JW Architects
ActiveJW Architects has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €49k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 9388 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▼-13
Solvency26▼-74
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.5%
Return on assets
14.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 9388 sector peers (2025).
NBB · sector comparisonPosition among 9388 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
71 d early
2024
38 d early
2023
75 d early
2022
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k▼ 98.0%
2024 · €253k
2022: €34k
2023: €153k
2024: €253k
2022 → 2025
Total assets
€334k▲ 5.2%
2024 · €317k
2022: €50k
2023: €190k
2024: €317k
2022 → 2025
Net result
€49k▼ 50.8%
2024 · €100k
2022: €29k
2023: €119k
2024: €100k
2022 → 2025
Working capital
€-40k
2024 · €242k
2022: €28k
2023: €146k
2024: €242k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€34k-€153k▲ 353%€253k▲ 65.5%€5k▼ 98.0%
Operating result€37k-€156k▲ 323%€126k▼ 19.5%€63k▼ 50.1%
Net result€29k-€119k▲ 315%€100k▼ 16.0%€49k▼ 50.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 50% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €334k
Fixed assets
€45k▲ 343%
Current assets
€288k▼ 6.0%
Equity and liabilities €334k
Equity
€5k▼ 98.0%
Debt
€329k▲ 408%
The debt ratio rises from 20.4% to 98.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€68k▼
2024 · €131k
Cash flow
€55k▼
2024 · €105k
Solvency
1.5%▼
2024 · 79.6%
Current ratio
0.88▼
2024 · 4.75
Quick ratio
0.88▼
2024 · 4.75
Debt / equity
65.72▲
2024 · 0.26
ROE
983.2%▲
2024 · 39.6%
ROA
14.7%▼
2024 · 31.5%
Interest coverage
142.42▼
2024 · 230.34
Debt
€329k▲
2024 · €65k
Debt ≤ 1 year
€329k▲
2024 · €65k
Income taxes
€13k▼
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€317k€334k▲
Fixed assets21/28€10k€45k▲
Tangible fixed assets22/27€10k€44k▲
Furniture and vehicles24€10k€23k▲
Other tangible fixed assets26-€21k
Financial fixed assets28-€1k
Current assets29/58€307k€288k▼
Amounts receivable within one year40/41€17k€27k▲
Trade receivables40€17k€24k▲
Other amounts receivable41-€3k
Current investments50/53€50k€74k▲
Cash at bank and in hand54/58€238k€173k▼
Deferred charges and accrued income490/1€2k€14k▲
Equity and liabilities
Total equity and liabilities10/49€317k€334k▲
Equity10/15€253k€5k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€248k-
Amounts payable17/49€65k€329k▲
Amounts payable within one year42/48€65k€329k▲
Trade debts44€17k€19k▲
Suppliers440/4€17k€19k▲
Taxes, remuneration and social security45€33k€13k▼
Taxes450/3€33k€13k▼
Other amounts payable47/48€15k€297k▲
Accrued charges and deferred income492/3€56€18▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€132k€70k▼
Operating profit (loss)9901€126k€63k▼
Financial income75/76B€2k€33▼
Recurring financial income75€2k€33▼
Financial charges65/66B€568€479▼
Recurring financial charges65€568€479▼
Profit (loss) for the period before taxes9903€128k€62k▼
Income taxes67/77€28k€13k▼
Profit (loss) for the period9904€100k€49k▼
Profit (loss) for the period to be appropriated9905€100k€49k▼
Appropriation of the result
Profit (loss) to be appropriated9906€248k€297k▲
Profit (loss) brought forward from the previous period14P€148k€248k▲
Profit to be distributed694/7-€297k
Return on contributions (dividend)694-€297k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €253k ▲65.5%
3 profitable years in a row build equity to €253k.
17-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €119k ▲315%
Operating result €156k, net result €119k, both a record.
31-12
Financial
Equity above €150kEq €153k ▲353%
2 profitable years in a row build equity to €153k.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de Genval 1251380 LasneGround area
1.0 ha
Building footprint
262 m²
Volume, LiDAR
1,393 m³
Parcel 25076B0107/00B003, Wallonia · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JW Architects
since 20222.333.561.662
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25076B0107/00B003 | Wallonia | 1.0 ha | 1 · 262 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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IF DESIGN
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Amélie J.
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Sara Mé
BE 1015.401.344
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INGENIEUR ARCHITECT THOMAS SMETS
BE 0739.505.234
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Of 3,916 companies in sector 71112 we hold annual accounts for 1,295. 573 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-07-2022
Fiscal year end31-12
Activities, NACEBEL
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.