JVV Innovation & Consulting
ActiveSummary
JVV Innovation & Consulting has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €395k and a net result of €96k. Equity is growing by ~54.9% per year across the filed fiscal years. Its solvency ranks better than 89% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▼-4
Solvency100▲+9
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 21.31 against 3.5 in 2024; short-term debt: 4.1% and cash: 80.9% of total assets), and 10.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.1%
Return on assets
21.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
31 d early
2024
15 d early
2023
8 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€395k▲ 32.1%
2024 · €299k
2023: €67k
2024: €299k
2023 → 2025
Total assets
€443k▼ 2.2%
2024 · €453k
2023: €195k
2024: €453k
2023 → 2025
Net result
€96k▼ 58.7%
2024 · €232k
2023: €66k
2024: €232k
2023 → 2025
Working capital
€372k▲ 36.1%
2024 · €273k
2023: €43k
2024: €273k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€67k-€299k▲ 349%€395k▲ 32.1%
Operating result€91k-€339k▲ 271%€134k▼ 60.5%
Net result€66k-€232k▲ 254%€96k▼ 58.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 60% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €443k
Fixed assets
€53k ▼ 24.8%
Current assets
€390k ▲ 2.0%
Equity and liabilities €443k
Equity
€395k ▲ 32.1%
Debt
€48k ▼ 68.6%
Debt's share of the balance-sheet total falls from 34.1% to 10.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€152k▼
2024 · €356k
Cash flow
€114k▼
2024 · €250k
Current ratio
21.31▲
2024 · 3.50
Debt to equity
0.12▼
2024 · 0.52
ROE
24.3%▼
2024 · 77.7%
ROA
21.6%▼
2024 · 51.2%
Interest coverage
68.97▼
2024 · 125.56
Debt ≤ 1 year
€18k▼
2024 · €109k
Debt > 1 year
€30k▼
2024 · €45k
Income taxes
€39k▼
2024 · €103k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€453k€443k▼
Fixed assets21/28€71k€53k▼
Tangible fixed assets22/27€71k€53k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€68k€51k▼
Current assets29/58€382k€390k▲
Amounts receivable within one year40/41€165k€30k▼
Trade receivables40€165k€5k▼
Other amounts receivable41-€25k
Current investments50/53€200k-
Cash at bank and in hand54/58€16k€359k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€453k€443k▼
Equity10/15€299k€395k▲
Contributions10/11€1k€1k=
Reserves13€298k€394k▲
Distributable reserves133€298k€394k▲
Amounts payable17/49€154k€48k▼
Amounts payable after more than one year17€45k€30k▼
Financial debts170/4€45k€30k▼
Amounts payable within one year42/48€109k€18k▼
Current portion of amounts payable after more than one year42€14k€15k▲
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€91k€27▼
Taxes450/3€91k€27▼
Other amounts payable47/48€1k€1k▼
Accrued charges and deferred income492/3€64-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€18k▲
Other operating charges640/8€244€173▼
Gross operating margin9900€357k€152k▼
Operating profit (loss)9901€339k€134k▼
Financial income75/76B€0€4k▲
Recurring financial income75€0€4k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€336k€135k▼
Income taxes67/77€103k€39k▼
Profit (loss) for the period9904€232k€96k▼
Profit (loss) for the period to be appropriated9905€232k€96k▼
Appropriation of the result
Profit (loss) to be appropriated9906€232k€96k▼
Transfer to equity691/2€232k€96k▼
To other reserves6921€232k€96k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity times 6current ratio 21.31
Current ratio from 3.50 to 21.31; short-term debt falls from €109k to €18k.
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €232k ▲254%
Operating result €339k, net result €232k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 3.50
Current ratio from 1.63 to 3.50.
31-12
Financial
Equity above €200kEq €299k ▲349%
2 profitable years in a row build equity to €299k.
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hove · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jozef Lambrechtslei 192540 HoveGround area
686 m²
Building footprint
148 m²
Volume, LiDAR
949 m³
Parcel 11021A0070/00S004, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JVV Innovation & Consulting
since 20232.347.369.415
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11021A0070/00S004 | Flanders | 686 m² | 1 · 147 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
894500L98YPEO8GYH793
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Of 2,145 companies in sector 71209 we hold annual accounts for 1,086. 727 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-07-2023
Fiscal year end31-12
Activities, NACEBEL 2025
71209Other technical testing and analysis
82990Other business support services
64210Activities of holding companies
71121Engineering and related technical consultancy, excluding land surveyors
73200Market research and public opinion polling
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.