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JW Building

Active
Private limited companyfounded 20242 yrs activeMolenweg 125, 3660 Oudsbergen, BelgiumKBO/BCE: BE 1010.218.772
Summary

The computed 12-month bankruptcy probability of JW Building is 3.0% (moderate). The 2025 annual accounts show equity of €76,951 and a net result of €71,951. Its solvency ranks better than 39% of 28254 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability100
Solvency62
Growth-
Track record67
Bankruptcy probability, 12 months
3.0% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity tight (current ratio 1.27; short-term debt: 62.9% and cash: 30.6% of total assets), and 62.9% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
37.1%
Return on assets
34.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
31 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

JW Building was incorporated on 10 June 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€76,951
Total assets
€207,485
Net result
€71,951
Working capital
€34,865

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €207,485
Fixed assets €42,086
Current assets €165,399
Equity and liabilities €207,485
Equity €76,951
Debt €130,534
Debt finances 62.9% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€96,240
Cash flow
€78,381
Current ratio
1.27
Debt to equity
1.70
ROE
93.5%
ROA
34.7%
Interest coverage
214.34
Debt ≤ 1 year
€130,534
Income taxes
€17,784

Peer companies

Historical observation

Of the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 40 lines
Balance sheet Code2025
Assets
Total assets20/58€207,485
Fixed assets21/28€42,086
Intangible fixed assets21€12,683
Tangible fixed assets22/27€22,508
Plant, machinery and equipment23€9,356
Furniture and vehicles24€13,153
Financial fixed assets28€6,894
Current assets29/58€165,399
Amounts receivable within one year40/41€64,825
Trade receivables40€54,014
Other amounts receivable41€10,811
Cash at bank and in hand54/58€63,578
Deferred charges and accrued income490/1€36,997
Equity and liabilities
Total equity and liabilities10/49€207,485
Equity10/15€76,951
Contributions10/11€5,000
Reserves13€71,951
Distributable reserves133€71,951
Amounts payable17/49€130,534
Amounts payable within one year42/48€130,534
Financial debts43€24,000
Credit institutions430/8€24,000
Trade debts44€60,517
Suppliers440/4€60,517
Other amounts payable47/48€46,018
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,431
Other operating charges640/8€1,956
Gross operating margin9900€98,196
Operating profit (loss)9901€89,809
Financial income75/76B€374
Recurring financial income75€374
Financial charges65/66B€449
Recurring financial charges65€449
Profit (loss) for the period before taxes9903€89,734
Income taxes67/77€17,784
Profit (loss) for the period9904€71,951
Profit (loss) for the period to be appropriated9905€71,951
Appropriation of the result
Profit (loss) to be appropriated9906€71,951
Transfer to equity691/2€71,951
To the legal reserve6920€71,951

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,431
Other operating charges640/8€1,956
Gross operating margin9900€98,196
Operating profit (loss)9901€89,809
Financial income75/76B€374
Recurring financial income75€374
Financial charges65/66B€449
Recurring financial charges65€449
Profit (loss) for the period before taxes9903€89,734
Income taxes67/77€17,784
Profit (loss) for the period9904€71,951
Profit (loss) for the period to be appropriated9905€71,951
Line2025
Assets
Total assets20/58€207,485
Fixed assets21/28€42,086
Intangible fixed assets21€12,683
Tangible fixed assets22/27€22,508
Plant, machinery and equipment23€9,356
Furniture and vehicles24€13,153
Financial fixed assets28€6,894
Current assets29/58€165,399
Amounts receivable within one year40/41€64,825
Trade receivables40€54,014
Other amounts receivable41€10,811
Cash at bank and in hand54/58€63,578
Deferred charges and accrued income490/1€36,997
Equity and liabilities
Total equity and liabilities10/49€207,485
Equity10/15€76,951
Contributions10/11€5,000
Reserves13€71,951
Distributable reserves133€71,951
Amounts payable17/49€130,534
Amounts payable within one year42/48€130,534
Financial debts43€24,000
Credit institutions430/8€24,000
Trade debts44€60,517
Suppliers440/4€60,517
Other amounts payable47/48€46,018
Line2025
Profit (loss) for the period9904€71,951
+ Depreciation and write-downs630€6,431
Operating cash flow (approximation)€78,381

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudsbergen · 2 establishment units since 2024
seat establishment All 2 establishment units on the map
Ground area
2,994 m²
Building footprint
801 m²
Volume, LiDAR
4,677 m³
2 parcels, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
JW Building
Molenweg 125, 3660 OudsbergenInsulation installation
since 20242.360.290.409
Sompenstraat 11, 3670 Oudsbergen
Demolition
since 20242.371.484.605
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71047A0435/00G000 Flanders 1,878 m² 1 · 143 m² 7.5 m · 2 fl.
72022B0345/00F002 Flanders 1,116 m² 1 · 657 m² 7.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,141 companies in sector 43910 we hold annual accounts for 5,493. 4,804 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded10-06-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43910Bricklaying and masonry work
E-invoicing
Reachable via Peppol
Peppol ID 0208:1010218772
Registered 23-04-2026

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.