probability
- Sector Architectural and engineering activities; technical testing and analysis (NACE 71) lowers the probability
- Negative equity -€10,308 raises the probability
No credit on open account
Liquidity short (current ratio 0.39 against 1.18 in 2024; short-term debt: 253.7% and cash: 7.4% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 71, micro). Better than this share of them on solvency 3%, liquidity 5%, profitability 4%, growth against the median 1%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year -€10,308
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
31 d early
2024
38 d early
2023
41 d early
2022
34 d early
2021
51 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 39 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Weakest financial yearnet -€14,538
- Annual accounts filedfiscal year 2024 · abbreviated…
Key points
- Risk: Negative equityfiscal year 2025: debts exceed assets -€10,308 View
- Risk: 3 loss-making years in a rowloss fiscal year 2025 -€14,538 View
- Caution: Among the weakest 5% on solvencysector median 46.9% · 2,227 companies -153.7% View
- Positive: Always filed on timeaccounts within the deadline every year 5 years View
By topic
Timeline
- Events
- 7
- Since
- 2022
- Next accounts
- by 31-07-2027
- 30-06-2026Annual accounts filed
- 31-12-2025Weakest financial year
- 23-06-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Activities of interior architectsNACE 71112
- Founded
- 22-06-2021
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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